Prospa is now open on Saturdays. Call our team between 10am & 4pm to discuss your loan.

Small business loans for virtually any business purpose

As Australia’s #1 online lender to small business, Prospa has provided over $1.2 billion in short term business loans to over 20,000+ Australian small businesses right across the country. We have maintained a 4.9/5 TrustScore by providing our clients with fast and friendly service which puts their business first.

A business loan broker is an expert who will guide you to a short-term business finance solution that suits your needs and circumstances. Prospa offers a Business Line of Credit from $2,000 to $100,000 and Business Loans from $5,000 to $300,000 and there’s no asset security required to access up to $100,000. Business loan terms range from 3 to 24 months and there is no penalty for early repayment.

Application with Prospa is easy. It takes about 10 minutes to complete online. You’ll receive a quick decision and funding is possible in 24 hours.


Apply online in 10 minutes with funding possible in 24 hours.


Borrow between $2,000 and $300,000 with loan terms from 3 to 24 months and cash flow friendly repayments.

No assets? No worries.

There’s no security required
to access up to $100,000.


Deal with a dedicated Prospa loan specialist from application until funds hit your account.

Get business finance to bring your dreams to life

Business loans from Prospa have helped business owners to realise their dreams for growth, providing funds for a range of business development opportunities.

Business finance perfect to:

  Fit-out and renovate your office, workspace or shopfront

  Upgrade hardware or software to keep business humming

  Fund rebranding, marketing or advertising campaigns

  Plan for your peak sales periods with extra stock and extra staff

Talk to an expert today

If you’re ready to understand your borrowing options get started here, or call us at 1300 882 867 and a business lending specialist will help you with any questions.