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14 August 2026
RBA hold gives brokers a window to check in with SMEs
The RBA has held the cash rate at 4.35%, giving brokers a timely reason to check in with small business clients as cash flow confidence falls.
Get started
Best for when you need
Fast access to funds
Funds for bigger plans
For ongoing access to funds
Fast access to funds
Funds for bigger plans
For ongoing access to funds
Eligibility
- 6 months minimum trading history applies
- Over $6K monthly turnover
- Active ABN and valid driver’s licence
- Good credit history
- 3 years minimum trading history applies
- Over $6K monthly turnover
- Active ABN and valid driver’s licence
- Good credit history
- Minimum 2 years trading history
- Over $6K monthly turnover
- Active ABN and valid driver’s licence
- Good credit history
- 6 months minimum trading history applies
- Over $6K monthly turnover
- Active ABN and valid driver’s licence
- Good credit history
- 3 years minimum trading history applies
- Over $6K monthly turnover
- Active ABN and valid driver’s licence
- Good credit history
- Minimum 2 years trading history
- Over $6K monthly turnover
- Active ABN and valid driver’s licence
- Good credit history
Security
No upfront security for up to $150K in Prospa funding
Upfront property security required
No upfront security for up to $150K in Prospa funding
No upfront security for up to $150K in Prospa funding
Upfront property security required
No upfront security for up to $150K in Prospa funding
Loan size
From $5K to $500K
From $500K to $1M
From $2K to $500K
From $5K to $500K
From $500K to $1M
From $2K to $500K
Loan term
Both products are
Up to 5 years
Both products are
Up to 5 years
Ongoing access with a check-in
Both products are
Up to 5 years
Both products are
Up to 5 years
Ongoing access with a check-in
Interest
Both products do not require Asset security
Fixed interest rate
Fixed interest rate
Both products do not require Asset security
Interest calculated daily only on balance drawn, not the facility limit.
Both products do not require Asset security
Fixed interest rate
Fixed interest rate
Both products do not require Asset security
Interest calculated daily only on balance drawn, not the facility limit.
Payments structure
Both products can be repaid in a
Receive your
full amount as a lump sum
Both products can be repaid in a
Receive your
full loan amount as a lump sum
Access to your available balance immediately to use and reuse funds over time.
Both products can be repaid in a
Receive your
full amount as a lump sum
Both products can be repaid in a
Receive your
full loan amount as a lump sum
Access to your available balance immediately to use and reuse funds over time.
Repayment frequency
Both products can be repaid
Weekly
Both products can be repaid
Weekly
Both products are repaid weekly
Only pay interest on what you use + weekly service fee 0.046%
Both products can be repaid
Weekly
Both products can be repaid
Weekly
Both products are repaid weekly
Only pay interest on what you use + weekly service fee 0.046%
Online access
Both products can be accessed through the
Prospa App and Prospa Online
Both products can be accessed through the
Prospa App and Prospa Online
Both products can be accessed through the
Prospa App and Prospa Online
Both products can be accessed through the
Prospa App and Prospa Online
Both products can be accessed through the
Prospa App and Prospa Online
Both products can be accessed through the
Prospa App and Prospa Online
Dedicated lending specialist
Visa debit card not available
Yes
Visa debit card not available
Yes
Yes
Visa debit card not available
Yes
Visa debit card not available
Yes
Yes
Visa debit card
Dedicated lending specialist not available
No
No
No
Dedicated lending specialist not available
No
No
No
Check your eligibility
Our lending specialists are usually in contact with you within the next 2 hours. Need an answer now?
Call us on 1300 882 867
Check your eligibility
Our lending specialists are usually in contact with you within the next 2 hours. Need an answer now?
Call us on 1300 882 867
Check your eligibility
Our lending specialists are usually in contact with you within the next 2 hours. Need an answer now?
Call us on 1300 882 867
Business Details
Loan DetailsPersonal Details
Loan DetailsPersonal Details
Thanks for contacting us! We will get in touch with you shortly.
Check your eligibility
Our lending specialists are usually in contact with you within the next 2 hours. Need an answer now?
Call us on 1300 882 867
Check your eligibility
Our lending specialists are usually in contact with you within the next 2 hours. Need an answer now?
Call us on 1300 882 867
Check your eligibility
Our lending specialists are usually in contact with you within the next 2 hours. Need an answer now?
Call us on 1300 882 867
Business DetailsLoan DetailsPersonal Details
Loan DetailsPersonal Details
Thanks for contacting us! We will get in touch with you shortly.
Check your eligibility
Our lending specialists are usually in contact with you within the next 2 hours. Need an answer now?
Call us on 1300 882 867
Check your eligibility
Our lending specialists are usually in contact with you within the next 2 hours. Need an answer now?
Call us on 1300 882 867
Check your eligibility
Our lending specialists are usually in contact with you within the next 2 hours. Need an answer now?
Call us on 1300 882 867
Business DetailsLoan DetailsPersonal Details
Loan DetailsPersonal Details
Thanks for contacting us! We will get in touch with you shortly.
Talk to a specialist
Our specialists are usually in contact with you within the next 2 hours. Need an answer now? Call us on 1300 882 867
Thanks for contacting us! We will get in touch with you shortly.
Talk to a specialist
Our lending specialists are usually in contact with you within the next 2 hours. Need an answer now?
Call us on 1300 882 867
Thanks for contacting us! We will get in touch with you shortly.
Talk to a specialist
Our lending specialists are usually in contact with you within the next 2 hours. Need an answer now?
Call us on 1300 882 867
Talk to a specialist
Our lending specialists are usually in contact with you within the next 2 hours. Need an answer now?
Call us on 1300 882 867
Business DetailsContact information
Contact information
Thanks for contacting us! We will get in touch with you shortly.
Talk to a specialist
Our lending specialists are usually in contact with you within the next 2 hours. Need an answer now?
Call us on 1300 882 867
Talk to a specialist
Our lending specialists are usually in contact with you within the next 2 hours. Need an answer now?
Call us on 1300 882 867
Business DetailsContact information
Contact information
Thanks for contacting us! We will get in touch with you shortly.
Talk to a specialist
Our lending specialists are usually in contact with you within the next 2 hours. Need an answer now?
Call us on 1300 882 867
Talk to a specialist
Our lending specialists are usually in contact with you within the next 2 hours. Need an answer now?
Call us on 1300 882 867
Business DetailsContact information
Contact information
Thanks for contacting us! We will get in touch with you shortly.
Talk to a specialist
Our lending specialists are usually in contact with you within the next 2 hours. Need an answer now?
Call us on 1300 882 867
What can we assist with?
Business funding, made simple
Get started online in just a few steps.
Prefer to talk it through? Call 1300 882 867.
Choose a funding option:
Talk to a specialist
Our lending specialists are usually in contact with you within the next 2 hours. Need an answer now?
Call us on 1300 882 867
What can we assist with?