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Unpaid invoices

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Manage your finances ⁷

31 Aug 2022

Manage your finances
Cash flow
Infographic
Late payments
Outstanding payment
Overdue invoices
Payment terms
Small business owners
Unpaid invoices

Infographic: How to manage late invoices and get paid faster

31 Aug 2022

23 Nov 2020

Manage your finances
Cash flow
Client relationships
Eoy
Finances
Unpaid invoices

Creative ways to chase unpaid invoices

23 Nov 2020

30 Oct 2020

Manage your finances
Cash flow
Eoy
Holiday staff
Stock
Unpaid invoices

Tips for preparing for the 2020 end of year surge

30 Oct 2020

25 Nov 2019

Manage your finances
Accounting
Cash flow
Payment terms
Unpaid invoices

Small business veterans’ tips for chasing unpaid invoices

25 Nov 2019

06 Nov 2019

How to survive and thrive during the end of year period | Prospa

Manage your finances
Cash flow
Eoy
Small business tools
Staffing
Unpaid invoices

How to survive and thrive over the holiday period

06 Nov 2019

03 May 2019

Manage your finances
Cash flow
Payment terms
Unpaid invoices

6 steps for small businesses to get paid faster

03 May 2019

Prospa solutions

Prospa
Small Business Loan

Quick access $5K - $150K

Learn more

Prospa
Business Loan Plus

Larger loans $100K - $500K

Learn more

Prospa
Line of Credit

Ongoing access to funds up to $150K

Learn more

Get started

Which product are you interested in?

Apply for funds

Small business lending to match your business needs

Open an account

A business transaction account. For existing Prospa customers.

Compare our products

Select Product #1

Small Business Loans
Business Loan Plus
Line of Credit

Select Product #2

Small Business Loans
Business Loan Plus
Line of Credit

Best for when you need

Fast access to funds

Funds for bigger plans

To build cash flow confidence

Fast access to funds

Funds for bigger plans

To build cash flow confidence

Eligibility

6 months minimum trading history applies
Over $6K monthly turnover
Active ABN and valid driver’s licence
Good credit history

3 years minimum trading history applies
Over $6K monthly turnover
Active ABN and valid driver’s licence
Good credit history

Minimum 2 years trading history
Over $6K monthly turnover
Active ABN and valid driver’s licence
Good credit history

6 months minimum trading history applies
Over $6K monthly turnover
Active ABN and valid driver’s licence
Good credit history

3 years minimum trading history applies
Over $6K monthly turnover
Active ABN and valid driver’s licence
Good credit history

Minimum 2 years trading history
Over $6K monthly turnover
Active ABN and valid driver’s licence
Good credit history

Asset security

No upfront property security for up to $150K in Prospa funding

Security may be required when accessing over $150K in Prospa funding

No upfront property security for up to $150K in Prospa funding

Security may be required when accessing over $150K in Prospa funding

No upfront property security for up to $150K in Prospa funding

Loan size

From $5K to $150K

From $150K to $500K

From $2K to $500K

From $5K to $150K

From $150K to $500K

From $2K to $500K

Loan term

Both products are Up to 3 years

Both products are Up to 5 years

2 years, with option to renew

Both products are Up to 3 years

Both products are Up to 5 years

2 years, with option to renew

Interest

Both products do not require Asset security Fixed interest rate

Fixed interest rate

Both products do not require Asset security Interest calculated on the funds you use, not on the limit.

Both products do not require Asset security Fixed interest rate

Fixed interest rate

Both products do not require Asset security Interest calculated on the funds you use, not on the limit.

Payments structure

Both products can be repaid in a Receive your full amount as a lump sum

Both products can be repaid in a Receive your full loan amount as a lump sum

Use and reuse as often as you like during the 24 month renewable term

Both products can be repaid in a Receive your full amount as a lump sum

Both products can be repaid in a Receive your full loan amount as a lump sum

Use and reuse as often as you like during the 24 month renewable term

Repayment frequency

Both products can be repaid Weekly

Both products are repaid weekly Only pay interest on what you use + weekly service fee 0.046%

Both products can be repaid Weekly

Both products are repaid weekly Only pay interest on what you use + weekly service fee 0.046%

Online access

Both products can be accessed through the Prospa App and Prospa Online

Dedicated lending specialist

Visa debit card not available Yes

Yes

Visa debit card not available Yes

Yes

Visa debit card

Dedicated lending specialist not available No

Apply now Read more

Apply nowRead more

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Inside Prospa

Unpaid invoices

Infographic: How to manage late invoices and get paid faster

Creative ways to chase unpaid invoices

Tips for preparing for the 2020 end of year surge

Small business veterans’ tips for chasing unpaid invoices

How to survive and thrive over the holiday period

6 steps for small businesses to get paid faster

Prospa Small Business Loan

Prospa Business Loan Plus

Prospa Line of Credit

Prospa
Small Business Loan

Prospa
Business Loan Plus

Prospa
Line of Credit