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Pay business
invoices in 10
weekly payments

  • Pay multiple invoices
  • Spend up to $5,000
  • Quick credit decision

Pay business
invoices in 10
weekly payments

  • Pay multiple invoices
  • Spend up to $5,000
  • Quick credit decision

A handy new way to pay business invoices

Send us as many business invoices as you like (up to a total of $5,000).
We’ll pay your suppliers and you pay us back over 10 weeks.

Flexible facility

  • Apply for up to $5,000
  • One simple 3.5% service fee

Smoother cash flow

  • Pay off purchases over 10 weeks
  • Keep your suppliers happy

Fast & easy process

  • Apply in minutes
  • Quick credit decision
  • No asset security required upfront

Buy now,
pay over 10 weeks

ProspaPay is a flexible, handy new way for businesses to get what they need sooner without using their cash upfront.

Invoices due? Avoid cash flow disruptions by using ProspaPay. We’ll pay your supplier up front, and you pay us back in 10 weekly instalments. Easy!

Perfect for…

  Purchasing an asset or service


  Buying stock, inventory or equipment


  Renovating your business


  Smoothing out cash flow

How ProspaPay works

ProspaPay gives you the freedom to combine your unpaid invoices to one easy weekly repayment and spread the cost into manageable amounts!

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Apply in 10 minutes.

It’s fast to set up and get a quick decision

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Buy what you want.

Purchase direct from your chosen seller

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Send us your invoice.

Email us and we’ll pay the supplier upfront

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Pay over 10 weeks.

All for one simple 3.5% service fee

Meet Hair Salon Owner Natalie

Natalie updated all her salon chairs in one go using ProspaPay and spread the repayment over time to fit in with her business cash flow.

Natalie’s chairs cost

Natalie paid $150.00 over 10 weeks, with a simple upfront fee of $52.50.

Powered by Prospa

Prospa is Australia’s #1 online lender to small business, offering fast, easy access to funds. Prospa has delivered over $1.65 billion in funding to 29,400 small businesses across Australia and New Zealand so far, and are rated #1 Money brand in Australia on TrustPilot with a 4.9/5 TrustScore.

Frequently asked questions

Prospa currently pays suppliers using bank transfer (EFT) – but BPAY is coming soon.

For an invoice to be eligible, the purchase must be for business purposes and be made with an Australian supplier. The invoice must also be less than 60 days old.

Yes. When your business is approved for a Prospa Pay account, you will be given an account limit. Then, you can pay as many invoices as you like with ProspaPay as long as your outstanding balance does not exceed that limit.

No. You simply pay a 3.5% service fee to split your invoice. As long as you make your repayments on time, there will be no other fees. If you miss a repayment, you’ll be charged a late fee of 0.5% of the original invoice amount.

Standard credit assessment, fees, terms and conditions apply.

Australian Credit Licence 454782 | ABN 47 154 775 667