Business Loans to match the needs of SA small businesses

  • Funding up to $500K
  • Fast decision and funding possible in 24 hours
  • No asset security required upfront to access Prospa funding up to $150K
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Flexible funding solutions for SA’s small business community

Whether it’s the cosmopolitan culture, the stunning eco-tourism, Australia’s best wine regions or the well-loved festivals and events, South Australia has it all. And a key factor in the state’s continued growth and employment are the 143,000 small businesses who contribute more than $35 billion to the state’s economy.

At Prospa, we are proud to support the small business owners of SA with hassle-free access to funding. Feel confident to move fast on your next opportunity with a fast decision on amounts up to $500K and funding possible in 24 hours.

Talk to a business lending specialist

Talk to a business lending specialist

Talk to a business lending specialist

Talk to a business lending specialist

Talk to a business lending specialist

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Prospa Small
Business Loan

  • Borrow from $5K up to $150K as a lump sum over a fixed term of up to 36 months.
  • Minimum $6K monthly turnover and minimum trading history periods apply.
  • Great for managing cash flow, buying stock and equipment, or covering unexpected expenses.
Apply now

Prospa Business
Loan Plus

  • Borrow from $150K up to $500K as a lump sum over a fixed term of up to 36 months.
  • Minimum $1 million annual turnover and 3 years trading to apply.
  • Often used for funding growth, renovations and refits, or equipment purchases.
Apply now

Prospa Business
Line of Credit

  • Get ongoing access to funds up to $150K and only pay interest on the funds you use.
  • Minimum $6K monthly turnover and minimum trading history to apply.
  • Ideal for managing cashflow and unexpected expenses.
Apply now

Customers making it happen with a Prospa loan

Read customer stories
Fish out of Water Testimonial
Chris Thompson
Fish out of Water
“We are so glad we went with Prospa because our experience was absolutely fantastic.”
Manly Bikes Testimonial
Francisco Furman
Manly Bikes
"The loan was really beneficial because it allowed us to pay our suppliers on time, and most important, our staff.”
Urban Jungle Studios Testimonial
Dean Taylor
Urban Jungle Studios

“Prospa has given me the confidence that the business has got the capital behind it to make decisions.”
The Laundry Lady Testimonial
Susan Toft
The Laundry Lady

"The ease of access was why we wanted a line of credit, so we can access funds when we need them."
Randi Thraves
Smokin Hot 'N Saucy Barbecue

"Prospa helped us again when banks said no, and we were able to continue on.”

Why Prospa? Because we believe in small business.

No more compromising or missed opportunities with Prospa by your side. With hassle-free application, this time tomorrow you could have access to funds for growth and cash flow support. It’s just what we do.
We’re Australia’s #1 online lender to small business.

Flexibility

Fast application and decision, and funding possible in 24 hours on flexible options up to $500K.

Support

A dedicated Business Lending Specialist will get to know you and your business and provide a personalised solution.

Confidence

Join thousands of Aussie small businesses who thrive with the support of Australia’s #1 online lender to small business.