Fast, flexible funding
for WA and beyond

From Perth to Margaret River, WA offers endless opportunities, and Prospa is here to help with fast, flexible business loans tailored for local growth.
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No upfront security to access up to $150K
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No credit check to see
if you are eligible
Western Australia tradie with a WA business loan account shown on mobile phone
Apply in 10 minutes with
funding possible in hours
Choose a Business Loan or
Line of Credit – up to $1M
Manage funds anytime

in the Prospa App

Backing Aussie businesses,
everywhere

WA small businesses drive over $50 billion of economic activity. Prospa backs your ambition with fast, flexible funding tailored for local growth. Apply online in minutes and discover how much you could borrow.

  • Borrow from $5K to $1M
  • Loan terms up to 5 years
  • Funding possible in 24 hours
Get started

Explore our range of funding solutions

Suited for businesses of all shapes and sizes

Business Loans

One off lump sum for big or small business plans.
From $5K up to $1M.

Business Loans

One off lump sum for big or small business plans.
From $5K up to $1M.

Line of Credit

Ongoing access to funds to simplify cash flow.
From $2K to $500K.

Line of Credit

Ongoing access to funds to simplify cash flow.
From $2K to $500K.

Business Account

A free, easy-to-use everyday transaction
account. Full control of your business finances
in one place. 

Business Account

A free, easy-to-use everyday transaction
account. Full control of your business finances
in one place. 

Already know what
you’re after? Get started.
Need help? Talk to a specialist

Backing the local legends of WA

How this Perth-based business found new opportunities thanks to Prospa funding
WA customers in store

See what other WA small businesses are doing

Customer success story: Focused Supports
Happy Days Coffee Pot
How this cafe owner boosted turnover by 300%
View Health
How this nurse hit a home run to grow her health business
Small business owner using tools on-site with steady cash flow support

How to apply

01

Apply in minutes

Minimal paperwork and no upfront security required to secure up to $150K in Prospa funding
02

Get a fast decision

We’ll call you to explain the process and answer any questions
03

Access your funds

Receive your funds within less than an hour from signing your loan documents

Our team of local Business Lending Specialists

We’ll work with you to get the funds you need with same-day decisions and funding possible in hours 
Sales team supporting Prospa's WA customers with small business funding