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Disruption
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Which product are you interested in?
Best for when you need
Fast access to funds
Funds for bigger plans
To build cash flow confidence
Fast access to funds
Funds for bigger plans
To build cash flow confidence
Eligibility
- 6 months minimum trading history applies
- Over $6K monthly turnover
- Active ABN and valid driver’s licence
- Good credit history
- 3 years minimum trading history applies
- Over $6K monthly turnover
- Active ABN and valid driver’s licence
- Good credit history
- Minimum 2 years trading history
- Over $6K monthly turnover
- Active ABN and valid driver’s licence
- Good credit history
- 6 months minimum trading history applies
- Over $6K monthly turnover
- Active ABN and valid driver’s licence
- Good credit history
- 3 years minimum trading history applies
- Over $6K monthly turnover
- Active ABN and valid driver’s licence
- Good credit history
- Minimum 2 years trading history
- Over $6K monthly turnover
- Active ABN and valid driver’s licence
- Good credit history
Asset security
No upfront property security for up to $150K in Prospa funding
Security may be required when accessing over $150K in Prospa funding
No upfront property security for up to $150K in Prospa funding
No upfront property security for up to $150K in Prospa funding
Security may be required when accessing over $150K in Prospa funding
No upfront property security for up to $150K in Prospa funding
Loan size
From $5K to $150K
From $150K to $500K
From $2K to $500K
From $5K to $150K
From $150K to $500K
From $2K to $500K
Loan term
Both products are
Up to 3 years
Both products are
Up to 5 years
2 years, with option to renew
Both products are
Up to 3 years
Both products are
Up to 5 years
2 years, with option to renew
Interest
Both products do not require Asset security
Fixed interest rate
Fixed interest rate
Both products do not require Asset security
Interest calculated on the funds you use, not on the limit.
Both products do not require Asset security
Fixed interest rate
Fixed interest rate
Both products do not require Asset security
Interest calculated on the funds you use, not on the limit.
Payments structure
Both products can be repaid in a
Receive your
full amount as a lump sum
Both products can be repaid in a
Receive your
full loan amount as a lump sum
Use and reuse as often as you like during the 24 month renewable term
Both products can be repaid in a
Receive your
full amount as a lump sum
Both products can be repaid in a
Receive your
full loan amount as a lump sum
Use and reuse as often as you like during the 24 month renewable term
Repayment frequency
Both products can be repaid
Weekly
Both products can be repaid
Weekly
Both products are repaid weekly
Only pay interest on what you use + weekly service fee 0.046%
Both products can be repaid
Weekly
Both products can be repaid
Weekly
Both products are repaid weekly
Only pay interest on what you use + weekly service fee 0.046%
Online access
Both products can be accessed through the
Prospa App and Prospa Online
Both products can be accessed through the
Prospa App and Prospa Online
Both products can be accessed through the
Prospa App and Prospa Online
Both products can be accessed through the
Prospa App and Prospa Online
Both products can be accessed through the
Prospa App and Prospa Online
Both products can be accessed through the
Prospa App and Prospa Online
Dedicated lending specialist
Visa debit card not available
Yes
Visa debit card not available
Yes
Yes
Visa debit card not available
Yes
Visa debit card not available
Yes
Yes
Visa debit card
Dedicated lending specialist not available
No
No
No
Dedicated lending specialist not available
No
No
No
Talk to a specialist
Our lending specialists are usually in contact with you within the next 2 hours. Need an answer now?
Call us on 1300 882 867
Thanks for contacting us! We will get in touch with you shortly.
Talk to a specialist
Our lending specialists are usually in contact with you within the next 2 hours. Need an answer now?
Call us on 1300 882 867
We’ve received your details
We’ll be in touch soon. In the meantime, get a head start with a few business questions.
Contact information
Business Details
Business Details
Thanks for contacting us! We will get in touch with you shortly.
Talk to a specialist
Our lending specialists are usually in contact with you within the next 2 hours. Need an answer now?
Call us on 1300 882 867
We’ve received your details.
We’ll be in touch soon. In the meantime, get a head start with a few business questions.
Contact informationBusiness Details
Business Details
Thanks for contacting us! We will get in touch with you shortly.