Prospa is now open on Saturdays. Call our team between 10am & 4pm to discuss your loan.

Business Finance from Prospa

Business finance with Prospa helps you realise your business dreams with a friendly, flexible business finance option from Australia’s #1 online lender to small business.


We have helped over 24,000 clients achieve their dreams for business expansion, renovation and more by providing over $1.35 billion in short term business finance. We have managed to maintain our 4.9/5 TrustScore with our clients by providing friendly and fast service. As small business financing specialists we help you to grow and develop your business so your success is our success. We put your business first.


How could a short term business loan from Prospa help your business?


We have helped small business owners like you plan and grow for their business futures. Our short-term loans are available for 336 month terms and loans start at $5,000 and are available for up to $300,000. There are no early payout penalties so if your business is exceeding expectations and you choose to close out your loan early, we won’t charge you for your success.


Business owners have used our short term loans to help with:


  • Upgrading assets and capital
  • Expanding shopfronts and business renovations
  • Launching media and advertising campaigns
  • Boosting stock levels leading up and into peak sales periods
  • Upgrading software and infrastructure
  • Much more

Keep your business at its peak and one step ahead of the competition by maintaining the best and most efficient technological solutions. Rebrand and relaunch with an intensive media campaign or give the shopfront, workshop, office a facelift with much-needed renovations.


Working with your business financials, we develop cash flow friendly payment schedules and flexible terms on early payouts. You won’t be penalised on early payouts and we won’t swamp you in unnecessary paperwork and lengthy delays. We’ve made business lending simple. Applying is fast and simple with our online application process taking just 10 minutes to complete. A decision is usually granted within the hour and once approved the fund are normally released within 24hrs or the next business day.


Put your business first with Prospa and apply online today for the finance your business needs to grow and succeed.

Prospa. Funding solutions to match your business needs

Being a small business owner can be tough but accessing funds to help you reach your business goals doesn’t have to be.

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Borrow up to $300K with 10 minute application, fast decision and funding possible in 24 hours

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Talk to real people. Business Lending Specialists who are focused on getting you what you need, sooner.

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More than 24,000 small businesses have borrowed over $1.35 billion from Prospa so far. Join them.

Or call us at 1300 882 867. Our team is available to support you.

“Prospa has been really good for me. They’ve kept me in business, as opposed to maybe finding it too hard and deciding I was going to give it up or sell.”

Julie Wallace
Verdaflore, NSW

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