Prospa is now open on Saturdays. Call our team between 10am & 4pm to discuss your loan.

We are Australia’s #1 online lender offering short term business loans with flexible options and terms designed to help your company grow and succeed. Our short term business loans are designed to work with you and your business. Unlike the big lenders, we invest in your company’s growth providing a client-focused approach that has helped us maintain a 4.9/5 TrustScore.


By providing short term business loans to our clients, we have helped local Aussies achieve their goals and business outcomes.


How can we help you to achieve your dreams?

  • Business renovations
  • Purchasing new or updated equipment/software
  • Improving infrastructure
  • Expanding your stock levels/range
  • Purchasing new assets

Prospa has already provided over $1.35 billion to over 24,000+ Australian businesses.


With Prospa you can borrow anything between $5,000 and $300,000 across loan terms from 3 to 24 months. No asset security is required for you to access up to $100,000. Provided that you follow your loan obligations, we will not need to secure your business loan of up to $100,000.


We offer cash flow friendly repayment terms ensuring that the funds you have borrowed to grow your business help to keep it expanding.


Our online application process takes about 10 minutes and will usually provide you with your approval within the hour. There is no unnecessary paperwork. No tedious back and forth. You can apply online and receive the funds you need to grow and expand your business in next to no time.

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Get fast, easy access to funding

Apply in 10 minutes. Funding possible in 24 hours.