Every customer is different and their loans should reflect that. We assess each application individually and find the most suitable business borrowing solutions for your needs. Our quick applications and fast delivery of funds save business owners valuable time, while our flexible repayment schedules and early payout discounts offer precious savings.
Our customised business solutions bring our customers back time and time again. We’ve been privileged to watch many businesses grow using our funding to support their different stages of development.
To find out how our company lending solutions can help your business, talk to a member of our team. Or you can apply for business loan today.
The sweet taste of success
Just a few years after purchasing Hyde Park’s Fish out of Water, Adelaide owners Kate and Chris are racking up the awards and tasting the rewards of their commitment to local produce and people.
Recently voted first place (tied) for South Australia’s best fish ’n’ chip shop, they’ve also turned what started as a sweet little side hustle selling homemade desserts from a small space in their shop cabinet into a full-blown dessert bar in its own venue.
At the recommendation of their financial broker, Kate and Chris secured a Prospa small business loan to fund the first commercial kitchen fit-out and hire four new staff for their new business. They’ve since grown to a team of 11 and are running two additional pop-up stores with another standalone shop front on the way.
Read more about Cupkates Desserts success story here.
Our loans work hard so you don’t have to
When we designed our award-winning Prospa Small Business Loan, we listened and considered the needs of our customers instead of trying to create a one-size-fits-all company lending solution.
Our quick application process is perfect for businesses short on time and in need of cash flow access fast. Once approved, you won’t need to wait on hold during business hours, you can manage your money on the move with 24/7 access to funds and support through our mobile app and customer portal.
We’ve also worked to make the process of applying for business loans easier , offering the following instead:
- Small business loans between $5K and $150K – no asset security required upfront to access Prospa funding up to $150K
- Easy application with funding possible in 24 hours
- Loan terms between 3 and 24 months
- Flexible payment conditions and early payout discounts
- Business loan interest rates calculated based on your business circumstances
- 24/7 access to your account via the Prospa mobile app and customer portal
To get business booming try our business funding options, apply now.
Expected or unexpected expenses? We’ve got you covered.
We recognise that the needs of every business are different. That’s why we tailor our business lending solutions to each company.
A Prospa commercial loan can be applied to a wide range of business-related activities, including:
- marketing and organisational strategy development
- supporting working capital
- increasing capacity of workforce or office space
- office refurbishments and equipment repairs
Whatever your company lending needs, we’ve got you covered. Apply today and you could have funds tomorrow with Prospa.