About Us

About Us

Fintech Australia Prospa

Our vision is to change the way small business owners experience finance

No more compromising or missed opportunities with Prospa by your side. Apply to access funds for growth and cash flow support in a fraction of the time and without all the fuss. It’s what we do.

Australia’s #1 online lender to small business.

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Choice

Borrow up to $300K with 10 minute application, fast decision and funding possible in 24 hours.

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Support

Talk to real people. Business Lending Specialists who are focused on getting you what you need, sooner.

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Confidence

Thousands of small businesses have borrowed from Prospa so far.
You could benefit too.

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Prospa acknowledges the Traditional Custodians of the land on which we work and live, and recognises their continuing connection to land, water and community.
We pay our respects to their Elders past, present and emerging.

Latest News

Prospa provides trading update and announces pricing of its first public ABS issuance backed by SME loans

Prospa is pleased to announce a trading update for the first two months of FY22 and the pricing of its first public asset-backed securitisation (“ABS”) of AUD $200 million issued to wholesale investors.

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“We chose Prospa over a traditional bank because they understand what it’s like to be a small business. They understand that we are individuals competing in a very competitive world."

Brian Holding
Beach Almond Restaurant, QLD

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We’re leading the way

Prospa is a multi-award winning, high-growth company. Prospa was awarded the Telstra Business Award for Best Medium Business NSW in 2017, and in 2018 topped the Financial Times list of high-growth companies in Asia-Pacific.

 

In 2018 Prospa achieved a clean sweep of the MFAA Excellence Awards for Fintech Lender of the Year, winning in all states and nationally. Prospa is an AON Hewitt Employer of Choice two years in a row and ranked 6th in LinkedIn’s Top Startup Places to Work, Australia 2018.

 

See full list of awards we have won.

Prospa has a variety of industry leading strategic partners who share our vision of providing easy access to capital for small businesses wanting to grow – including Reckon, Xero and Mortgage Choice.

 

Small business is at the heart of everything we do. 97% of businesses in Australia are classified as small, and together these small businesses account for about half the value of the economy and 70% of the workforce. Since 2011, Prospa has helped thousands of them to grow and take advantage of opportunities.

Prospa acknowledges the Traditional Custodians of the land on which we work and live, and recognises their continuing connection to land, water and community. We pay our respects to their Elders past, present and emerging.