
Prospa Small Business Loan
- Borrow from $5K up to $150K as a lump sum over a fixed term of up to 36 months.
- Minimum $6K monthly turnover and minimum trading history periods apply.
- Great for managing cash flow, buying stock and equipment, or covering unexpected expenses.

Prospa Business Loan Plus
- Borrow from $150K up to $500K as a lump sum over a fixed term of up to 36 months.
- Minimum $1 million annual turnover and 3 years trading to apply.
- Often used for funding growth, renovations and refits, or equipment purchases.

Prospa Business Line of Credit
- Get ongoing access to funds up to $150K and only pay interest on the funds you use.
- Minimum $6K monthly turnover and minimum trading history to apply.
- Ideal for managing cashflow and unexpected expenses.

Prospa Small Business Loan
- Borrow from $5K up to $150K as a lump sum over a fixed term of up to 36 months.
- Minimum $6K monthly turnover and minimum trading history periods apply.
- Great for managing cash flow, buying stock and equipment, or covering unexpected expenses.

Prospa Business Loan Plus
- Borrow from $150K up to $500K as a lump sum over a fixed term of up to 36 months.
- Minimum $1 million annual turnover and 3 years trading to apply.
- Often used for funding growth, renovations and refits, or equipment purchases.

Prospa Business Line of Credit
- Get ongoing access to funds up to $150K and only pay interest on the funds you use.
- Minimum $6K monthly turnover and minimum trading history to apply.
- Ideal for managing cashflow and unexpected expenses.
Business Loan
As Australia’s #1 small business lender, we have built and maintained a 4.9/5 TrustScore by investing into local businesses just like yours. With our business loans Sydney, we seek to help you prosper. By providing fast and easy applications, approvals with the hour and your funds usually transferred within 24 hours, Prospa is the small business lender focusing on local Sydney clients and their businesses, not numbers and deadlines.
What sort of business are you looking to build? We have helped every type and trade:
- Café’s
- Local tradespeople
- Restaurants
- Builders
- Retailers and wholesalers
- Hair & beauty specialists
Our short term Sydney loans are available on terms for 3 – 36 months. No asset security required upfront to access Prospa funding up to $150,000.
What could your local business in Sydney do with a short term business loan? How much can you grow your prospects with Prospa’s help?
- Building renovations – expand the café or put in that extra office space
- Technology and innovation upgrades – streamline your production or get the latest software upgrades
- Advertising and rebranding – reach a bigger market with a broad campaign across the city or the country
- New appliances – get the latest cookers, coffee machines, slicers, packers
Prospa has already helped thousands of Aussies get the most from their business finance. We tailor your finance experience to ensure your business is always first with cash flow friendly repayments and no penalties on paying out your loan amount ahead of schedule.
Apply online today and discover your business potential with Prospa.
Prospa. Funding solutions to match your business needs
We’re Australia’s #1 online lender to small business.
Choice
Borrow up to $500K with 10 minute application, fast decision and funding possible in 24 hours.
Support
Locally focused BDMs backed by a team of dedicated Business Lending Specialists who get to know your client's business.
Confidence
How our customers have put their funds to work
Read Customer StoriesAwards, thanks to your support
It's nice to know we're doing something right
Year | Award | Category |
---|---|---|
2023 | FINNIES | Finalist, Excellence in Business Lending |
2023 | FINNIES | Finalist, Best Workplace Diversity |
2023 | MFAA | Finalist, State Fintech Lender of the Year |
2022 | Work180 | Endorsed Employer |
2022 | Great Place to Work | Certified |