Business Loans to match the needs of NT small businesses
Small Business
Loan
Quick access to $5K – $500K to cover unexpected expenses or a one-off purchase.
- Fixed term up to 5 years with fixed rates
- Fast decision & funding possible in 24 hours
- No upfront security required to access Prospa funding up to $150K
- Minimum $6K monthly turnover and 6 months trading to apply
Business Loan
Plus
Larger loans above $500K and up to $1M to invest in your next business growth opportunity.
- Fixed term up to 5 years with fixed rates
- No credit checks to see if you are eligible
- Security may be required when accessing over $500K in Prospa funding
- Minimum $2M annual turnover and 3 years trading to apply
Line of Credit
Ongoing access to up to $500K to keep your business moving.
- Renewable 24 month term
- Fast decision and funding possible in 24 hours
- Only pay interest on what you use
- Access funds 24/7 with the Mobile App
- Minimum $6K monthly turnover and minimum 2 years trading history to apply
Flexible funding solutions for NT’s small business community
Whether it’s the rich indigenous culture, the emerging gastronomic scene, the endless opportunities for adventure, or its proximity to the real Australian Outback, the top end has so much to offer. And with almost 15,000 small businesses in the Territory, the NT Government is working hard to make it one of the easiest places to do business.
At Prospa, we are proud to support NT small business owners with hassle-free access to funding. Feel confident to move fast on your next opportunity with a fast decision on amounts up to $1M and funding possible in 24 hours.
Flexibility
Support
Confidence
Awards, thanks to your support
It's nice to know we're doing something right
| Year | Award | Category |
|---|---|---|
| 2026 | Great Place to Work | Recognised as one of Australia’s Best Workplaces for Women |
| 2025 | Broker Innovation Summit | Finalist, Innovator of The Year |
| 2026 | Great Place to Work | Certified |
| 2026 | Broker Innovation Summit | Finalist, Innovator of The Year |
| 2026 | FINNIES | Finalist, Excellence in Business Lending |
