Loan facilities designed with the small business owner in mind
We are Australia’s #1 small business lender offering all types of business loans to all kinds of businesses looking to expand, consolidate their market positions, invest in new capital or maintain a steady and consistent cash flow.
Whatever your individual business is or needs, we are here to help it thrive. Our small business loan options come in a range of tailored packages with easy repayment options which won’t strain your cash flow.
How do I qualify for a business loan?
Streamlining our lending process, it’s now easier than ever to apply and get approved for Prospa’s business finance. Your application takes just 10 minutes online. We offer business loans of up to $150K. No asset security required upfront to access Prospa funding up to $150K. Decision is quick and simple, and once approved funding is possible in 24 hours or one business day.
Apply online today or call us to speak to a Business Lending Specialist and discuss how Prospa can help your business to grow.
There are all kind of loan options from Prospa.
With over $1.65 billion already lent to local business around Australia, Prospa is the go to commercial finance option for Aussies who want a personal, customer focused lender.
We can help you to:
- Manage your cash flow
- Get those renovations done
- Open that second office of branch
- Pay tax or BAS lump sums
- Upgrade equipment or machinery
Why Prospa? It’s today’s way to borrow.
No more compromising or missed opportunities with Prospa by your side. With hassle-free application, this time tomorrow you could have access to funds for growth and cash flow support. It’s just what we do.
We’re Australia’s #1 online lender to small business.
Choice
Borrow up to $500K with 10 minute application, fast decision and funding possible in 24 hours.
Support
A dedicated Business Lending Specialist will get to know you and your business and provide a personalised solution.
Confidence
Join thousands of Aussie small businesses who thrive with the support of Australia’s #1 online lender to small business.
Talk to a business lending specialist
Talk to a business lending specialist
Talk to a business lending specialist
Talk to a business lending specialist
Talk to a business lending specialist
Awards, thanks to your support
It's nice to know we're doing something right
| Year | Award | Category |
|---|---|---|
| 2024 | The Adviser Magazine's Product of Choice: Non-Banks Survey | Winner, Best short-term loan |
| 2024 | FINNIES Fintech Australia Awards | Finalist, Excellence in Business Lending |
| 2024 | The Adviser Magazine's Product of Choice: Non-Banks Survey | Winner, Best SME loans less than $250K |
| 2024 | Great Place to Work | Recognised as one of the Top 10 Best Workplaces in Technology |
| 2024 | Work180 | Recognised by WORK180 as one of Australia’s top 101 workplaces for women |
