Types of Business Loans

Loan facilities designed with the small business owner in mind

We are Australia’s #1 small business lender offering all types of business loans to all kinds of businesses looking to expand, consolidate their market positions, invest in new capital or maintain a steady and consistent cash flow.

Whatever your individual business is or needs, we are here to help it thrive. Our small business loan options come in a range of tailored packages with easy repayment options which won’t strain your cash flow.

How do I qualify for a business loan?

Streamlining our lending process, it’s now easier than ever to apply and get approved for Prospa’s business finance. Your application takes just 10 minutes online. We offer business loans of up to $150KNo asset security required upfront to access Prospa funding up to $150K. Decision is quick and simple, and once approved funding is possible in 24 hours or one business day.

Apply online today or call us to speak to a Business Lending Specialist and discuss how Prospa can help your business to grow.

There are all kind of loan options from Prospa.

With over $1.65 billion already lent to local business around Australia, Prospa is the go to commercial finance option for Aussies who want a personal, customer focused lender.

We can help you to:

  • Manage your cash flow
  • Get those renovations done
  • Open that second office of branch
  • Pay tax or BAS lump sums
  • Upgrade equipment or machinery

Why Prospa? It’s today’s way to borrow.

No more compromising or missed opportunities with Prospa by your side. With hassle-free application, this time tomorrow you could have access to funds for growth and cash flow support. It’s just what we do.

We’re Australia’s #1 online lender to small business.


Borrow up to $500K with 10 minute application, fast decision and funding possible in 24 hours.


Locally focused BDMs backed by a team of dedicated Business Lending Specialists who get to know your client's business.


Join thousands of Aussie small businesses who thrive with the support of Australia's #1 online lender to small business.

Talk to a business lending specialist

Talk to a business lending specialist

Talk to a business lending specialist

Talk to a business lending specialist

Talk to a business lending specialist

Awards, thanks to your support

It's nice to know we're doing something right

Year Award Category
2023 FINNIES Finalist, Excellence in Business Lending
2023 FINNIES Finalist, Best Workplace Diversity
2023 MFAA Finalist, State Fintech Lender of the Year
2022 Work180 Endorsed Employer
2022 Great Place to Work Certified

See more awards