Invoice Finance

Invoice finance

Prospa supports your business with a range of products and alternatives to invoice financing designed to help your business recover funds faster and support small business cash flow. Our invoice finance alternatives have been developed to take the strain off chasing your receivables and help you to keep your accounts flush and healthy.

With Prospa’s support you can concentrate on finding and expanding new business opportunities. We help small businesses by offering easy invoice finance alternatives and providing your accounts with the funds you need within 24hrs of your approved application. All of our finance products are available online so it’s quick and easy to apply, get approved and get the funds you need.

Working with your accounting software, we receive an accurate picture of your business financials instantly and offer products which can either loan the value of the invoices you have currently outstanding, or by discovering new and alternative small business finance options which give you more flexibility to expand and consolidate your growth opportunities. We ensure that your data is kept secure with bank-level encryption and we never share your information with third parties.

Our customers rely on us to help them grow. We won’t slow you down with additional paperwork or lengthy delays.

You may be familiar with invoice factoring products on offer from other business finance providers. With Prospa, our products advance your business 100% of the funds that your accounts need, when you need them. With easy repayment options which work with your business, Prospa assists your business health by maintaining the cash flow you need to optimise your accounts management.

If you think your business could benefit from one of our finance options, then chat with a consultant online today. Our team can help you reach the best finance product available for your small business. Join over 29,400 customers we have already helped and grow your business with Prospa.

Talk to a business lending specialist

Talk to a business lending specialist

Talk to a business lending specialist

Talk to a business lending specialist

Talk to a business lending specialist

Why Prospa? It’s today’s way to borrow.

No more compromising or missed opportunities with Prospa by your side. With hassle-free application, this time tomorrow you could have access to funds for growth and cash flow support. It’s just what we do.

We’re Australia’s #1 online lender to small business.

Choice

Borrow up to $500K with 10 minute application, fast decision and funding possible in 24 hours.

Support

A dedicated Business Lending Specialist will get to know you and your business and provide a personalised solution.

Confidence

Join thousands of Aussie small businesses who thrive with the support of Australia’s #1 online lender to small business.

Awards, thanks to your support

It’s nice to know we’re doing something right.

Year Award Category
2024 The Adviser Magazine's Product of Choice: Non-Banks Survey Winner, Best short-term loan
2024 FINNIES Fintech Australia Awards Finalist, Excellence in Business Lending
2024 The Adviser Magazine's Product of Choice: Non-Banks Survey Winner, Best SME loans less than $250K
2024 Great Place to Work Recognised as one of the Top 10 Best Workplaces in Technology
2024 Work180 Recognised by WORK180 as one of Australia’s top 101 workplaces for women

See more awards