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Tax

All ¹⁹
Manage your finances ¹⁹

21 Oct 2020

Manage your finances
Cash flow
Equipment
Finance
Infographic
Instant asset write-off
Small business assets
Tax

Infographic: The new temporary full expensing scheme explained

21 Oct 2020

10 Aug 2020

Manage your finances
Cash flow
Infographic
Instant asset write-off
Small business assets
Tax

Infographic: Is your business eligible for the $150k instant asset write-off?

10 Aug 2020

16 Apr 2020

Manage your finances
Cash flow
COVID-19
Eofy
Infographic
PAYG
Superannuation
Tax

Infographic: End of financial year 2019-20 checklist

16 Apr 2020

23 Mar 2020

How to manage cash flow during COVID-19 | Prospa

Manage your finances
Cash flow
COVID-19
Innovation
Staffing
Tax

8 strategies you could use to manage business cash flow during COVID-19

23 Mar 2020

05 Feb 2020

Manage your finances
Accounting
Bas
Cash flow
Eofy
Gst
Tax

How to manage your BAS

05 Feb 2020

28 Jan 2020

Manage your finances
Ato
Cash flow
Small business finances
Tax

You've got a tax bill – now what?

28 Jan 2020

Prospa solutions

Prospa
Small Business Loan

Quick access $5K - $150K

Learn more

Prospa
Business Loan Plus

Larger loans $100K - $500K

Learn more

Prospa
Line of Credit

Ongoing access to funds up to $150K

Learn more

Get started

Which product are you interested in?

Apply for funds

Small business lending to match your business needs

Open an account

A business transaction account. For existing Prospa customers.

Compare our products

Select Product #1

Small Business Loans
Business Loan Plus
Line of Credit

Select Product #2

Small Business Loans
Business Loan Plus
Line of Credit

Best for when you need

Fast access to funds

Funds for bigger plans

To build cash flow confidence

Fast access to funds

Funds for bigger plans

To build cash flow confidence

Eligibility

6 months minimum trading history applies
Over $6K monthly turnover
Active ABN and valid driver’s licence
Good credit history

6 months minimum trading history applies
Over $6K monthly turnover
Active ABN and valid driver’s licence
Good credit history

Minimum 2 years trading history
Over $6K monthly turnover
Active ABN and valid driver’s licence
Good credit history

6 months minimum trading history applies
Over $6K monthly turnover
Active ABN and valid driver’s licence
Good credit history

6 months minimum trading history applies
Over $6K monthly turnover
Active ABN and valid driver’s licence
Good credit history

Minimum 2 years trading history
Over $6K monthly turnover
Active ABN and valid driver’s licence
Good credit history

Asset security

No upfront property security for up to $150K in Prospa funding

Security may be required when accessing over $150K in Prospa funding

No upfront property security for up to $150K in Prospa funding

Security may be required when accessing over $150K in Prospa funding

No upfront property security for up to $150K in Prospa funding

Loan size

From $5K to $150K

From $150K to $500K

From $2K to $500K

From $5K to $150K

From $150K to $500K

From $2K to $500K

Loan term

Both products are Up to 3 years

Both products are Up to 5 years

2 years, with option to renew

Both products are Up to 3 years

Both products are Up to 5 years

2 years, with option to renew

Interest

Both products do not require Asset security Fixed interest rate

Fixed interest rate

Both products do not require Asset security Interest calculated on the funds you use, not on the limit.

Both products do not require Asset security Fixed interest rate

Fixed interest rate

Both products do not require Asset security Interest calculated on the funds you use, not on the limit.

Payments structure

Both products can be repaid in a Receive your full amount as a lump sum

Both products can be repaid in a Receive your full loan amount as a lump sum

Use and reuse as often as you like during the 24 month renewable term

Both products can be repaid in a Receive your full amount as a lump sum

Both products can be repaid in a Receive your full loan amount as a lump sum

Use and reuse as often as you like during the 24 month renewable term

Repayment frequency

Both products can be repaid Weekly

Both products are repaid weekly Only pay interest on what you use + weekly service fee 0.046%

Both products can be repaid Weekly

Both products are repaid weekly Only pay interest on what you use + weekly service fee 0.046%

Online access

Both products can be accessed through the Prospa App and Prospa Online

Dedicated lending specialist

Visa debit card not available Yes

Yes

Visa debit card not available Yes

Yes

Visa debit card

Dedicated lending specialist not available No

Apply now Read more

Apply nowRead more

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Tax

Infographic: The new temporary full expensing scheme explained

Infographic: Is your business eligible for the $150k instant asset write-off?

Infographic: End of financial year 2019-20 checklist

8 strategies you could use to manage business cash flow during COVID-19

How to manage your BAS

You've got a tax bill – now what?

Prospa Small Business Loan

Prospa Business Loan Plus

Prospa Line of Credit

Prospa
Small Business Loan

Prospa
Business Loan Plus

Prospa
Line of Credit