Business Loans QLD

Queensland businesses have big plans, and Prospa is here to make them happen. Whether you’re expanding, upgrading equipment, or improving cash flow, we make funding simple.

Apply in minutes Check eligibility

No upfront security to access up to $150K

No credit check to see if you are eligible

A construction worker wearing high‑visibility clothing and a hard hat, standing at a worksite next to a smartphone showing a small business loan repayment overview.

Borrow from $5K to $1M
Funding possible within hours

Flexible terms
Make unlimited extra repayments to save on interest and pay off your loan faster

Minimal paperwork
No lengthy forms or stressful processes, so you can get back to running your business

Fast Approvals
Once we have all your necessary application details, we can provide a decision in as little as one business day.

Manage anytime, anywhere
Manage cash flow on the go with the Prospa App or Prospa Online.

Easy application
Apply online in under 10 minutes, with no credit checks to see if you’re eligible.

Calculate your repayments

Our calculator will help you estimate how much you’ll pay per week based on the amount you borrow for a Business Loan or Line of Credit.

See full T&Cs

How much would you like to borrow?

Please enter an amount between $5,000 and $500,000.

What is the loan term?

Unfortunately, we only currently offer loan terms longer than 3 years for amounts greater than $150,000.

How much would you like to access?

A valid loan amount ($5,000 - $500,000) is required

How much do you expect to draw down?

Your repayment breakdown

Weekly repayment	$0
Payback amount	$0
Loan Term	$0
Number of repayments	$0

Why Prospa?

Prospa has supported over 60,000 small businesses and delivered more than $5 billion in funding across Australia and New Zealand. For Queensland businesses facing seasonal demand or growth opportunities, Prospa offers tailored finance solutions up to $1M without the lengthy paperwork of traditional lenders.

Apply online in minutes and get fast approvals, with funding possible within 24 hours.

How it works

Apply in minutes

Minimal paperwork and no upfront security required to access up to $150K.

Get a fast decision

We’ll call you to explain the process and answer any questions

Access your funds

Receive your funds within less than an hour from signing your loan documents

Why a QLD Business Loan?

Queensland businesses often face seasonal demand and rapid growth, especially in trades, hospitality, professional services, and retail. That is where Prospa comes in, offering fast and flexible business loans up to $1M, with funding possible within hours.

Use your loan to manage cash flow, cover unexpected costs, or pay invoices. Our unsecured loans help businesses move forward with confidence and focus on growth.