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Ruly Zahri

Ruly Zahri is a Digital Content Specialist at Prospa, where he covers the latest trends in social media strategies and blog content to enhance the company's online presence and drive marketing success.

07 May 2025

Click frenzy preparation for a SME
  • Growing your business
  • Click frenzy
  • Sales

Maximize ecommerce sales this Click Frenzy with proven small businesses strategies

07 May 2025

29 Apr 2025

Jin Foo from Prospa speaks to Innovative Technology
  • News

Prospa de-risks loan book with innovative technology

29 Apr 2025

28 Apr 2025

Small business owner preparing for Mother's day sale
  • Growing your business
  • Boost sales
  • Mother's day sales
  • Mother's day special deals

5 ways to turn Mother’s Day into a sales booster for your business

28 Apr 2025

24 Apr 2025

Small business owners preparing to maximise tax deductions before EOFY
  • Manage your finances
  • Small business tax deductions
  • Small business write offs
  • Tax benefits for small business
  • Tax breaks for small businesses

Maximise your 2025 tax return with the right small business deductions

24 Apr 2025

23 Apr 2025

Artist painting
  • Growing your business
  • Buy Australian campaign
  • Federal budget 2025
  • Small business government support

How small businesses can benefit from the 2025 Buy Australian campaign

23 Apr 2025

23 Apr 2025

Waitress working at Arte Bianca Pizzeria
  • Growing your business
  • Business partnerships
  • Collaborative partnerships
  • Local business support
  • Small business collaboration

See how two hospitality small businesses leveraged the power of partnerships to grow

23 Apr 2025

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Compare our products
Small Business Loans
  • Small Business Loans
  • Business Loan Plus
  • Line of Credit
Line of Credit
  • Small Business Loans
  • Business Loan Plus
  • Line of Credit
Best for when you need
Fast access to funds
Funds for bigger plans
To build cash flow confidence
Fast access to funds
Funds for bigger plans
To build cash flow confidence
Eligibility
  • 6 months minimum trading history applies
  • Over $6K monthly turnover
  • Active ABN and valid driver’s licence
  • Good credit history
  • 6 months minimum trading history applies
  • Over $6K monthly turnover
  • Active ABN and valid driver’s licence
  • Good credit history
  • Minimum 2 years trading history
  • Over $6K monthly turnover
  • Active ABN and valid driver’s licence
  • Good credit history
  • 6 months minimum trading history applies
  • Over $6K monthly turnover
  • Active ABN and valid driver’s licence
  • Good credit history
  • 6 months minimum trading history applies
  • Over $6K monthly turnover
  • Active ABN and valid driver’s licence
  • Good credit history
  • Minimum 2 years trading history
  • Over $6K monthly turnover
  • Active ABN and valid driver’s licence
  • Good credit history
Asset security
No upfront property security for up to $150K in Prospa funding
Security may be required when accessing over $150K in Prospa funding
No upfront property security for up to $150K in Prospa funding
No upfront property security for up to $150K in Prospa funding
Security may be required when accessing over $150K in Prospa funding
No upfront property security for up to $150K in Prospa funding
Loan size
From $5K to $150K
From $150K to $500K
From $2K to $500K
From $5K to $150K
From $150K to $500K
From $2K to $500K
Loan term
Both products are Up to 3 years
Both products are Up to 5 years
2 years, with option to renew
Both products are Up to 3 years
Both products are Up to 5 years
2 years, with option to renew
Interest
Both products do not require Asset security Fixed interest rate
Fixed interest rate
Both products do not require Asset security Interest calculated on the funds you use, not on the limit.
Both products do not require Asset security Fixed interest rate
Fixed interest rate
Both products do not require Asset security Interest calculated on the funds you use, not on the limit.
Payments structure
Both products can be repaid in a Receive your full amount as a lump sum
Both products can be repaid in a Receive your full loan amount as a lump sum
Use and reuse as often as you like during the 24 month renewable term
Both products can be repaid in a Receive your full amount as a lump sum
Both products can be repaid in a Receive your full loan amount as a lump sum
Use and reuse as often as you like during the 24 month renewable term
Repayment frequency
Both products can be repaid Weekly
Both products can be repaid Weekly
Both products are repaid weekly Only pay interest on what you use + weekly service fee 0.046%
Both products can be repaid Weekly
Both products can be repaid Weekly
Both products are repaid weekly Only pay interest on what you use + weekly service fee 0.046%
Online access
Both products can be accessed through the Prospa App and Prospa Online
Both products can be accessed through the Prospa App and Prospa Online
Both products can be accessed through the Prospa App and Prospa Online
Both products can be accessed through the Prospa App and Prospa Online
Both products can be accessed through the Prospa App and Prospa Online
Both products can be accessed through the Prospa App and Prospa Online
Dedicated lending specialist
Visa debit card not available Yes
Visa debit card not available Yes
Yes
Visa debit card not available Yes
Visa debit card not available Yes
Yes
Visa debit card
Dedicated lending specialist not available No
No
No
Dedicated lending specialist not available No
No
No
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