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About Us

About Us

Our vision is to change the way small business owners experience finance

We’ve helped more than 27,000 Aussie small businesses with funds to seize opportunities or to support cash flow. Now more than ever, we’re here to support the small business community.

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Borrow up to $300K with 10 minute application, fast decision and funding possible in 24 hours

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Talk to real people. Business Lending Specialists who are focused on getting you what you need, sooner.

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More than 27,000 small businesses have borrowed over $1.4 billion from Prospa so far. Join them.

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Latest News

Prospa receives access to Federal Government’s SME Guarantee Scheme to support thousands of small businesses

Prospa is pleased to announce it has received access to Federal Government’s Coronavirus SME Guarantee Scheme to help small businesses deal with the impact of COVID-19 over the next six months.

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“We chose Prospa over a traditional bank because they understand what it’s like to be a small business. They understand that we are individuals competing in a very competitive world."

Brian Holding
Beach Almond Restaurant, QLD

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We’re leading the way

Prospa is a multi-award winning, high-growth company. Prospa was awarded the Telstra Business Award for Best Medium Business NSW in 2017, and in 2018 topped the Financial Times list of high-growth companies in Asia-Pacific.


In 2018 Prospa achieved a clean sweep of the MFAA Excellence Awards for Fintech Lender of the Year, winning in all states and nationally. Prospa is an AON Hewitt Employer of Choice two years in a row and ranked 6th in LinkedIn’s Top Startup Places to Work, Australia 2018.


See full list of awards we have won.

Prospa has a variety of industry leading strategic partners who share our vision of providing easy access to capital for small businesses wanting to grow – including Reckon, Xero and Mortgage Choice.


Small business is at the heart of everything we do. 97% of businesses in Australia are classified as small, and together these small businesses account for about half the value of the economy and 70% of the workforce. Since 2011, Prospa has helped thousands of them to grow and take advantage of opportunities.