Ruly Zahri, Author at Prospa | Page 15 of 49

Main Navigation

Lending
Lending
Flexible funding solutions designed to help your business grow.
Products
Small Business Loan
Fast funds from $5K to $500K
Business Loan Plus
For big plans up to $1M
Business Line of Credit
Always-on funding up to $500K
Compare & calculate
Compare business loans
See lending options side by side
Repayment calculator
Quickly estimate repayments
Rewards
Qantas Business Rewards
Choose to earn Qantas Points on Prospa Business Loans
Payments
Payments
Fast, secure ways to get paid and manage transactions.
Make and take payments
Business Account
Everyday business account
Pay by Card
Pay bills with your card
Tap to Pay
Accept payments on your phone
Bill Pay
Easily manage and pay bills
Manage finances
Connect to Xero
Sync and reconcile easily
Prospa App
Control your finances on the go
Partner
Partner
Work with Prospa and unlock resources to grow your network.
1300 964 808 [email protected]
Partner with us
Why partner with Prospa?
Benefits for your business
Partner login
Access your partner dashboard
Meet the Team
Get to know our experts
Partner registration
Join our partner network
Partner resources
Prospa IQ
Intelligent quoting
Partner articles
Curated content for partners
Resources
Resources
Company details, career opportunities and expert insights.
About Prospa
About
Learn more about Prospa
Careers
Explore open roles
Get support
Get in touch
Contact our team
FAQ
Answers to common questions
Blog & news
Blog
Tips to grow your business
News
Latest updates from Prospa

Log in
Log in
Are you a Prospa customer or a partner?
Are you a Prospa customer or a partner?
Log in as a customer
Manage your account
Log in as a partner
Access partner tools
Get started
Get started
Which product are you interested in?
Which product are you interested in?
Apply for funds
Small business lending to match your business needs
Open an account
A free transaction account to help you manage your cash flow
Search

Categories

Small business inspiration
Manage your finances
Growing your business
Day to day hustle
Operating your business

Content types

Guide
Video
Infographic
Customer story
Resources

Topics

Cash flow
Technology
Marketing
Business planning
Innovation
Leadership
Finance

Industries

Building and trade
Professional services
Health and beauty
Hospitality
Transport

Prospa solutions

Prospa small business loan
Prospa business loan plus
Prospa business line of credit
Prospa business account
Prospa app

Partner blog

A curated collection of content for our partners

Inside Prospa

Product updates and insights from the Prospa team

Footer

Ruly Zahri

Ruly Zahri is a Digital Content Specialist at Prospa, where he covers the latest trends in social media strategies and blog content to enhance the company's online presence and drive marketing success.

21 Feb 2022

Melb Lockdown lessons

Growing your business
Instagram
Social media
Streamlined business

Lessons from lockdown: How two Melbourne businesses thrived

21 Feb 2022

14 Feb 2022

Cashless

Day to day hustle
Cardless
Cashless
Payments

The end of the EFTPOS machine? Going cashless and cardless

14 Feb 2022

07 Feb 2022

MOA Coffee

Growing your business
Business
Charity
Coffee

Inside a social enterprise: MOA Coffee Co

07 Feb 2022

31 Jan 2022

Supply chain - Storm in a D cup

Manage your finances
Cash flow
Stock
Supply chain

Supply chain solutions: How Storm in a D Cup is balancing stock, staff and service

31 Jan 2022

24 Jan 2022

Podcast

Growing your business
Business podcasts
Marketing
Pricing

6 podcasts business owners are listening to now (+2 they should be)

24 Jan 2022

17 Jan 2022

Stoned Crystals

Growing your business
Small business inspiration
Customer story
Customer success story

How Stoned Crystals became one of Australia’s fastest growing companies

17 Jan 2022

30 Dec 2021

WIWIK Red Chair Boutique

Growing your business
Fashion
I wish someone had told me that
Online shopping
Regional business

“I wish someone had told me that”: Robyn Robertson, Red Chair Boutique

30 Dec 2021

21 Dec 2021

Sweet Bake

Day to day hustle
Growing your business
Instagram marketing
Small business success

Social media marketing: Sweet Bakes’ top Instagram tips

21 Dec 2021

14 Dec 2021

Jason He

Growing your business
CRM
Lead generation
SEO

Reviews, referrals and renewals: The power of post-purchase customer service

14 Dec 2021

10 Dec 2021

SMB trends

Growing your business
Buy local
Digitisation
Hybrid work
Infographic

Infographic: small business trends 2022

10 Dec 2021

Get started

Which product are you interested in?

Apply for funds

Small business lending to match your business needs

Open an account

A business transaction account. For existing Prospa customers.

Compare our products

Select Product #1

Small Business Loans
Business Loan Plus
Line of Credit

Select Product #2

Small Business Loans
Business Loan Plus
Line of Credit

Best for when you need

Fast access to funds

Funds for bigger plans

To build cash flow confidence

Fast access to funds

Funds for bigger plans

To build cash flow confidence

Eligibility

6 months minimum trading history applies
Over $6K monthly turnover
Active ABN and valid driver’s licence
Good credit history

3 years minimum trading history applies
Over $6K monthly turnover
Active ABN and valid driver’s licence
Good credit history

Minimum 2 years trading history
Over $6K monthly turnover
Active ABN and valid driver’s licence
Good credit history

6 months minimum trading history applies
Over $6K monthly turnover
Active ABN and valid driver’s licence
Good credit history

3 years minimum trading history applies
Over $6K monthly turnover
Active ABN and valid driver’s licence
Good credit history

Minimum 2 years trading history
Over $6K monthly turnover
Active ABN and valid driver’s licence
Good credit history

Security

No upfront security for up to $150K in Prospa funding

Upfront property security required

No upfront security for up to $150K in Prospa funding

No upfront security for up to $150K in Prospa funding

Upfront property security required

No upfront security for up to $150K in Prospa funding

Loan size

From $5K to $500K

From $500K to $1M

From $2K to $500K

From $5K to $500K

From $500K to $1M

From $2K to $500K

Loan term

Both products are Up to 5 years

Both products are Up to 5 years

2 years, with option to renew

Both products are Up to 5 years

Both products are Up to 5 years

2 years, with option to renew

Interest

Both products do not require Asset security Fixed interest rate

Fixed interest rate

Both products do not require Asset security Interest calculated on the funds you use, not on the limit.

Both products do not require Asset security Fixed interest rate

Fixed interest rate

Both products do not require Asset security Interest calculated on the funds you use, not on the limit.

Payments structure

Both products can be repaid in a Receive your full amount as a lump sum

Both products can be repaid in a Receive your full loan amount as a lump sum

Use and reuse as often as you like during the 24 month renewable term

Both products can be repaid in a Receive your full amount as a lump sum

Both products can be repaid in a Receive your full loan amount as a lump sum

Use and reuse as often as you like during the 24 month renewable term

Repayment frequency

Both products can be repaid Weekly

Both products can be repaid Weekly

Both products are repaid weekly Only pay interest on what you use + weekly service fee 0.046%

Both products can be repaid Weekly

Both products can be repaid Weekly

Both products are repaid weekly Only pay interest on what you use + weekly service fee 0.046%

Online access

Both products can be accessed through the Prospa App and Prospa Online

Both products can be accessed through the Prospa App and Prospa Online

Both products can be accessed through the Prospa App and Prospa Online

Both products can be accessed through the Prospa App and Prospa Online

Both products can be accessed through the Prospa App and Prospa Online

Both products can be accessed through the Prospa App and Prospa Online

Dedicated lending specialist

Visa debit card not available Yes

Visa debit card not available Yes

Yes

Visa debit card not available Yes

Visa debit card not available Yes

Yes

Visa debit card

Dedicated lending specialist not available No

No

No

Dedicated lending specialist not available No

No

No

Apply now Read more

Apply now Read more

Apply now Read more

Apply nowRead more

Apply nowRead more

Apply nowRead more

Check your eligibility

Our lending specialists are usually in contact with you within the next 2 hours. Need an answer now?

Call us on 1300 882 867

Check your eligibility

Our lending specialists are usually in contact with you within the next 2 hours. Need an answer now?

Call us on 1300 882 867

Check your eligibility

Our lending specialists are usually in contact with you within the next 2 hours. Need an answer now?

Call us on 1300 882 867

Business Details

Loan Details

Personal Details

Search by ABN, ACN or legal trading name: ^{*required field}

Industry ^{*required field}

Type of business ^{*required field}

Has your business been trading for more than 6 months? ^{*required field}

Yes

No

Are you the business owner or director? ^{*required field}

Yes

No

By clicking continue I agree with Prospa's consent information and privacy policy.

By clicking continue I agree with Prospa's consent information and privacy policy.

Monthly revenue ^{*required field}

How much are you looking for? ^{*required field}

How will you use the funds? ^{*required field}

Do you have tax debt? ^{*required field}

Yes

No

Total tax debt amount

By clicking continue I agree with Prospa's consent information and privacy policy.

By clicking continue I agree with Prospa's consent information and privacy policy.

First name ^{*required field}

Last name ^{*required field}

Email ^{*required field}

Phone ^{*required field}

Date of birth ^{*required field}

What is your residency status? ^{*required field}

Citizen

Permanent Resident

Neither

By clicking submit I agree with Prospa's consent information and privacy policy.

By clicking submit I agree with Prospa's consent information and privacy policy.

By clicking submit I agree with Prospa's consent information and privacy policy.

By clicking submit I agree with Prospa's consent information and privacy policy.

Thanks for contacting us! We will get in touch with you shortly.

Check your eligibility

Our lending specialists are usually in contact with you within the next 2 hours. Need an answer now?

Call us on 1300 882 867

Check your eligibility

Our lending specialists are usually in contact with you within the next 2 hours. Need an answer now?

Call us on 1300 882 867

Check your eligibility

Our lending specialists are usually in contact with you within the next 2 hours. Need an answer now?

Call us on 1300 882 867

Business Details

Loan Details

Personal Details

Search by ABN, ACN or legal trading name: ^{*required field}

Industry ^{*required field}

Type of business ^{*required field}

Has your business been trading for more than 6 months? ^{*required field}

Yes

No

Are you the business owner or director? ^{*required field}

Yes

No

By clicking continue I agree with Prospa's consent information and privacy policy.

By clicking continue I agree with Prospa's consent information and privacy policy.

Monthly revenue ^{*required field}

How much are you looking for? ^{*required field}

How will you use the funds? ^{*required field}

Do you have tax debt? ^{*required field}

Yes

No

Total tax debt amount

By clicking continue I agree with Prospa's consent information and privacy policy.

By clicking continue I agree with Prospa's consent information and privacy policy.

First name ^{*required field}

Last name ^{*required field}

Email ^{*required field}

Phone ^{*required field}

Date of birth ^{*required field}

What is your residency status? ^{*required field}

Citizen

Permanent Resident

Neither

What would be the ideal time to contact you? ^{*required field}

Before 11am

11am - 2pm

2pm - 5pm

Anytime

By clicking submit I agree with Prospa's consent information and privacy policy.

By clicking submit I agree with Prospa's consent information and privacy policy.

By clicking submit I agree with Prospa's consent information and privacy policy.

By clicking submit I agree with Prospa's consent information and privacy policy.

Thanks for contacting us! We will get in touch with you shortly.

Check your eligibility

Our lending specialists are usually in contact with you within the next 2 hours. Need an answer now?

Call us on 1300 882 867

Check your eligibility

Our lending specialists are usually in contact with you within the next 2 hours. Need an answer now?

Call us on 1300 882 867

Check your eligibility

Our lending specialists are usually in contact with you within the next 2 hours. Need an answer now?

Call us on 1300 882 867

Business Details

Loan Details

Personal Details

Search by ABN, ACN or legal trading name: ^{*required field}

Industry ^{*required field}

Type of business ^{*required field}

Has your business been trading for more than 6 months? ^{*required field}

Yes

No

Are you the business owner or director? ^{*required field}

Yes

No

By clicking continue I agree with Prospa's consent information and privacy policy.

By clicking continue I agree with Prospa's consent information and privacy policy.

Monthly revenue ^{*required field}

How much are you looking for? ^{*required field}

How will you use the funds? ^{*required field}

Are you interested in earning Qantas Points? ^{*required field}

Yes

No

Choose to earn 1 Qantas Point per $1 funded (up to 500,000 Qantas Points). T&C apply.

By clicking continue I agree with Prospa's consent information and privacy policy.

By clicking continue I agree with Prospa's consent information and privacy policy.

First name ^{*required field}

Last name ^{*required field}

Email ^{*required field}

Phone ^{*required field}

Date of birth ^{*required field}

What is your residency status? ^{*required field}

Citizen

Permanent Resident

Neither

What would be the ideal time to contact you? ^{*required field}

Before 11am

11am - 2pm

2pm - 5pm

Anytime

By clicking submit I agree with Prospa's consent information and privacy policy.

By clicking submit I agree with Prospa's consent information and privacy policy.

By clicking submit I agree with Prospa's consent information and privacy policy.

By clicking submit I agree with Prospa's consent information and privacy policy.

Thanks for contacting us! We will get in touch with you shortly.

Talk to a specialist

Our lending specialists are usually in contact with you within the next 2 hours. Need an answer now?

Call us on 1300 882 867

Are you a new or existing customer? ^{*required field}

New

Existing

First name ^{*required field}

Last name ^{*required field}

Phone number ^{*required field}

Email ^{*required field}

How can we help? ^{*required field}

By clicking submit I agree with Prospa's consent information and privacy policy.

By clicking submit I agree with Prospa's consent information and privacy policy.

By clicking submit I agree with Prospa's consent information and privacy policy.

By clicking submit I agree with Prospa's consent information and privacy policy.

Thanks for contacting us! We will get in touch with you shortly.

Talk to a specialist

Our lending specialists are usually in contact with you within the next 2 hours. Need an answer now?

Call us on 1300 882 867

Talk to a specialist

Our lending specialists are usually in contact with you within the next 2 hours. Need an answer now?

Call us on 1300 882 867

Business Details

Contact information

Search by ABN, ACN or legal trading name:

Monthly revenue ^{*required field}

How much are you looking for? ^{*required field}

How will you use the funds? ^{*required field}

By clicking continue I agree with Prospa's consent information and privacy policy.

By clicking continue I agree with Prospa's consent information and privacy policy.

First name ^{*required field}

Last name ^{*required field}

Phone number ^{*required field}

Email address ^{*required field}

What would be the ideal time to contact you? ^{*required field}

Before 11am

11am - 2pm

2pm - 5pm

Anytime

By clicking submit I agree with Prospa's consent information and privacy policy.

By clicking submit I agree with Prospa's consent information and privacy policy.

By clicking submit I agree with Prospa's consent information and privacy policy.

By clicking submit I agree with Prospa's consent information and privacy policy.

Thanks for contacting us! We will get in touch with you shortly.

Talk to a specialist

Our lending specialists are usually in contact with you within the next 2 hours. Need an answer now?

Call us on 1300 882 867

Talk to a specialist

Our lending specialists are usually in contact with you within the next 2 hours. Need an answer now?

Call us on 1300 882 867

Business Details

Contact information

Search by ABN, ACN or legal trading name:

Monthly revenue ^{*required field}

How much are you looking for? ^{*required field}

How will you use the funds? ^{*required field}

Are you interested in earning Qantas Points? ^{*required field}

Yes

No

Choose to earn 1 Qantas Point per $1 funded (up to 500,000 Qantas Points). T&C apply.

By clicking continue I agree with Prospa's consent information and privacy policy.

By clicking continue I agree with Prospa's consent information and privacy policy.

First name ^{*required field}

Last name ^{*required field}

Phone number ^{*required field}

Email address ^{*required field}

What would be the ideal time to contact you? ^{*required field}

Before 11am

11am - 2pm

2pm - 5pm

Anytime

By clicking submit I agree with Prospa's consent information and privacy policy.

By clicking submit I agree with Prospa's consent information and privacy policy.

By clicking submit I agree with Prospa's consent information and privacy policy.

By clicking submit I agree with Prospa's consent information and privacy policy.

Thanks for contacting us! We will get in touch with you shortly.

Talk to a specialist

Our lending specialists are usually in contact with you within the next 2 hours. Need an answer now?

Call us on 1300 882 867

Talk to a specialist

Our lending specialists are usually in contact with you within the next 2 hours. Need an answer now?

Call us on 1300 882 867

Business Details

Contact information

Search by ABN, ACN or legal trading name:

Monthly revenue ^{*required field}

How much are you looking for? ^{*required field}

How will you use the funds? ^{*required field}

Are you interested in earning Qantas Points? ^{*required field}

Yes

No

Choose to earn 1 Qantas Point per $1 funded (up to 500,000 Qantas Points). T&C apply.

By clicking continue I agree with Prospa's consent information and privacy policy.

By clicking continue I agree with Prospa's consent information and privacy policy.

First name ^{*required field}

Last name ^{*required field}

Phone number ^{*required field}

Email address ^{*required field}

What would be the ideal time to contact you? ^{*required field}

Before 11am

11am - 2pm

2pm - 5pm

Anytime

By clicking submit I agree with Prospa's consent information and privacy policy.

By clicking submit I agree with Prospa's consent information and privacy policy.

By clicking submit I agree with Prospa's consent information and privacy policy.

By clicking submit I agree with Prospa's consent information and privacy policy.

Thanks for contacting us! We will get in touch with you shortly.

Talk to a specialist

Our lending specialists are usually in contact with you within the next 2 hours. Need an answer now?

Call us on 1300 882 867

What can we assist with?

I have a general question

We've detected your location as New Zealand.
Is this correct?

If so, we can direct you to prospa.co.nz

Go to prospa.co.nz (NZ)

Stay on prospa.com (AU)

Don't show again

Confirm

Home Blog Author: Ruly Zahri Page 15

Lending
Small Business Loan
Business Loan Plus
Business Line of Credit
Business Loans Australia
Business Loan Calculator
Business Account

About
Careers
News
Contact us
Feedback
Prospa Wiki
Sitemap

Blog
Prospa Online
Partner Portal

Code compliant online small business loan

Eligibility and approval criteria, fees and charges and terms and conditions may apply to Prospa’s products and services.

ABN 47 154 775 667

© 2026 Prospa Advance Pty Limited

Privacy Policy | Consent Information | Online Terms

Youtube

Instagram

https://on.prospa.com/footer

Download the Prospa App

Download the Prospa App