Business loans
made easy

Our business loans range from $5,000 to $250,000 and no security is required to access up to $100,000. Terms are between 3 and 24 months and we customise daily or weekly repayments to suit your cash flow. Loans can be used for any business purpose and we lend to almost every industry in Australia.

Talk to us

Join the thousands of small businesses that have received business loans from Prospa. Simply submit your application online or call us on 1300 882 867. One of our friendly team will work with you to customise a proposal and answer your questions.

Fast decisions

Once your loan is approved, funding is possible in 24 hours. There is no cost to apply, no obligation to proceed and no hidden fees. There is also no compounding interest – so you know the total amount due from the minute you commence the loan.

We care about small business

We’re passionate about helping small business owners access the money they need to grow or manage their cash flow. Our founders were small business owners themselves and know the difficulties of running a small business.

We know our stuff

Prospa is the leading online lender in Australia, and we have already provided over $750m in business loans to over 15,000 customers. We are a 2017 Telstra Business Award winner for Best Medium Business and ranked as the second fastest growing company in the AFR Fast100 for 2017. We also have an Australian Credit Licence, which means we operate under ASIC regulations.

Quality partners

We have a network of over 7,000 partners who help us provide online business loans, including integration partners like Xero and Reckon; as well as brokers, accountants and franchisors around Australia.

Take the next step

There is no cost to apply for our business loans, so why not find out whether you qualify now? Call 1300 882 867 or get started on your application today.