Calculate your rewards

New to Prospa?

Prospa Rewards lets you earn Prospa Points on the business payments you already make then redeem them for business essentials, gift cards or convert to Qantas Points.

Explore Prospa Rewards Earn with Prospa Business Account

Here’s what you could get with your Prospa Points

Andrew・Small Business Owner

I already pay tax, rent, payroll, super and suppliers every month. What do I get back?

Prospa Rewards

When you switch on Prospa Rewards you can earn 1 Prospa Point for every $1 you pay. You can pay by BPAY, bank transfer, Prospa Visa Business Debit Card, and with credit cards you own.

Andrew・Small Business Owner

There's a 1% rewards fee though. Why pay to make payments I'm making anyway?

Prospa Rewards

Fair question. It's 1% + GST per payment, and you're always in control — switch rewards on or off any time. You only pay the rewards fee when you want to be earning points.

Andrew・Small Business Owner

Is it actually worth it for a business like mine?

Prospa Rewards

You decide — it depends what you pay each month in tax, BAS, rent, payroll, super and suppliers.

Pay a $5,000 ATO tax bill, $3,000 to suppliers, $1,000 rent and $1,000 electricity in a month and that's 10,000 Prospa Points. This can add up to 120,000 Prospa Points a year.

Andrew・Small Business Owner

And what can I do with the points?

Prospa Rewards

Redeem the points you earn to reinvest in your business, team or travel:

Qantas Points
Book business flights, request upgrades, or purchase business equipment from the Qantas Marketplace with Qantas Business Rewards.
Popular gift cards
Select from iconic brands including JB Hi‑Fi, Bunnings and more.

Andrew・Small Business Owner

Why start now?

Prospa Rewards

Right now you can also earn over 100,000 bonus Prospa Points when you meet the offer criteria. The sooner rewards are on, the sooner everyday payments start working for you.