Fast Business Loans

Get quick access to finance and grow your business. Our fast business loan online application takes as little as 10 minutes, you get a quick decision and, if approved, funding is possible in hours.

  • Apply online in under 10 minutes
  • Funding options up to $500,000
  • Fast decision and funding possible in 24 hours
  • No asset security required upfront to access Prospa funding up to $150,000

Fast business loans

We are Australia’s #1 online lender supporting small businesses with fast business loans and approval within the hour. As a client focused lender, Prospa puts the prosperity of your business first. Our fast business loans and friendly team of lending experts have helped us maintain a 4.9/5 TrustScore with our clients.
We have already helped thousands of Australian businesses achieve their dreams by financing fast business loans. If you are looking for the right lender to help you reach the next pivotal stage in your business development, then think Prospa and apply online today.
How can Prospa help your business?

Quick business finance designed for Australian small businesses

$5,000 and $500K over loan terms from 3 – 36 months could help you get your small business exactly where you’ve always wanted it to be.
As a client focused lender we won’t treat you like the big banks. Our friendly team of Business Lending Specialists are here to answer any questions you might have and help you get the most from your small business loan. We develop cash flow friendly repayment terms ensuring we are always working with your business to help you get the most from your finance options.
Apply online today. Funding possible in 24 hours

Invest in new capital and get your business ahead with the latest technology and machinery.

Ensuring that your business remains competitive and at the very edge of the latest innovations and technology is the best way to maintain a healthy and thriving company. We can help you invest wisely in the latest advances in your field.

Easy application

Apply online in under 10 minutes with minimal paperwork.

Flexible terms

We offer repayment terms of 3 - 36 months, with the freedom to pay out your loan early and save on interest

Custom pricing

Our rate is determined by how much you're borrowing, the size of your business and credit score.

01

Apply online in under 10 minutes

For a loan, you'll need your recent trading figures to refer to. If you're signing up for our Business Account, have your ID documents handy.
02

Get a same-day decision

Apply for a loan and you'll get a decision within a business day - often just a few hours. We'll reach out to explain the process and answer any questions you have.
03

Access your funds

Once your loan is approved, the funds are automatically transferred and could be in your account as soon as the next business day.
01

Apply online in under 10 minutes

For a loan, you'll need your recent trading figures to refer to. If you're signing up for our Business Account, have your ID documents handy.
02

Get a same-day decision

Apply for a loan and you'll get a decision within a business day - often just a few hours. We'll reach out to explain the process and answer any questions you have.
03

Access your funds

Once your loan is approved, the funds are automatically transferred and could be in your account as soon as the next business day.

Why Prospa? It’s today’s way to borrow.

No more compromising or missed opportunities with Prospa by your side. With hassle-free application, this time tomorrow you could have access to funds for growth and cash flow support. It’s just what we do.
We’re Australia’s #1 online lender to small business.

Choice

Borrow up to $500K with 10 minute application, fast decision and funding possible in 24 hours.

Support

A dedicated Business Lending Specialist will get to know you and your business and provide a personalised solution.

Confidence

Join thousands of Aussie small businesses who thrive with the support of Australia’s #1 online lender to small business.

Talk to a business lending specialist

Talk to a business lending specialist

Talk to a business lending specialist

Talk to a business lending specialist

Talk to a business lending specialist

Awards, thanks to your support

It’s nice to know we’re doing something right

Year Award Category
2024 Work180 Recognised by WORK180 as one of Australia’s top 101 workplaces for women
2023 Great Place to Work Recognised as one of the Top 20 Best Workplaces
2023 Great Place to Work Certified
2023 The Adviser Magazine's Product of Choice: Non-Banks Survey Winner, SME under $250K Loan of Choice
2023 The Adviser Magazine's Product of Choice: Non-Banks Survey Winner, SME over $250K Loan of Choice

See more awards