Prospa is now open on Saturdays. Call our team between 10am & 4pm to discuss your loan.

About Us

About Us

Our vision is to change the way small business owners experience finance

We’ve helped more than 28,500 small businesses with funds to seize opportunities or to support cash flow. We continue to fund eligible small businesses with a range of options.

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Borrow up to $300K with 10 minute application, fast decision and funding possible in 24 hours

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Talk to real people. Business Lending Specialists who are focused on getting you what you need, sooner.

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More than 28,500 small businesses have borrowed over $1.5 billion from Prospa so far. Join them.

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Prospa acknowledges the Traditional Custodians of the land on which we work and live, and recognises their continuing connection to land, water and community.
We pay our respects to their Elders past, present and emerging.

Latest News

Prospa wins MFAA National Fintech Lender of the Year three years in a row

Prospa has been named Fintech Lender of the Year for the third year in a row at the MFAA National Excellence Awards 2020 and BDM Erin Manhood has been awarded BDM of the Year (Lender & Support Services Provider).

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“We chose Prospa over a traditional bank because they understand what it’s like to be a small business. They understand that we are individuals competing in a very competitive world."

Brian Holding
Beach Almond Restaurant, QLD

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We’re leading the way

Prospa is a multi-award winning, high-growth company. Prospa was awarded the Telstra Business Award for Best Medium Business NSW in 2017, and in 2018 topped the Financial Times list of high-growth companies in Asia-Pacific.


In 2018 Prospa achieved a clean sweep of the MFAA Excellence Awards for Fintech Lender of the Year, winning in all states and nationally. Prospa is an AON Hewitt Employer of Choice two years in a row and ranked 6th in LinkedIn’s Top Startup Places to Work, Australia 2018.


See full list of awards we have won.

Prospa has a variety of industry leading strategic partners who share our vision of providing easy access to capital for small businesses wanting to grow – including Reckon, Xero and Mortgage Choice.


Small business is at the heart of everything we do. 97% of businesses in Australia are classified as small, and together these small businesses account for about half the value of the economy and 70% of the workforce. Since 2011, Prospa has helped thousands of them to grow and take advantage of opportunities.