Prospa is now open on Saturdays. Call our team between 10am & 4pm to discuss your loan.

How to get a business loan with Prospa could not be easier. We provide short term business loans to thousands of small business owners just like you. Our secret to maintaining our 4.9/5 TrustScore is not really a secret at all – we put you, the client, first. By developing a loans structure and service philosophy which puts your business first, we have been able to help over 27,000 customers across Australia grow and expand their business futures.

How to get a business loan is a lot simpler than you might believe. Our application process can be completed entirely online taking only about 10 minutes. When you apply during business hours you will have your response usually within the hour and usually funds transferred to you within 24hrs.

Why should you choose Prospa?

We are Australia’s #1 business lender providing a flexibility and business focus you won’t get from the big banks.

How we put your business first:

  • Cash flow friendly repayments – get your business moving smoothly and keep it going with loan repayment options and terms designed to maintain your cash flow.
  • There are no penalties applied for early payout – managed to get your finances working faster than expected? No worries. Payout your loan amount ahead of time and we won’t penalise you for it.
  • Our fast and friendly service term ensure that you feel like a client and not just another number in the system.

Prospa has already helped thousands of businesses and business owners around Australia by providing over $1.4 billion in short term business loans. Be part of the Prospa success and expand your business with a business loan from us.

Why Prospa? It’s today’s way to borrow.

We’ve helped more than 27,000 Aussie small businesses with funds to seize opportunities or to support cash flow. We continue to fund eligible small businesses with a range of options.

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Choice

Borrow up to $300K with 10 minute application, fast decision and funding possible in 24 hours

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Support

Talk to real people. Business Lending Specialists who are focused on getting you what you need, sooner.

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Confidence

More than 27,000 small businesses have borrowed over $1.4 billion from Prospa so far. Join them.

Or call us at 1300 882 867. Our team is available to support you.

“Prospa has been really good for me. They’ve kept me in business, as opposed to maybe finding it too hard and deciding I was going to give it up or sell.”

Julie Wallace
Verdaflore, NSW

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