The Prospa Blog
What does a small business loan really cost? Fees, interest and charges explained
A business loan costs more than just the interest rate. We break down application fees, ongoing charges, and other costs to give you a clear picture of what you'll really pay.
Is invoice financing the best way to boost cash flow?
Slow-paying clients hurting your cash flow? Before you choose invoice financing, read our complete guide on the pros, cons, and more flexible funding alternatives.
Business loan vs. line of credit: Which funding is right for you?
Deciding between a business loan and a business line of credit? Learn whether a lump-sum loan for planned growth or a flexible line of credit for cash flow is the right choice for your goals.
Maximise your 2025 tax return with the right small business deductions
The tax changes that could save your business money? They’re often the ones you don’t have time to keep up with.
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Bagels and business breakthroughs: Transforming a passion into profit
Discover how Scott Chappell transformed his passion for bagel making into a thriving business. After a midlife career shift, Scott's journey from a hobbyist bagel maker to a successful entrepreneur was fuelled by Prospa's support.
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Inside Prospa
Keep up to date with the latest news and happenings from inside Prospa, including the most recent product updates, feature improvements and strategic insights from our team of small business lending experts.
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