Small Business Loans SA

Prospa provides fast small business loans SA for local Aussie businesses with approvals usually given within the hour and your funds transferred in 24hrs or by the next business day. With no unnecessary paperwork or lengthy delays, it’s no wonder we are Australia’s #1 online lender to small business and have maintained a 4.9/5 TrustScore.


Over $1.65 billion lent to more than 29,400 Australian business owners so far.


Short term business loans are available for 336 months and you can borrow between $5K and $150K. No asset security required upfront to access Prospa funding up to $150K and funding possible in 24 hours.


How could your South Australian business benefit from Prospa?


As a business customer we help you build and expand your local Aussie business, whether you’re in Adelaide or anywhere else in Australia. Are you looking to broaden your market? Would a widespread marketing campaign help you reach out beyond your current market and start building your business? Business loans from Prospa could also help you renovate your premises, invest in a new location, expand your office space for that new round of employees. Dream big and let us help you get your business where you want it to be.


Apply online today with a short, 10 minute online form. We usually provide your approval within the hour and your funds 24hrs later or the next business day. Not sure if you’re ready to apply? Jump online or call one of our lending experts today and discuss how Prospa can help you and your local business.

Prospa. Funding solutions to match your business needs

No more compromising or missed opportunities with Prospa by your side. With hassle-free application, this time tomorrow you could have access to funds for growth and cash flow support. It’s just what we do.

We’re Australia’s #1 online lender to small business.


Borrow up to $500K with 10 minute application, fast decision and funding possible in 24 hours.


Talk to real people. Business Lending Specialists who are focused on getting you what you need, sooner.


Thousands of small businesses have borrowed from Prospa so far. You could benefit too.

Talk to a business lending specialist

Talk to a business lending specialist

Talk to a business lending specialist

Talk to a business lending specialist

Talk to a business lending specialist

Awards, thanks to you

It’s nice to know we’re doing something right

Year Award Category
2023 FINNIES Finalist, Excellence in Business Lending
2023 FINNIES Finalist, Best Workplace Diversity
2023 MFAA Finalist, State Fintech Lender of the Year
2022 Work180 Endorsed Employer
2022 Great Place to Work Certified

See more awards