Commercial Loan

Discover Prospa's range of commercial lending solutions and get quick access to capital for all your business needs. You've got a plan, let's make it happen.

  • Commercial funding options up to $500K
  • Fast decision and funding possible in 24 hours
  • No asset security required upfront to access
    Prospa funding up to $150K
  • Apply online in just 10 minutes
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No credit check to see if you are eligible

Grow your business with a commercial loan

Apply for a commercial loan from Australia’s #1 online lender to small business and receive not only the funds you need to grow your business, but also dedicated care and support from a commercial loan broker who specialises in helping Aussie businesses to never miss an opportunity.

Prospa is more than just your average lender. Our commercial loans have already helped tens of thousands of local Australian businesses to maintain their cash flow and concentrate on building their opportunities for growth and long-term stability.

Commercial finance options for:

  • Managing staff during peak periods
  • Expansion or renovations
  • Capital purchases
  • Payroll support
  • Marketing campaign or rebrand

We will help you assess your business potential

Our Business Lending Specialists are available Monday to Saturday, providing ongoing support. We’ll offer finance solutions to help you reach important milestones and develop long-term, sustainable growth.

01

Apply online in under 10 minutes

For a loan, you'll need your recent trading figures to refer to. If you're signing up for our Business Account, have your ID documents handy.
02

Get a same-day decision

Apply for a loan and you'll get a decision within a business day - often just a few hours. We'll reach out to explain the process and answer any questions you have.
03

Access your funds

Once your loan is approved, the funds are automatically transferred and could be in your account as soon as the next business day.
01

Apply online in under 10 minutes

For a loan, you'll need your recent trading figures to refer to. If you're signing up for our Business Account, have your ID documents handy.
02

Get a same-day decision

Apply for a loan and you'll get a decision within a business day - often just a few hours. We'll reach out to explain the process and answer any questions you have.
03

Access your funds

Once your loan is approved, the funds are automatically transferred and could be in your account as soon as the next business day.

Why Prospa? It’s today’s way to borrow.

No more compromising or missed opportunities with Prospa by your side. With hassle-free application, this time tomorrow you could have access to funds for growth and cash flow support. It’s just what we do.
We’re Australia’s #1 online lender to small business.

Flexibility

Fast application and decision, and funding possible in 24 hours on flexible options up to $500K.

Support

A dedicated Business Lending Specialist will get to know you and your business and provide a personalised solution.

Confidence

Join thousands of Aussie small businesses who thrive with the support of Australia’s #1 online lender to small business.

Talk to a business lending specialist

Talk to a business lending specialist

Talk to a business lending specialist

Talk to a business lending specialist

Talk to a business lending specialist

FAQs

Frequently asked questions

A Small Business Loan can be used for almost any business purpose – including for growth, to take advantage of an opportunity or to support business cash flow. For example, it could be used for business renovations, marketing, to purchase inventory or new equipment, as general working capital and much more.

We can often provide a response in as little as one hour – as long as you apply during standard business hours and allow us to use the advanced bank verification system link to instantly verify your bank information online. If you choose to upload copies of your bank statements it may take a little longer.

Often, you can have the funds in your account in as little as 1 hour after settlement.