Prospa is now open on Saturdays. Call our team between 10am & 4pm to discuss your loan.

Meet Australia’s #1 online lender to small business and find out for yourself why Prospa has maintained a 4.9/5 TrustScore from over 24,000 happy and prosperous clients. We put our clients first with tailored business lending solutions that help you achieve the dreams and goals you have for your small business.


Fed up with the big banks? It’s just business lending made fast and simple with Prospa.


Prospa small business financing options start with loans of $5,000 and extend up to $300,000. Applying is fast and easy with our 10 minute online form and a decision is usually received within the hour. Approved clients normally receive the funds they have been approved for in 24hrs or the next business day.


How can we help you to build and expand your small business?


Prospa is the place small businesses go to get the boost they need to really grow. No matter what type of business you have or why you might be looking for finance, Prospa is here to help.


  • Premises renovations
  • Hardware and software upgrades
  • Advertising and rebranding
  • New appliances


Financing over $1.35 billion in business loans, Prospa has already helped thousands of Aussies get the most from their business finance. We tailor your finance experience to ensure your business is always first.


You can borrow up to $100,000 with no asset security required to access the funds. We don’t penalise our clients for early payouts which means you maintain control of your small business finance. Repayment options are developed by your lending consultant to ensure you maintain cash flow friendly terms.


Start your application process today with a fast and easy online application. Let us help you secure prosperity.

Get fast, easy access to funding

Apply in 10 minutes. Funding possible in 24 hours.