Prospa is now open on Saturdays. Call our team between 10am & 4pm to discuss your loan.

Loan facilities designed with the small business owner in mind

We are Australia’s #1 small business lender offering all types of business loans to all kinds of businesses looking to expand, consolidate their market positions, invest in new capital or maintain a steady and consistent cash flow.

Whatever your individual business is or needs, we are here to help it thrive. Our small business loan options come in a range of tailored packages with easy repayment options which won’t strain your cash flow.


Apply online in 10 minutes with funding possible in 24 hours.


Borrow between $5,000 and $300,000 with loan terms from 3 to 24 months and cash flow friendly repayments.

No assets? No worries.

There’s no security required
to access up to $100,000.


Deal with a dedicated Prospa loan specialist from application until funds hit your account.

There are all kind of loan options from Prospa.

With over $1.2 billion already lent to local business around Australia, Prospa is the go-to commercial finance option for Aussies who want a personal, customer focused lender.

We have helped tens of thousands of businesses to thrive.

We can help you to:

  manage your cash flow

  get those renovations done

  open that second office of branch

  whatever it is that you want to do

How do I qualify for a business loan?

Streamlining our lending process, it’s now easier than ever to apply and get approved for Prospa’s business finance. Your application takes just 10 minutes online. There is only minimal documentation required and we offer business loans of up to $150,000 with no security required to access the funds. Decision is quick and simple, and once approved funding is possible in 24 hours or one business day.

Apply online today or call us to speak to a lending specialist and discuss how Prospa can help your business to grow.

Talk to an expert today

If you’re ready to understand your borrowing options get started here, or call us at 1300 882 867 and a business lending specialist will help you with any questions.