Don’t settle for ‘good enough’

Welcome to the simple, free business account built for small businesses.

Transform the way you run your business

As Australia’s #1 online lender to small business, we’ve been partnering with
Australian businesses for 10 years to revolutionise their finance.
Now we’re taking it a step further. We’re committed to helping you transform
the way you make payments, fund growth and reduce financial admin.
This is just the beginning, join us on the journey.

Get Started

Business Account

  • Make payments instantly
    Send and receive payments, and set scheduled payments
  • Manage your account 24/7 online
    Access your account online, whenever and wherever it suits you – on web or using the mobile app.
  • No hidden fees
    We value transparency. There’s no monthly fee or minimum balance, and you won’t be hit with unexpected costs.
  • Prospa Visa debit card
    Use your new Prospa debit card everywhere Visa is accepted. Spend instore or online, plus pay and withdraw cash overseas.
Apply Now
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Sole Trader

If you’re a sole trader with an ABN you can apply for an account in minutes. Let’s get you set up with Prospa!

Multi-owner Businesses

If you’re a company, partnership or trust we’re opening up to you soon! Join the waitlist to be first to hear.

Why Prospa?

We understand small businesses

As Australia’s #1 online lender to small business, we are committed to help you transform the way you make payments, fund growth and reduce financial admin.

Security

Strong compliance & data encryption to help keep your information safe. Plus, you can pay securely with Visa.

Speed

Our tech allows us to be fast and responsive which translates to a hassle-free, time saving experience for you.

Simplicity

One business card, one business account, plus an easy-to-use app. Transform the way you run your business financials.

Support

We’re here to help during business hours. Speak to a customer service specialist who really understands small business.

Ready to transform the way you run your business?

Sole traders can apply today!

Apply Now

We’ll be open to companies, partnerships and trusts soon. Join the waitlist.