Business Loans NSW

Need capital to grow your NSW business? Discover fast, flexible business loans that help you expand, invest, and thrive.

Apply in minutes Check eligibility

No upfront security to access up to $150K

No credit check to see if you are eligible

A café worker in an apron standing with arms crossed inside a coffee shop, next to a smartphone screen showing a small business loan summary and repayment history.

Borrow from $5K to $1M
Funding possible within hours

Flexible terms
Make unlimited extra repayments to save on interest and pay off your loan faster

Minimal paperwork
No lengthy forms or stressful processes, so you can get back to running your business

Fast Approvals
Once we have all your necessary application details, we can provide a decision in as little as one business day.

Manage anytime, anywhere
Manage cash flow on the go with the Prospa App or Prospa Online.

Easy application
Apply online in under 10 minutes, with no credit checks to see if you’re eligible.

Calculate your repayments

Our calculator will help you estimate how much you’ll pay per week based on the amount you borrow for a Business Loan or Line of Credit.

See full T&Cs

How much would you like to borrow?

Please enter an amount between $5,000 and $500,000.

What is the loan term?

Unfortunately, we only currently offer loan terms longer than 3 years for amounts greater than $150,000.

How much would you like to access?

A valid loan amount ($5,000 - $500,000) is required

How much do you expect to draw down?

Your repayment breakdown

Weekly repayment	$0
Payback amount	$0
Loan Term	$0
Number of repayments	$0

Why Prospa?

Access fast, easy, and flexible business funding in NSW that keeps your cash flow steady. With no upfront security required for loans up to $150K and business finance options up to $1M, we have a business lending solution for you.

Apply online today and give your business the confidence to grow.

How it works

Apply in minutes

Minimal paperwork and no upfront security required to access up to $150K.

Get a fast decision

We’ll call you to explain the process and answer any questions

Access your funds

Receive your funds within less than an hour from signing your loan documents

Why a NSW Business Loan?

Looking to upgrade your workspace, invest in new equipment, or hire extra staff to meet growing demand? A small business loan can help you access the funds you need within hours. With quick approvals and flexible repayment options, our business loans are ideal for any business looking to manage cash flow.