Our vision is to change the way small business owners experience finance

Prospa is Australia’s #1 online lender to small businesses. Unlike traditional lenders, Prospa understands small business owners need faster finance solutions – so you can make decisions quickly and seize opportunities with total confidence.

We’re on your side

Prospa offers business loans of between $5,000 and $300,000 with no security required to access up to $100,000. Application takes just 10 minutes, you can get same day approval, and funding is possible in 24 hours. Using a smart proprietary technology platform, we focus on the health of a business to determine creditworthiness.

We’re leading the way

Prospa is a multi-award winning, high-growth company. Prospa was awarded the Telstra Business Award for Best Medium Business NSW in 2017, and in 2018 topped the Financial Times list of high-growth companies in Asia-Pacific.

In 2018 Prospa achieved a clean sweep of the MFAA Excellence Awards for Fintech Lender of the Year, winning in all states and nationally. Prospa is an AON Hewitt Employer of Choice two years in a row and ranked 6th in LinkedIn’s Top Startup Places to Work, Australia 2018.

See full list of awards we have won.

Prospa has a variety of industry leading strategic partners who share our vision of providing easy access to capital for small businesses wanting to grow – including Reckon, Xero and Mortgage Choice.

Small business is at the heart of everything we do. 97% of businesses in Australia are classified as small, and together these small businesses account for about half the value of the economy and 70% of the workforce. Since 2011, Prospa has helped thousands of them to grow and take advantage of opportunities.