Fast and Flexible Business Loans for ABN Holders

Need a business loan fast? With fast approvals and minimal paperwork, you could access up to $1M.

Apply Now Talk to a specialist

No up front security to access up to $150K

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Compare our business loans

Your cash flow, your choice

Our calculator will help you estimate how much you’ll pay per week

See full T&C

How much would you like to borrow?

Please enter an amount between $5,000 and $500,000.

What is the loan term?

Unfortunately, we only currently offer loan terms longer than 3 years for amounts greater than $150,000.

How much would you like to access?

A valid loan amount ($5,000 - $500,000) is required

How much do you expect to draw down?

Your repayment breakdown

Weekly repayment	$0
Payback amount	$0
Loan Term	$0
Number of repayments	$0

Business funding now takes you further

Choose to earn 1 Qantas Point for every $1 funded on eligible Prospa Business Loans. Fees apply.

Find out more

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Or consider a Line of Credit

Build your cash flow confidence. Get ongoing access to up to $500K with our Business Line of Credit and easily drawdown funds using the Prospa App.

Learn more Get started

Why small businesses choose Prospa

Borrow from $5K to $1M

Funding possible within hours

Flexible terms

Make unlimited extra repayments to reduce interest and pay off your loan faster.

Minimal paperwork

No long, stressful forms. We keep things simple so you can stay focused on running your business.

Fast approvals

Once we have the details we need, your application can be approved in as little as one business day.

Manage anytime, anywhere

Stay on top of your loan and cash flow on the go with the Prospa App or Prospa Online.

Easy application

Apply online in under 10 minutes, with no impact to your credit score just to check eligibility.

How it works

Apply in minutes

Minimal paperwork and no upfront security required to access up to $150K.

Get a fast decision

We’ll call you to explain the process and answer any questions

Access your funds

Receive your funds within less than an hour from signing your loan documents

What is an ABN loan and who is eligible?

An ABN loan is a standard business loan available to businesses that operate under an Australian Business Number (ABN). It works like any other business loan, allowing you to borrow funds up to $1M to support cash flow, growth, or day‑to‑day operating expenses.

Complete our quick and easy eligibility form to check if you qualify. No credit check is required, and the form takes just minutes to complete.

Why an ABN loan?

ABN Loans are designed to support Australian small businesses at every stage of growth. That’s because small businesses are a major part of the Australian economy, contributing around one third of Australia’s GDP and employing millions of people nationwide. Prospa understands how critical small businesses are and why access to fast, reliable funding matters.

An ABN business loan can be used for a wide range of business needs, including purchasing new equipment, paying suppliers, managing cash flow, or investing in growth opportunities. Whether you are expanding your operations or covering day to day expenses, fast ABN loans provide practical funding built for real business use.