Prospa Small Business Loan
- Borrow from $5K up to $150K as a lump sum over a fixed term of up to 36 months.
- Minimum $6K monthly turnover and minimum trading history periods apply.
- Great for managing cash flow, buying stock and equipment, or covering unexpected expenses.
Prospa Business Loan Plus
- Borrow from $150K up to $500K as a lump sum over a fixed term of up to 36 months.
- Minimum $1 million annual turnover and 3 years trading to apply.
- Often used for funding growth, renovations and refits, or equipment purchases.
Prospa Business Line of Credit
- Get ongoing access to funds up to $150K and only pay interest on the funds you use.
- Minimum $6K monthly turnover and minimum trading history to apply.
- Ideal for managing cashflow and unexpected expenses.
Prospa Small Business Loan
- Borrow from $5K up to $150K as a lump sum over a fixed term of up to 36 months.
- Minimum $6K monthly turnover and minimum trading history periods apply.
- Great for managing cash flow, buying stock and equipment, or covering unexpected expenses.
Prospa Business Loan Plus
- Borrow from $150K up to $500K as a lump sum over a fixed term of up to 36 months.
- Minimum $1 million annual turnover and 3 years trading to apply.
- Often used for funding growth, renovations and refits, or equipment purchases.
Prospa Business Line of Credit
- Get ongoing access to funds up to $150K and only pay interest on the funds you use.
- Minimum $6K monthly turnover and minimum trading history to apply.
- Ideal for managing cashflow and unexpected expenses.
Business Loans Australia
Our fast and friendly business loans Australia have maintained a strong client focus helping local Aussies like you to access the funds you need to grow. There are no penalties for early payouts and we provide flexible cash flow friendly repayment terms to help you build on your success and keep your business steadily growing.
Our business loans Australia are available for 3 – 36 months and start at just $5,000 moving up to $150,000. No asset security required upfront to access Prospa funding up to $150,000. Applications take just 10 minutes to complete online and you could have the funds in 24 hours.
Prospa have helped thousands of businesses get started on commercial renovations, helped to expand stock and inventory levels, updated existing equipment or broadened business capital and assets. We have funded over $1.65 billion to 29,400 Australian businesses and as an award winning market leader, it’s no surprise that we have maintained a 4.9/5 TrustScore.
Discover what the fuss is about and start an application online today. We help businesses prosper.
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Prospa. Funding solutions to match your business needs
We’re Australia’s #1 online lender to small business.
Choice
Borrow up to $500K with 10 minute application, fast decision and funding possible in 24 hours.
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Customers making it happen with a Prospa loan
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Awards, thanks to your support
It's nice to know we're doing something right
| Year | Award | Category |
|---|---|---|
| 2023 | The Adviser Magazine's Product of Choice: Non-Banks Survey | Winner, SME under $250K Loan of Choice |
| 2023 | The Adviser Magazine's Product of Choice: Non-Banks Survey | Winner, SME over $250K Loan of Choice |
| 2023 | Contact Centre Magazine | Winner, Top 100 Influencers in the Contact Centre Industry |
| 2023 | MFAA State Excellence Awards | Finalist, Business Development Manager Award – Lender & Support Service Provider |
| 2023 | LinkedIn Talent Awards | Winner, Best Employer Brand |
