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Ruly Zahri

Ruly Zahri is a Digital Content Specialist at Prospa, where he covers the latest trends in social media strategies and blog content to enhance the company's online presence and drive marketing success.

23 Apr 2025

Artist painting
  • Growing your business
  • Buy Australian campaign
  • Federal budget 2025
  • Small business government support

How small businesses can benefit from the 2025 Buy Australian campaign

23 Apr 2025

23 Apr 2025

Waitress working at Arte Bianca Pizzeria
  • Growing your business
  • Business partnerships
  • Collaborative partnerships
  • Local business support
  • Small business collaboration

See how two hospitality small businesses leveraged the power of partnerships to grow

23 Apr 2025

22 Apr 2025

Small business owner using budget
  • Manage your finances
  • Budgeting tips
  • Business expense tracker
  • Small business budget

Why your small business needs a budget and how to create one

22 Apr 2025

22 Apr 2025

Small business owner using financial tools
  • Operating your business
  • Business loan repayment calculator
  • Cash flow software
  • Finance tools

4 must-have financial tools for small business owners in 2025

22 Apr 2025

02 Apr 2025

Small business owner stocking shelves
  • Operating your business
  • Business review

Your free quarterly business review template: Track progress and plan ahead

02 Apr 2025

01 Apr 2025

Florentina, small business owner and Prospa customer, featured in a success story
  • Small business inspiration

Fuelling business growth: How Prospa helped Florentina Finance blossom

01 Apr 2025

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Which product are you interested in?

Apply for funds

Small business lending to match your business needs

Open an account

A business transaction account. For existing Prospa customers.
Compare our products
Select Product #1
  • Small Business Loans
  • Business Loan Plus
  • Line of Credit
Select Product #2
  • Small Business Loans
  • Business Loan Plus
  • Line of Credit
Best for when you need
Fast access to funds
Funds for bigger plans
To build cash flow confidence
Fast access to funds
Funds for bigger plans
To build cash flow confidence
Eligibility
  • 6 months minimum trading history applies
  • Over $6K monthly turnover
  • Active ABN and valid driver’s licence
  • Good credit history
  • 6 months minimum trading history applies
  • Over $6K monthly turnover
  • Active ABN and valid driver’s licence
  • Good credit history
  • Minimum 2 years trading history
  • Over $6K monthly turnover
  • Active ABN and valid driver’s licence
  • Good credit history
  • 6 months minimum trading history applies
  • Over $6K monthly turnover
  • Active ABN and valid driver’s licence
  • Good credit history
  • 6 months minimum trading history applies
  • Over $6K monthly turnover
  • Active ABN and valid driver’s licence
  • Good credit history
  • Minimum 2 years trading history
  • Over $6K monthly turnover
  • Active ABN and valid driver’s licence
  • Good credit history
Asset security
No upfront property security for up to $150K in Prospa funding
Security may be required when accessing over $150K in Prospa funding
No upfront property security for up to $150K in Prospa funding
No upfront property security for up to $150K in Prospa funding
Security may be required when accessing over $150K in Prospa funding
No upfront property security for up to $150K in Prospa funding
Loan size
From $5K to $150K
From $150K to $500K
From $2K to $500K
From $5K to $150K
From $150K to $500K
From $2K to $500K
Loan term
Both products are Up to 3 years
Both products are Up to 5 years
2 years, with option to renew
Both products are Up to 3 years
Both products are Up to 5 years
2 years, with option to renew
Interest
Both products do not require Asset security Fixed interest rate
Fixed interest rate
Both products do not require Asset security Interest calculated on the funds you use, not on the limit.
Both products do not require Asset security Fixed interest rate
Fixed interest rate
Both products do not require Asset security Interest calculated on the funds you use, not on the limit.
Payments structure
Both products can be repaid in a Receive your full amount as a lump sum
Both products can be repaid in a Receive your full loan amount as a lump sum
Use and reuse as often as you like during the 24 month renewable term
Both products can be repaid in a Receive your full amount as a lump sum
Both products can be repaid in a Receive your full loan amount as a lump sum
Use and reuse as often as you like during the 24 month renewable term
Repayment frequency
Both products can be repaid Weekly
Both products can be repaid Weekly
Both products are repaid weekly Only pay interest on what you use + weekly service fee 0.046%
Both products can be repaid Weekly
Both products can be repaid Weekly
Both products are repaid weekly Only pay interest on what you use + weekly service fee 0.046%
Online access
Both products can be accessed through the Prospa App and Prospa Online
Both products can be accessed through the Prospa App and Prospa Online
Both products can be accessed through the Prospa App and Prospa Online
Both products can be accessed through the Prospa App and Prospa Online
Both products can be accessed through the Prospa App and Prospa Online
Both products can be accessed through the Prospa App and Prospa Online
Dedicated lending specialist
Visa debit card not available Yes
Visa debit card not available Yes
Yes
Visa debit card not available Yes
Visa debit card not available Yes
Yes
Visa debit card
Dedicated lending specialist not available No
No
No
Dedicated lending specialist not available No
No
No
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