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Ruly Zahri

Ruly Zahri is a Digital Content Specialist at Prospa, where he covers the latest trends in social media strategies and blog content to enhance the company's online presence and drive marketing success.

16 May 2025

  • Manage your finances

Smart cash flow strategies for small retailers looking to grow

16 May 2025

12 May 2025

  • Small business inspiration

Galloping to success: How White Horse Finance helps businesses forge ahead with Prospa

12 May 2025

09 May 2025

How brokers can prepare for EOFY

09 May 2025

08 May 2025

  • Growing your business
  • Cash flow
  • Hospitality

Strengthen cash flow and unlock growth in your hospitality business

08 May 2025

07 May 2025

  • Growing your business
  • Click frenzy
  • Sales

Maximize ecommerce sales this Click Frenzy with proven small businesses strategies

07 May 2025

29 Apr 2025

  • News

Prospa de-risks loan book with innovative technology

29 Apr 2025

Get started

Which product are you interested in?

Apply for funds

Small business lending to match your business needs

Open an account

A business transaction account. For existing Prospa customers.
Compare our products
Select Product #1
  • Business Loan Plus (NEW)
  • Small Business Loans (NEW)
  • Business Loan Plus
  • Small Business Loans
  • Line of Credit (NEW)
Select Product #2
  • Business Loan Plus (NEW)
  • Small Business Loans (NEW)
  • Business Loan Plus
  • Small Business Loans
  • Line of Credit (NEW)
Best for when you need
Funds for bigger plans
Fast access to funds
Funds for bigger plans
Fast access to funds
To build cash flow confidence
Funds for bigger plans
Fast access to funds
Funds for bigger plans
Fast access to funds
To build cash flow confidence
Eligibility
  • 6 months minimum trading history applies
  • Over $6K monthly turnover
  • Active ABN and valid driver’s licence
  • Good credit history
  • 6 months minimum trading history applies
  • Over $6K monthly turnover
  • Active ABN and valid driver’s licence
  • Good credit history
  • 6 months minimum trading history applies
  • Over $6K monthly turnover
  • Active ABN and valid driver’s licence
  • Good credit history
  • 6 months minimum trading history applies
  • Over $6K monthly turnover
  • Active ABN and valid driver’s licence
  • Good credit history
  • Minimum 2 years trading history
  • Over $6K monthly turnover
  • Active ABN and valid driver’s licence
  • Good credit history
  • 6 months minimum trading history applies
  • Over $6K monthly turnover
  • Active ABN and valid driver’s licence
  • Good credit history
  • 6 months minimum trading history applies
  • Over $6K monthly turnover
  • Active ABN and valid driver’s licence
  • Good credit history
  • 6 months minimum trading history applies
  • Over $6K monthly turnover
  • Active ABN and valid driver’s licence
  • Good credit history
  • 6 months minimum trading history applies
  • Over $6K monthly turnover
  • Active ABN and valid driver’s licence
  • Good credit history
  • Minimum 2 years trading history
  • Over $6K monthly turnover
  • Active ABN and valid driver’s licence
  • Good credit history
Asset security
Security may be required when accessing over $150K in Prospa funding
No upfront property security for up to $150K in Prospa funding
Security may be required when accessing over $150K in Prospa funding
No upfront property security for up to $150K in Prospa funding
No upfront property security for up to $150K in Prospa funding
Security may be required when accessing over $150K in Prospa funding
No upfront property security for up to $150K in Prospa funding
Security may be required when accessing over $150K in Prospa funding
No upfront property security for up to $150K in Prospa funding
No upfront property security for up to $150K in Prospa funding
Loan size
From $150K to $500K
From $5K to $150K
From $150K to $500K
From $5K to $150K
From $2K to $500K
From $150K to $500K
From $5K to $150K
From $150K to $500K
From $5K to $150K
From $2K to $500K
Loan term
Both products are Up to 5 years
Both products are Up to 3 years
Both products are Up to 5 years
Both products are Up to 3 years
2 years, with option to renew
Both products are Up to 5 years
Both products are Up to 3 years
Both products are Up to 5 years
Both products are Up to 3 years
2 years, with option to renew
Interest
Fixed interest rate
Both products do not require Asset security Fixed interest rate
Fixed interest rate
Both products do not require Asset security Fixed interest rate
Both products do not require Asset security Interest calculated on the funds you use, not on the limit.
Fixed interest rate
Both products do not require Asset security Fixed interest rate
Fixed interest rate
Both products do not require Asset security Fixed interest rate
Both products do not require Asset security Interest calculated on the funds you use, not on the limit.
Payments structure
Both products can be repaid in a Receive your full loan amount as a lump sum
Both products can be repaid in a Receive your full amount as a lump sum
Both products can be repaid in a Receive your full loan amount as a lump sum
Both products can be repaid in a Receive your full amount as a lump sum
Use and reuse as often as you like during the 24 month renewable term
Both products can be repaid in a Receive your full loan amount as a lump sum
Both products can be repaid in a Receive your full amount as a lump sum
Both products can be repaid in a Receive your full loan amount as a lump sum
Both products can be repaid in a Receive your full amount as a lump sum
Use and reuse as often as you like during the 24 month renewable term
Repayment frequency
Both products can be repaid Weekly
Both products can be repaid Weekly
Both products can be repaid Weekly
Both products can be repaid Weekly
Both products are repaid weekly Only pay interest on what you use + weekly service fee 0.046%
Both products can be repaid Weekly
Both products can be repaid Weekly
Both products can be repaid Weekly
Both products can be repaid Weekly
Both products are repaid weekly Only pay interest on what you use + weekly service fee 0.046%
Online access
Both products can be accessed through the Prospa App and Prospa Online
Both products can be accessed through the Prospa App and Prospa Online
Both products can be accessed through the Prospa App and Prospa Online
Both products can be accessed through the Prospa App and Prospa Online
Both products can be accessed through the Prospa App and Prospa Online
Both products can be accessed through the Prospa App and Prospa Online
Both products can be accessed through the Prospa App and Prospa Online
Both products can be accessed through the Prospa App and Prospa Online
Both products can be accessed through the Prospa App and Prospa Online
Both products can be accessed through the Prospa App and Prospa Online
Dedicated lending specialist
Visa debit card not available Yes
Visa debit card not available Yes
Visa debit card not available Yes
Visa debit card not available Yes
Yes
Visa debit card not available Yes
Visa debit card not available Yes
Visa debit card not available Yes
Visa debit card not available Yes
Yes
Visa debit card
No
Dedicated lending specialist not available No
No
Dedicated lending specialist not available No
No
No
Dedicated lending specialist not available No
No
Dedicated lending specialist not available No
No
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