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Ruly Zahri

Ruly Zahri is a Digital Content Specialist at Prospa, where he covers the latest trends in social media strategies and blog content to enhance the company's online presence and drive marketing success.

09 Jan 2017

Before you start a website redesign, ask these 4 questions
  • Day to day hustle
  • Website

4 questions to ask yourself before a website redesign

09 Jan 2017

05 Jan 2017

  • Manage your finances
  • Finance
  • Retail sales
  • Small businesses

How to make the most of the January sales period

05 Jan 2017

04 Jan 2017

An angel investor is one possible source of business finance
  • Manage your finances
  • Finance

4 of the best alternative sources for business finance

04 Jan 2017

13 Dec 2016

  • Manage your finances
  • Cash flow
  • Eoy

5 tips for maintaining steady cash flow this Christmas

13 Dec 2016

08 Dec 2016

Beauty salon owners can invest in growth with a small business loan
  • Manage your finances
  • Finance

3 ways beauty salon owners can increase profit margins

08 Dec 2016

08 Dec 2016

Janine Allis of Boost Juice talks about money management
  • Manage your finances
  • Finance

Female business leaders on money management – insights from the top

08 Dec 2016

17 Nov 2016

How to improve customer service
  • Growing your business
  • Customer service

How to improve your customer service

17 Nov 2016

10 Nov 2016

Employees are the most valuable assets for any business owner
  • Manage your finances
  • Finance
  • Technology

5 common payroll mistakes made by small business owners

10 Nov 2016

10 Nov 2016

Upsell your customer by asking the right questions
  • Growing your business
  • Upselling

How to upsell to any customer

10 Nov 2016

31 Oct 2016

find a mentor who will help you grow your business.
  • Growing your business
  • Mentors
  • Social media
  • Women

5 ways female small business owners can find mentors

31 Oct 2016

Get started

Which product are you interested in?

Apply for funds

Small business lending to match your business needs

Open an account

A business transaction account. For existing Prospa customers.
Compare our products
Select Product #1
  • Small Business Loans
  • Business Loan Plus
  • Line of Credit
Select Product #2
  • Small Business Loans
  • Business Loan Plus
  • Line of Credit
Best for when you need
Fast access to funds
Funds for bigger plans
To build cash flow confidence
Fast access to funds
Funds for bigger plans
To build cash flow confidence
Eligibility
  • 6 months minimum trading history applies
  • Over $6K monthly turnover
  • Active ABN and valid driver’s licence
  • Good credit history
  • 3 years minimum trading history applies
  • Over $6K monthly turnover
  • Active ABN and valid driver’s licence
  • Good credit history
  • Minimum 2 years trading history
  • Over $6K monthly turnover
  • Active ABN and valid driver’s licence
  • Good credit history
  • 6 months minimum trading history applies
  • Over $6K monthly turnover
  • Active ABN and valid driver’s licence
  • Good credit history
  • 3 years minimum trading history applies
  • Over $6K monthly turnover
  • Active ABN and valid driver’s licence
  • Good credit history
  • Minimum 2 years trading history
  • Over $6K monthly turnover
  • Active ABN and valid driver’s licence
  • Good credit history
Security
No upfront security for up to $150K in Prospa funding
Upfront property security required
No upfront security for up to $150K in Prospa funding
No upfront security for up to $150K in Prospa funding
Upfront property security required
No upfront security for up to $150K in Prospa funding
Loan size
From $5K to $500K
From $500K to $1M
From $2K to $500K
From $5K to $500K
From $500K to $1M
From $2K to $500K
Loan term
Both products are Up to 5 years
Both products are Up to 5 years
2 years, with option to renew
Both products are Up to 5 years
Both products are Up to 5 years
2 years, with option to renew
Interest
Both products do not require Asset security Fixed interest rate
Fixed interest rate
Both products do not require Asset security Interest calculated on the funds you use, not on the limit.
Both products do not require Asset security Fixed interest rate
Fixed interest rate
Both products do not require Asset security Interest calculated on the funds you use, not on the limit.
Payments structure
Both products can be repaid in a Receive your full amount as a lump sum
Both products can be repaid in a Receive your full loan amount as a lump sum
Use and reuse as often as you like during the 24 month renewable term
Both products can be repaid in a Receive your full amount as a lump sum
Both products can be repaid in a Receive your full loan amount as a lump sum
Use and reuse as often as you like during the 24 month renewable term
Repayment frequency
Both products can be repaid Weekly
Both products can be repaid Weekly
Both products are repaid weekly Only pay interest on what you use + weekly service fee 0.046%
Both products can be repaid Weekly
Both products can be repaid Weekly
Both products are repaid weekly Only pay interest on what you use + weekly service fee 0.046%
Online access
Both products can be accessed through the Prospa App and Prospa Online
Both products can be accessed through the Prospa App and Prospa Online
Both products can be accessed through the Prospa App and Prospa Online
Both products can be accessed through the Prospa App and Prospa Online
Both products can be accessed through the Prospa App and Prospa Online
Both products can be accessed through the Prospa App and Prospa Online
Dedicated lending specialist
Visa debit card not available Yes
Visa debit card not available Yes
Yes
Visa debit card not available Yes
Visa debit card not available Yes
Yes
Visa debit card
Dedicated lending specialist not available No
No
No
Dedicated lending specialist not available No
No
No
Apply now Read more
Apply now Read more
Apply now Read more
Apply nowRead more
Apply nowRead more
Apply nowRead more

Check your eligibility

Our lending specialists are usually in contact with you within the next 2 hours. Need an answer now?

Call us on 1300 882 867

Check your eligibility

Our lending specialists are usually in contact with you within the next 2 hours. Need an answer now?

Call us on 1300 882 867

Check your eligibility

Our lending specialists are usually in contact with you within the next 2 hours. Need an answer now?

Call us on 1300 882 867

Business Detailsarrow-rightLoan Detailsarrow-rightPersonal Details
    Has your business been trading for more than 6 months? *required field
    Are you the business owner or director? *required field
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    By clicking continue I agree with Prospa's consent information and privacy policy.
    Do you have tax debt? *required field
    Back
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    Back
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    What is your residency status? *required field
    Back
    By clicking submit I agree with Prospa's consent information and privacy policy.
    Back
    By clicking submit I agree with Prospa's consent information and privacy policy.
    By clicking submit I agree with Prospa's consent information and privacy policy.
    By clicking submit I agree with Prospa's consent information and privacy policy.
    Thanks for contacting us! We will get in touch with you shortly.

    Check your eligibility

    Our lending specialists are usually in contact with you within the next 2 hours. Need an answer now?

    Call us on 1300 882 867

    Check your eligibility

    Our lending specialists are usually in contact with you within the next 2 hours. Need an answer now?

    Call us on 1300 882 867

    Check your eligibility

    Our lending specialists are usually in contact with you within the next 2 hours. Need an answer now?

    Call us on 1300 882 867

    Business Detailsarrow-rightLoan Detailsarrow-rightPersonal Details
      Has your business been trading for more than 6 months? *required field
      Are you the business owner or director? *required field
      By clicking continue I agree with Prospa's consent information and privacy policy.
      By clicking continue I agree with Prospa's consent information and privacy policy.
      Do you have tax debt? *required field
      Back
      By clicking continue I agree with Prospa's consent information and privacy policy.
      Back
      By clicking continue I agree with Prospa's consent information and privacy policy.
      What is your residency status? *required field
      What would be the ideal time to contact you? *required field
      Back
      By clicking submit I agree with Prospa's consent information and privacy policy.
      Back
      By clicking submit I agree with Prospa's consent information and privacy policy.
      By clicking submit I agree with Prospa's consent information and privacy policy.
      By clicking submit I agree with Prospa's consent information and privacy policy.
      Thanks for contacting us! We will get in touch with you shortly.

      Check your eligibility

      Our lending specialists are usually in contact with you within the next 2 hours. Need an answer now?

      Call us on 1300 882 867

      Check your eligibility

      Our lending specialists are usually in contact with you within the next 2 hours. Need an answer now?

      Call us on 1300 882 867

      Check your eligibility

      Our lending specialists are usually in contact with you within the next 2 hours. Need an answer now?

      Call us on 1300 882 867

      Business Detailsarrow-rightLoan Detailsarrow-rightPersonal Details
        Has your business been trading for more than 6 months? *required field
        Are you the business owner or director? *required field
        By clicking continue I agree with Prospa's consent information and privacy policy.
        By clicking continue I agree with Prospa's consent information and privacy policy.
        Are you interested in earning Qantas Points? *required field
        Choose to earn 1 Qantas Point per $1 funded (up to 500,000 Qantas Points). T&C apply.
        Qantas Business Rewards Logo
        Back
        By clicking continue I agree with Prospa's consent information and privacy policy.
        Back
        By clicking continue I agree with Prospa's consent information and privacy policy.
        What is your residency status? *required field
        What would be the ideal time to contact you? *required field
        Back
        By clicking submit I agree with Prospa's consent information and privacy policy.
        Back
        By clicking submit I agree with Prospa's consent information and privacy policy.
        By clicking submit I agree with Prospa's consent information and privacy policy.
        By clicking submit I agree with Prospa's consent information and privacy policy.
        Thanks for contacting us! We will get in touch with you shortly.

        Talk to a specialist

        Our lending specialists are usually in contact with you within the next 2 hours. Need an answer now?

        Call us on 1300 882 867

        Are you a new or existing customer? *required field
        By clicking submit I agree with Prospa's consent information and privacy policy.
        By clicking submit I agree with Prospa's consent information and privacy policy.
        By clicking submit I agree with Prospa's consent information and privacy policy.
        By clicking submit I agree with Prospa's consent information and privacy policy.
        Thanks for contacting us! We will get in touch with you shortly.

        Talk to a specialist

        Our lending specialists are usually in contact with you within the next 2 hours. Need an answer now?

        Call us on 1300 882 867

        Talk to a specialist

        Our lending specialists are usually in contact with you within the next 2 hours. Need an answer now?

        Call us on 1300 882 867

        Business Detailsarrow-rightContact information
          By clicking continue I agree with Prospa's consent information and privacy policy.
          By clicking continue I agree with Prospa's consent information and privacy policy.
          What would be the ideal time to contact you? *required field
          Back
          By clicking submit I agree with Prospa's consent information and privacy policy.
          Back
          By clicking submit I agree with Prospa's consent information and privacy policy.
          By clicking submit I agree with Prospa's consent information and privacy policy.
          By clicking submit I agree with Prospa's consent information and privacy policy.
          Thanks for contacting us! We will get in touch with you shortly.

          Talk to a specialist

          Our lending specialists are usually in contact with you within the next 2 hours. Need an answer now?

          Call us on 1300 882 867

          Talk to a specialist

          Our lending specialists are usually in contact with you within the next 2 hours. Need an answer now?

          Call us on 1300 882 867

          Business Detailsarrow-rightContact information
            Are you interested in earning Qantas Points? *required field
            Choose to earn 1 Qantas Point per $1 funded (up to 500,000 Qantas Points). T&C apply.
            Qantas Business Rewards Logo
            By clicking continue I agree with Prospa's consent information and privacy policy.
            By clicking continue I agree with Prospa's consent information and privacy policy.
            What would be the ideal time to contact you? *required field
            Back
            By clicking submit I agree with Prospa's consent information and privacy policy.
            Back
            By clicking submit I agree with Prospa's consent information and privacy policy.
            By clicking submit I agree with Prospa's consent information and privacy policy.
            By clicking submit I agree with Prospa's consent information and privacy policy.
            Thanks for contacting us! We will get in touch with you shortly.

            Talk to a specialist

            Our lending specialists are usually in contact with you within the next 2 hours. Need an answer now?

            Call us on 1300 882 867

            Talk to a specialist

            Our lending specialists are usually in contact with you within the next 2 hours. Need an answer now?

            Call us on 1300 882 867

            Business Detailsarrow-rightContact information
              Are you interested in earning Qantas Points? *required field
              Choose to earn 1 Qantas Point per $1 funded (up to 500,000 Qantas Points). T&C apply.
              Qantas Business Rewards Logo
              By clicking continue I agree with Prospa's consent information and privacy policy.
              By clicking continue I agree with Prospa's consent information and privacy policy.
              What would be the ideal time to contact you? *required field
              Back
              By clicking submit I agree with Prospa's consent information and privacy policy.
              Back
              By clicking submit I agree with Prospa's consent information and privacy policy.
              By clicking submit I agree with Prospa's consent information and privacy policy.
              By clicking submit I agree with Prospa's consent information and privacy policy.
              Thanks for contacting us! We will get in touch with you shortly.

              Talk to a specialist

              Our lending specialists are usually in contact with you within the next 2 hours. Need an answer now?

              Call us on 1300 882 867

              What can we assist with?
              Business Loan
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              I have a general question

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              Choose a funding option:
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              Home Blog Author: Ruly Zahri Page 44
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