Finance

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Personal Savings

14 March 2022 | 6 min read

5 things to consider before dipping into your personal savings

A business owner who borrowed from her personal finances on what she learnt, and an accountant on what to consider when deciding whether to dip into savings.

May instant asset write off

17 May 2021 | 3 min read

Does the instant asset write-off or temporary full expensing apply to your business this EOFY?

With EOFY approaching, so is the instant asset write-off deadline We’ve put together some useful information for small business owners.

Business owners standing outside brewery

12 May 2021 | 5 min read

Federal Budget 2021: 7 key take-outs for small businesses

Federal Budget 2021 includes benefits and subsidies aimed at boosting what the Treasurer described as the engine room of the economy: small business.

Woman using soldering

30 April 2021 | 3 min read

The best EOFY investment I ever made

From coaching to equipment, these four small business owners used the EOFY to make investments that transformed their businesses.

prospa eofy checklist

12 April 2021 | 2 min read

Infographic: end of financial year checklist 2020-2021

From final BAS lodgement to potential tax benefits you didn’t know about, use this checklist of key dates to help prepare your small business for EOFY.

Discounts and offers

09 December 2020 | 5 min read

Dollars and sense: The ins and outs of offering discounts

Discount offers can help businesses offload stock and attract new customers, but there are some important considerations to keep in mind.

07 December 2020 | 6 min read

How is your state supporting small business recovery?

Each Australian state and territory government is doing its part to help small businesses recover from the impacts of COVID-19. Here's what's happening in your state.

SBL vs LOC

10 November 2020 | 4 min read

Small business loan vs line of credit

There are many different finance options out there for small businesses. Learn more about two of the most common – a small business loan and line of credit.

21 October 2020 | 3 min read

Infographic: The new temporary full expensing scheme explained

The Federal Government’s temporary uncapped instant asset write-off scheme, aka temporary full expensing, offers extra incentive for eligible Aussie businesses to invest in new equipment.

Things to consider before making your small business cashless | Prospa

19 October 2020 | 4 min read

A small business guide to going cashless

Consumer trends indicate we're heading towards a cashless society. Experts share what small businesses should consider before adopting a cashless payments system.

2020 Federal Budget: What small businesses need to know | Prospa

07 October 2020 | 5 min read

2020 Federal Budget: The expected wins for small business

The 2020 Federal Budget promises big wins for many small business owners, including a billion dollar JobMaker scheme, tax breaks, instant asset write-offs and more.

From the GFC to COVID-19: Small business learnings | Prospa

28 September 2020 | 4 min read

Been there, survived that: Small business lessons from financial crisis veterans

For many small business owners, COVID-19 isn’t the first global financial crisis they’ve lived through. And the lessons from the past proved valuable for the future.