Fast Business Loans
Get quick access to finance and grow your business. Our fast business loan online application takes as little as 10 minutes, you get a quick decision and, if approved, funding is possible in hours.
- Apply online in under 10 minutes
- Funding options up to $500,000
- Fast decision and funding possible in 24 hours
- No asset security required upfront to access Prospa funding up to $150,000
Fast business loans
We are Australia’s #1 online lender supporting small businesses with fast business loans and approval within the hour. As a client focused lender, Prospa puts the prosperity of your business first. Our fast business loans and friendly team of lending experts have helped us maintain a 4.9/5 TrustScore with our clients.
We have already helped thousands of Australian businesses achieve their dreams by financing fast business loans. If you are looking for the right lender to help you reach the next pivotal stage in your business development, then think Prospa and apply online today.
How can Prospa help your business?
We have already helped thousands of Australian businesses achieve their dreams by financing fast business loans. If you are looking for the right lender to help you reach the next pivotal stage in your business development, then think Prospa and apply online today.
How can Prospa help your business?
Prospa Small Business Loan
- Borrow from $5K up to $150K as a lump sum over a fixed term of up to 36 months.
- Minimum $6K monthly turnover and minimum trading history periods apply.
- Great for managing cash flow, buying stock and equipment, or covering unexpected expenses.
Prospa Business Loan Plus
- Borrow from $150K up to $500K as a lump sum over a fixed term of up to 36 months.
- Minimum $1 million annual turnover and 3 years trading to apply.
- Often used for funding growth, renovations and refits, or equipment purchases.
Prospa Business Line of Credit
- Get ongoing access to funds up to $150K and only pay interest on the funds you use.
- Minimum $6K monthly turnover and minimum trading history to apply.
- Ideal for managing cashflow and unexpected expenses.
Quick business finance designed for Australian small businesses
$5,000 and $500K over loan terms from 3 – 36 months could help you get your small business exactly where you’ve always wanted it to be.
As a client focused lender we won’t treat you like the big banks. Our friendly team of Business Lending Specialists are here to answer any questions you might have and help you get the most from your small business loan. We develop cash flow friendly repayment terms ensuring we are always working with your business to help you get the most from your finance options.
Apply online today. Funding possible in 24 hours
As a client focused lender we won’t treat you like the big banks. Our friendly team of Business Lending Specialists are here to answer any questions you might have and help you get the most from your small business loan. We develop cash flow friendly repayment terms ensuring we are always working with your business to help you get the most from your finance options.
Apply online today. Funding possible in 24 hours
Invest in new capital and get your business ahead with the latest technology and machinery.
Ensuring that your business remains competitive and at the very edge of the latest innovations and technology is the best way to maintain a healthy and thriving company. We can help you invest wisely in the latest advances in your field.
Easy application
Apply online in under 10 minutes with minimal paperwork.
Flexible terms
We offer repayment terms of 3 - 36 months, with the freedom to pay out your loan early and save on interest
Custom pricing
Our rate is determined by how much you're borrowing, the size of your business and credit score.
01
Apply online in under 10 minutes
For a loan, you'll need your recent trading figures to refer to. If you're signing up for our Business Account, have your ID documents handy.
02
Get a same-day decision
Apply for a loan and you'll get a decision within a business day - often just a few hours. We'll reach out to explain the process and answer any questions you have.
03
Access your funds
Once your loan is approved, the funds are automatically transferred and could be in your account as soon as the next business day.
Why Prospa? It’s today’s way to borrow.
No more compromising or missed opportunities with Prospa by your side. With hassle-free application, this time tomorrow you could have access to funds for growth and cash flow support. It’s just what we do.
We’re Australia’s #1 online lender to small business.
We’re Australia’s #1 online lender to small business.
Choice
Borrow up to $500K with 10 minute application, fast decision and funding possible in 24 hours.
Support
Locally focused BDMs backed by a team of dedicated Business Lending Specialists who get to know your client’s business.
Confidence
Join thousands of Aussie small businesses who thrive with the support of Australia’s #1 online lender to small business.
Talk to a business lending specialist
Talk to a business lending specialist
Talk to a business lending specialist
Talk to a business lending specialist
Talk to a business lending specialist
Customers making it happen with a Prospa loan
Read Customer Stories
Awards, thanks to your support
It’s nice to know we’re doing something right
| Year | Award | Category |
|---|---|---|
| 2023 | The Adviser Magazine's Product of Choice: Non-Banks Survey | Winner, SME under $250K Loan of Choice |
| 2023 | The Adviser Magazine's Product of Choice: Non-Banks Survey | Winner, SME over $250K Loan of Choice |
| 2023 | Contact Centre Magazine | Winner, Top 100 Influencers in the Contact Centre Industry |
| 2023 | MFAA State Excellence Awards | Finalist, Business Development Manager Award – Lender & Support Service Provider |
| 2023 | LinkedIn Talent Awards | Winner, Best Employer Brand |
