Prospa is now open on Saturdays. Call our team between 10am & 4pm to discuss your loan.

About Us

About Us

Our vision is to change the way small business owners experience finance

Prospa is Australia’s #1 online lender to small businesses. Unlike traditional lenders, Prospa understands small business owners need faster finance solutions – so you can make decisions quickly and seize opportunities with total confidence.

We’re on your side

Prospa offers business loans of between $5,000 and $300,000 with no security required to access up to $100,000. Application takes just 10 minutes, you can get same day approval, and funding is possible in 24 hours. Using a smart proprietary technology platform, we focus on the health of a business to determine creditworthiness.

Latest News

Brokers urged to prepare for seasonal cash flow squeezes

Prospa is urging brokers to prepare their small business clients for cash flow peaks and troughs this holiday season.

Read More

We’re leading the way

Prospa is a multi-award winning, high-growth company. Prospa was awarded the Telstra Business Award for Best Medium Business NSW in 2017, and in 2018 topped the Financial Times list of high-growth companies in Asia-Pacific.


In 2018 Prospa achieved a clean sweep of the MFAA Excellence Awards for Fintech Lender of the Year, winning in all states and nationally. Prospa is an AON Hewitt Employer of Choice two years in a row and ranked 6th in LinkedIn’s Top Startup Places to Work, Australia 2018.


See full list of awards we have won.

Prospa has a variety of industry leading strategic partners who share our vision of providing easy access to capital for small businesses wanting to grow – including Reckon, Xero and Mortgage Choice.


Small business is at the heart of everything we do. 97% of businesses in Australia are classified as small, and together these small businesses account for about half the value of the economy and 70% of the workforce. Since 2011, Prospa has helped thousands of them to grow and take advantage of opportunities.

We have funded over:

Customer satisfaction:

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We take the work out of getting a business loan

Simple process

With Prospa, submit your application online in under ten minutes. Simple!

Faster decisions

Same-day approval, funding possible in 24 hours.

We’re available

Our team of lending experts is available to answer enquiries.

Australian owned

We’re Australian owned and operated, with an Australian Credit Licence.