Welcome to Prospa
Original. One of a kind. In a class of our own. With an unwavering commitment to unleash the potential of every small business.
Over the past ten years, we’ve done just that. Putting our knowledge and understanding of small business to work. Listening, learning, and evolving alongside our customers.
It’s why we disrupted the market so applications can be done in under 10 minutes. Why we strive to give customers a decision within a day, not weeks. And why we do everything we can to make funding available in as little as 24 hours.
It’s also the driving force behind the development of our new Prospa Business Account, with exciting features like an overdraft facility, lending, and transactions, all coming soon. And all in one place.
Now, we’re looking forward to the next 10 years (and beyond).
With a modern, streamlined brand that fits our game-changing products. World class tech. Unmatched expertise. And progressive partners who share our same focus on our customers.
Together, we’re doing more than ever to champion progress, anticipate what’s next, empower customers, and give them what they need, when they need it.
So they can make business happen.
Making smaller stronger
Applications in under 10 minutes, quick decisions and funding possible in hours.
Make business happen with our range of lending products and dedicated Prospa Business Account.
Our dedicated Business Lending Specialists get to know you, and your business.
Join thousands of small businesses who thrive with the support of Prospa.
Meet our Leadership Team
Under the guidance of our Co-Founders and Executive Leadership Team, our Prosparians live true to our values and our mission to unleash the potential of every small business.
Hear from our team
"A customer said she was still waiting for a response from a major bank four weeks after she applied. We’d already approved her loan."
Customer Success Account Manager
Let's work together
What we value
Deliver value fast
Be bold, open & real
Think like an owner
Kiva micro loans
Hey there, partner
Awards, thanks to you
It’s nice to know we’re doing something right
|2021||FINNIES||Winner, Excellence in Business Lending|
|2021||MFAA||Winner, National Fintech Lender of the Year|
|2019||Deloitte Technology Fast 500||Winner, Asia Pacific|
|2017||Fintech Business Awards||Winner, Lending Innovator of the Year|
|2016||Smart50 Awards||#1 Smart Company in Australia|