Fast Business Loans
- Apply online in under 10 minutes
- Funding options up to $500,000
- Fast decision and funding possible in 24 hours
- No asset security required upfront to access Prospa funding up to $150,000

Fast business loans
We have already helped thousands of Australian businesses achieve their dreams by financing fast business loans. If you are looking for the right lender to help you reach the next pivotal stage in your business development, then think Prospa and apply online today.
How can Prospa help your business?

Prospa Small Business Loan
- Borrow from $5K up to $150K as a lump sum over a fixed term of up to 36 months.
- Minimum $6K monthly turnover and minimum trading history periods apply.
- Great for managing cash flow, buying stock and equipment, or covering unexpected expenses.

Prospa Business Loan Plus
- Borrow from $150K up to $500K as a lump sum over a fixed term of up to 36 months.
- Minimum $1 million annual turnover and 3 years trading to apply.
- Often used for funding growth, renovations and refits, or equipment purchases.

Prospa Business Line of Credit
- Get ongoing access to funds up to $150K and only pay interest on the funds you use.
- Minimum $6K monthly turnover and minimum trading history to apply.
- Ideal for managing cashflow and unexpected expenses.
Quick business finance designed for Australian small businesses
As a client focused lender we won’t treat you like the big banks. Our friendly team of Business Lending Specialists are here to answer any questions you might have and help you get the most from your small business loan. We develop cash flow friendly repayment terms ensuring we are always working with your business to help you get the most from your finance options.
Apply online today. Funding possible in 24 hours
Invest in new capital and get your business ahead with the latest technology and machinery.
Easy application
Apply online in under 10 minutes with minimal paperwork.
Flexible terms
We offer repayment terms of 3 - 36 months, with the freedom to pay out your loan early and save on interest
Custom pricing
Our rate is determined by how much you're borrowing, the size of your business and credit score.




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Apply online in under 10 minutes

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Get a same-day decision

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Access your funds
Why Prospa? It’s today’s way to borrow.
We’re Australia’s #1 online lender to small business.
Choice
Borrow up to $500K with 10 minute application, fast decision and funding possible in 24 hours.
Support
Locally focused BDMs backed by a team of dedicated Business Lending Specialists who get to know your client’s business.
Confidence
Customers making it happen with a Prospa loan
Read Customer StoriesAwards, thanks to your support
It’s nice to know we’re doing something right
Year | Award | Category |
---|---|---|
2023 | The Adviser Magazine's Product of Choice: Non-Banks Survey | Winner, SME under $250K Loan of Choice |
2023 | The Adviser Magazine's Product of Choice: Non-Banks Survey | Winner, SME over $250K Loan of Choice |
2023 | Contact Centre Magazine | Winner, Top 100 Influencers in the Contact Centre Industry |
2023 | MFAA State Excellence Awards | Finalist, Business Development Manager Award – Lender & Support Service Provider |
2023 | LinkedIn Talent Awards | Winner, Best Employer Brand |