Business Loan Sydney

Unlike the big banks and lenders, Prospa is here to help the local Aussie business in Sydney fund their big dreams. Business loans Sydney start at $5,000 and are offered up to $300,000. Join over 29,400 happy local Aussies just like you start reaching your small business goals with business loans Sydney approved within the hour.


As Australia’s #1 small business lender, we have built and maintained a 4.9/5 TrustScore by investing over $1.65 billion into local businesses just like yours. With our business loans Sydney, we seek to help you prosper. By providing fast and easy applications, approvals with the hour and your funds usually transferred within 24hrs, Prospa is the small business lender focusing on local Sydney clients and their businesses, not numbers and deadlines.


What sort of business are you looking to build? We have helped every type and trade:


  • Café’s
  • Local tradespeople
  • Restaurants
  • Builders
  • Retailers and wholesalers
  • Hair & beauty specialists


Our short term Sydney loans are available on terms for 336 months. No asset security required upfront to access Prospa funding up to $100,000.


What could your local business in Sydney do with a short term business loan? How much can you grow your prospects with Prospa’s help?


  • Building renovations – expand the café or put in that extra office space
  • Technology and innovation upgrades – streamline your production or get the latest software upgrades
  • Advertising and rebranding – reach a bigger market with a broad campaign across the city or the country
  • New appliances – get the latest cookers, coffee machines, slicers, packers


Financing over $1.65 billion in business loans, Prospa has already helped thousands of Aussies get the most from their business finance. We tailor your finance experience to ensure your business is always first with cash flow friendly repayments and no penalties on paying out your loan amount ahead of schedule.


Apply online today and discover your business potential with Prospa.

Prospa. Funding solutions to match
your business needs

We’ve helped more than 29,400 small businesses with funds to seize opportunities or to support cash flow. We continue to fund eligible small businesses with a range of options.

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Borrow up to $300K with 10 minute application, fast decision and funding possible in 24 hours

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Talk to real people. Business Lending Specialists who are focused on getting you what you need, sooner.

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More than 29,400 small businesses have borrowed over $1.65 billion from Prospa so far. Join them.

Or call us at 1300 882 867. Our team is available to support you.

“Prospa has been really good for me. They’ve kept me in business, as opposed to maybe finding it too hard and deciding I was going to give it up or sell.”

Julie Wallace
Verdaflore, NSW

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