Prospa is now open on Saturdays. Call our team between 10am & 4pm to discuss your loan.

Business loans
made easy

With Australia’s #1 online lender to small business

Apply Now

With Australia’s #1 online lender to small business

Apply Now


No repayments until 20 January 2019*


No repayments until 20 January 2019*

Prospa business loans up to $250,000

3-24 month terms, cash flow friendly repayments

Fast, easy access to funds

Same-day approval, funding possible in 24 hours

No obligations

Free to apply & takes less than 10 minutes

Dedicated customer support

Call us at 1300 882 867
Mon-Fri 8:30am-7pm, Sat
10am-3pm (AEST)

We have funded over:

Customer satisfaction:

0 %

“Apart from the fact it was easy, it was personal. With Prospa, they were really really interested in my business, and that was the big difference.”

Nyoli Scobie
Truly Tea, NSW

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How it works

Apply in 10 minutes

Simple application process. Apply online, or call us on
1300 882 867.

Same-day approval

Apply today and receive a decision within hours.

Funding possible in 24 hours

Keep the momentum going with fast, easy access to funds.

Prefer to speak to someone?
Call us at 1300 882 867

We take the work out of getting a business loan

We want to help you take advantage of opportunities. Unlike traditional lenders, our entire process makes getting business loans easy – so you spend less time applying, and more time realising your dreams.


We’ve changed our loan contract terms and conditions. Find out more.

*TERMS & CONDITIONS:Deferred payment offer is available for new and existing customers. For business loans settled between 17 December 2018 and 5 January 2019 inclusive, no loan repayments required from the loan settlement date to 20 January 2019 (inclusive); loan repayments begin on Monday 21 January 2019. Total loan repayment term will be extended by the period of time equal to your loan payment deferral; offers only available to customers with connected electronic bank statements; offers not available to partner loans on a partner red-hot offer rate; not valid in conjunction with any other offer; offer may be withdrawn without notice; standard approval criteria and terms and conditions apply.