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Ruly Zahri

Ruly Zahri is a Digital Content Specialist at Prospa, where he covers the latest trends in social media strategies and blog content to enhance the company's online presence and drive marketing success.

07 Dec 2022

Referrals
  • Growing your business
  • Growth
  • Referrals

How two businesses use referrals for growth

07 Dec 2022

06 Dec 2022

  • Growing your business
  • Revenue
  • Small business owners

How to create recurring revenue with subscriptions

06 Dec 2022

14 Nov 2022

Manly Bikes Blog
  • Manage your finances
  • Business Account
  • Cash flow forecast
  • Finance

What Manly Bikes achieves with an all-in-one view of business cash flow

14 Nov 2022

11 Nov 2022

High-performing teams
  • Growing your business
  • Hiring
  • Recruitment
  • Small business owners

How to build a high-performing team

11 Nov 2022

04 Nov 2022

BA
  • Manage your finances
  • Banking compliance
  • Business bank account
  • Compliant banking
  • Finance
  • Small business account

How to stay compliant with your business banking

04 Nov 2022

03 Nov 2022

Growing revenue
  • Day to day hustle
  • Marketing
  • Small business owners
  • Staffing

How 6 Aussie small businesses plan to grow revenue in 2023

03 Nov 2022

Get started

Which product are you interested in?

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Small business lending to match your business needs

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A business transaction account. For existing Prospa customers.
Compare our products
Small Business Loans
  • Small Business Loans
  • Business Loan Plus
  • Line of Credit
Line of Credit
  • Small Business Loans
  • Business Loan Plus
  • Line of Credit
Best for when you need
Fast access to funds
Funds for bigger plans
To build cash flow confidence
Fast access to funds
Funds for bigger plans
To build cash flow confidence
Eligibility
  • 6 months minimum trading history applies
  • Over $6K monthly turnover
  • Active ABN and valid driver’s licence
  • Good credit history
  • 6 months minimum trading history applies
  • Over $6K monthly turnover
  • Active ABN and valid driver’s licence
  • Good credit history
  • Minimum 2 years trading history
  • Over $6K monthly turnover
  • Active ABN and valid driver’s licence
  • Good credit history
  • 6 months minimum trading history applies
  • Over $6K monthly turnover
  • Active ABN and valid driver’s licence
  • Good credit history
  • 6 months minimum trading history applies
  • Over $6K monthly turnover
  • Active ABN and valid driver’s licence
  • Good credit history
  • Minimum 2 years trading history
  • Over $6K monthly turnover
  • Active ABN and valid driver’s licence
  • Good credit history
Asset security
No upfront property security for up to $150K in Prospa funding
Security may be required when accessing over $150K in Prospa funding
No upfront property security for up to $150K in Prospa funding
No upfront property security for up to $150K in Prospa funding
Security may be required when accessing over $150K in Prospa funding
No upfront property security for up to $150K in Prospa funding
Loan size
From $5K to $150K
From $150K to $500K
From $2K to $500K
From $5K to $150K
From $150K to $500K
From $2K to $500K
Loan term
Both products are Up to 3 years
Both products are Up to 5 years
2 years, with option to renew
Both products are Up to 3 years
Both products are Up to 5 years
2 years, with option to renew
Interest
Both products do not require Asset security Fixed interest rate
Fixed interest rate
Both products do not require Asset security Interest calculated on the funds you use, not on the limit.
Both products do not require Asset security Fixed interest rate
Fixed interest rate
Both products do not require Asset security Interest calculated on the funds you use, not on the limit.
Payments structure
Both products can be repaid in a Receive your full amount as a lump sum
Both products can be repaid in a Receive your full loan amount as a lump sum
Use and reuse as often as you like during the 24 month renewable term
Both products can be repaid in a Receive your full amount as a lump sum
Both products can be repaid in a Receive your full loan amount as a lump sum
Use and reuse as often as you like during the 24 month renewable term
Repayment frequency
Both products can be repaid Weekly
Both products can be repaid Weekly
Both products are repaid weekly Only pay interest on what you use + weekly service fee 0.046%
Both products can be repaid Weekly
Both products can be repaid Weekly
Both products are repaid weekly Only pay interest on what you use + weekly service fee 0.046%
Online access
Both products can be accessed through the Prospa App and Prospa Online
Both products can be accessed through the Prospa App and Prospa Online
Both products can be accessed through the Prospa App and Prospa Online
Both products can be accessed through the Prospa App and Prospa Online
Both products can be accessed through the Prospa App and Prospa Online
Both products can be accessed through the Prospa App and Prospa Online
Dedicated lending specialist
Visa debit card not available Yes
Visa debit card not available Yes
Yes
Visa debit card not available Yes
Visa debit card not available Yes
Yes
Visa debit card
Dedicated lending specialist not available No
No
No
Dedicated lending specialist not available No
No
No
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