Short Term Business Loans

We are Australia’s #1 online lender offering short term business loans with flexible options and terms designed to help your company grow and succeed. Our short term business loans are designed to work with you and your business. Unlike the big lenders, we invest in your company’s growth providing a client-focused approach that has helped us maintain a 4.9/5 TrustScore.


By providing short term business loans to our clients, we have helped local Aussies achieve their goals and business outcomes.


How can we help you to achieve your dreams?

  • Business renovations
  • Purchasing new or updated equipment/software
  • Improving infrastructure
  • Expanding your stock levels/range
  • Purchasing new assets


With Prospa you can borrow anything between $5,000 and $150,000 across loan terms from 324 months. No asset security required upfront to access Prospa funding up to $150,000. We offer cash flow friendly repayment terms ensuring that the funds you have borrowed to grow your business help to keep it expanding. Prospa has already provided over $1.65 billion to over 29,400 Australian businesses.


Our online application process takes about 10 minutes and will usually provide you with your approval within the hour. There is no unnecessary paperwork. No tedious back and forth. You can apply online and receive the funds you need to grow and expand your business in next to no time.

Why Prospa? It’s today’s way to borrow.

No more compromising or missed opportunities with Prospa by your side. With hassle-free application, this time tomorrow you could have access to funds for growth and cash flow support. It’s just what we do.

We’re Australia’s #1 online lender to small business.

Card image cap


Borrow up to $500K with 10 minute application, fast decision and funding possible in 24 hours.

Card image cap


Talk to real people. Business Lending Specialists who are focused on getting you what you need, sooner.

Card image cap


Thousands of small businesses have borrowed from Prospa so far.
You could benefit too.

Or call us at 1300 882 867. Our team is available to support you.

“Prospa has been really good for me. They’ve kept me in business, as opposed to maybe finding it too hard and deciding I was going to give it up or sell.”

Julie Wallace
Verdaflore, NSW

Watch Video
Fintech Australia Prospa