Prospa helps small businesses improve their cash flow by finding them the best business loan in Australia for their needs. Whether you own a small to medium business or you’re thinking of investing in an existing business, securing funds will be essential to your business success.

At Prospa, we aim to meet your business loans needs and bridge the gap so small businesses like yours can easily apply for funds. When applying for a commercial loan, a lender like Prospa can help you avoid the piles of paperwork.

Apply today with Prospa for a great business loan option that might be the best business loan in Australia for your needs.

We get to know our small business customers before finding them a funding solution for their needs, and for many small businesses Prospa may be the best business loan in Australia We know what it’s like to run a small business and understand the value of being able to access money when you need it.

We believe small businesses are invaluable to Australia’s thriving economy and local communities – and helping them is at the heart of what we do. Making up approximately 97% of businesses in Australia and supporting 70% of our national workforce, small businesses are the pillars on which our economy operates.

We’ve helped thousands of small businesses succeed with accessible business lending. With over 6,600 reviews on Trustpilot, we’ve proven we can provide our customers with high-value funding option without hidden costs. Don’t just take our word for it – see how we’ve helped customers just like you succeed.

More about business loans.

We’ve been lucky enough to help thousands of clients who’ve used our SME business loan to soar to new heights. Byron Bay bespoke business Truly Tea, leveraged our small business loan to produce more stock so they could tender for a contract with the airlines. While Melbourne chef Brad Anderson established two vegan food businesses and launched a wholesale brand. Hair salon owners  Amanda and Peter Rickman used their Prospa small business loan to expand their salon and grow retail sales online, and the owner of Happy Days Coffee Pot and 2 Days cafe boosted turnover by 300%.

All small businesses can benefit from the cash flow a business loan can offer, whether you’re raising working capital or seeing your business through a lull. We’re here to help small business owners like you secure the funds you need to grow or establish your business and succeed in the long term.

If you’re looking for the best business loan in Australia for your needs, check out Prospa’s business loan features:

• Quick and easy application process
• Funding possible in 24 hours
• Fast approval for a lump sum between $5,000 and $500,000
• No asset security required upfront to access up to $150,000 of Prospa funding
• Customised business loan rates based on your business
• Fixed loan term between 3 and36 months
• Fixed daily or weekly repayments

As an alternative to a business loan, we also offer a business line of credit with limits up to $150,000. It’s like having funds on hand when you need them to support day-to-day business cash flow. Find out more here.

Once you qualify, you’ll get a fast decision, and we’ll be with you every step of the way.

No more compromising or missed opportunities with Prospa by your side. With hassle-free application, this time tomorrow you could have access to funds for growth and cash flow support. It’s just what we do.
We’re Australia’s #1 online lender to small business.