Business Loans to match the needs of WA small businesses
- Funding up to $500K
- Fast decision and funding possible in 24 hours
- No asset security required upfront to access Prospa funding up to $150K

Flexible funding solutions for WA small businesses
From ancient indigenous cultural experiences and incredible landscapes, to the vines and surf breaks at Margaret River, or the hum and bustle of cosmopolitan Perth, Western Australia can’t be beaten for variation. And all this is supported by small business, which makes up 97% of all businesses in WA and contributes more than $50 billion to the WA economy.
At Prospa, we are proud to support Western Australian small business owners with hassle-free access to funding. Feel confident to move fast on your next opportunity with a fast decision on amounts up to $500K and funding possible in 24 hours.

Prospa Small Business Loan
- Borrow from $5K up to $150K as a lump sum over a fixed term of up to 36 months.
- Minimum $6K monthly turnover and minimum trading history periods apply.
- Great for managing cash flow, buying stock and equipment, or covering unexpected expenses.

Prospa Business Loan Plus
- Borrow from $150K up to $500K as a lump sum over a fixed term of up to 36 months.
- Minimum $1 million annual turnover and 3 years trading to apply.
- Often used for funding growth, renovations and refits, or equipment purchases.

Prospa Business Line of Credit
- Get ongoing access to funds up to $150K and only pay interest on the funds you use.
- Minimum $6K monthly turnover and minimum trading history to apply.
- Ideal for managing cashflow and unexpected expenses.

Prospa Small Business Loan
- Borrow from $5K up to $150K as a lump sum over a fixed term of up to 36 months.
- Minimum $6K monthly turnover and minimum trading history periods apply.
- Great for managing cash flow, buying stock and equipment, or covering unexpected expenses.

Prospa Business Loan Plus
- Borrow from $150K up to $500K as a lump sum over a fixed term of up to 36 months.
- Minimum $1 million annual turnover and 3 years trading to apply.
- Often used for funding growth, renovations and refits, or equipment purchases.

Prospa Business Line of Credit
- Get ongoing access to funds up to $150K and only pay interest on the funds you use.
- Minimum $6K monthly turnover and minimum trading history to apply.
- Ideal for managing cashflow and unexpected expenses.
Why Prospa? Because we believe in small business.
No more compromising or missed opportunities with Prospa by your side. With hassle-free application, this time tomorrow you could have access to funds for growth and cash flow support. It’s just what we do.
We’re Australia’s #1 online lender to small business
We’re Australia’s #1 online lender to small business
Flexibility
Fast application and decision, and funding possible in 24 hours on flexible options up to $500K.
Support
Locally focused BDMs backed by a team of dedicated Business Lending Specialists who get to know your client's business.
Confidence
Join thousands of Aussie small businesses who thrive with the support of Australia's #1 online lender to small business.