Business Loans to match the needs of SA small businesses

  • Funding up to $500K
  • Fast decision and funding possible in 24 hours
  • No asset security required upfront to access Prospa funding up to $150K
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Flexible funding solutions for SA’s small business community

Whether it’s the cosmopolitan culture, the stunning eco-tourism, Australia’s best wine regions or the well-loved festivals and events, South Australia has it all. And a key factor in the state’s continued growth and employment are the 143,000 small businesses who contribute more than $35 billion to the state’s economy.

At Prospa, we are proud to support the small business owners of SA with hassle-free access to funding. Feel confident to move fast on your next opportunity with a fast decision on amounts up to $500K and funding possible in 24 hours.

Talk to a business lending specialist

Talk to a business lending specialist

Talk to a business lending specialist

Talk to a business lending specialist

Talk to a business lending specialist

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Small Business
Loan

Quick access to $5K – $150K to cover unexpected expenses or a one-off purchase.

  • Fixed term up to 3 years with fixed rates
  • Fast decision & funding possible in 24 hours
  • No asset security required upfront to access Prospa funding up to $150K
  • Minimum $6K monthly turnover and 12 months trading to apply
Learn more about Small Business Loan
Apply now

Business Loan
Plus

Larger loans above $150K and up to $500K to invest in your next business growth opportunity.

  • Fixed term up to 5 years with fixed rates
  • No credit checks to see if you are eligible
  • Security may be required when accessing over $150K in Prospa funding
  • Minimum $1M annual turnover and 3 years trading to apply
Learn more about Business Loan Plus
Apply now

Line of Credit

Ongoing access to up to $500K to keep your business moving.

  • Renewable 24 month term
  • Fast decision and funding possible in 24 hours
  • Only pay interest on what you use
  • Access funds 24/7 with the Mobile App
  • Minimum $6K monthly turnover and 12 months trading to apply
Learn more about Business Line of Credit
Apply now

Customers making it happen with a Prospa loan

Read customer stories
Fish out of Water Testimonial
Chris Thompson
Fish out of Water
“We are so glad we went with Prospa because our experience was absolutely fantastic.”
Manly Bikes Testimonial
Francisco Furman
Manly Bikes
"The loan was really beneficial because it allowed us to pay our suppliers on time, and most important, our staff.”
Urban Jungle Studios Testimonial
Dean Taylor
Urban Jungle Studios

“Prospa has given me the confidence that the business has got the capital behind it to make decisions.”
The Laundry Lady Testimonial
Susan Toft
The Laundry Lady

"The ease of access was why we wanted a line of credit, so we can access funds when we need them."
Randi Thraves
Smokin Hot 'N Saucy Barbecue

"Prospa helped us again when banks said no, and we were able to continue on.”

Why Prospa? Because we believe in small business.

No more compromising or missed opportunities with Prospa by your side. With hassle-free application, this time tomorrow you could have access to funds for growth and cash flow support. It’s just what we do.
We’re Australia’s #1 online lender to small business.

Flexibility

Fast application and decision, and funding possible in 24 hours on flexible options up to $500K.

Support

A dedicated Business Lending Specialist will get to know you and your business and provide a personalised solution.

Confidence

Join thousands of Aussie small businesses who thrive with the support of Australia’s #1 online lender to small business.