Small business financing

Access life changing funds to support your success

Small Business Funding

Prospa is Australia’s #1 favourite lender providing small business finance to thousands of customers. Our client-focused approach to small business finance and lending has led us to offering life-changing funds which have helped to grow and expand businesses just like yours. As an award-winning market leader, we have built and maintained a 4.9/5 TrustScore developing strong trust with our client base who have discovered the difference between lending with the big banks and the support Prospa’s lending experts have to offer which help your business to really succeed.

Why Prospa is the big difference in small business finance.

Prospa is here to help you get the most from your small business. We have helped all sorts of businesses achieve all kinds of goals from renovations and capital investments to rebranding and advertising campaigns.

  • Retail
  • Hospitality
  • Professional and consultancy services
  • Health practices
  • Wholesalers
  • Trades
  • Hair & Beauty specialists
  • Franchises

Business loans are available from $5,000 to $150,000. Short terms loans are available on terms from 3 – 36 months and looking out for the small business, Prospa doesn’t penalise you for early payouts and your lending specialist will ensure that repayment terms are cash flow friendly. No asset security required upfront to access Prospa funding up to $150,000.
Start your application now with a 10 minute online form. Approval is usually received within an hour and once approved your new funds are transferred within 24hrs or the next business day. We make small business finance quick and easy.
Start your application process today with a fast and easy online application. Let us help you secure prosperity.

Why Prospa? It’s today’s way to borrow.

No more compromising or missed opportunities with Prospa by your side. With hassle-free application, this time tomorrow you could have access to funds for growth and cash flow support. It’s just what we do.
We’re Australia’s #1 online lender to small business.


Borrow up to $500K with 10 minute application, fast decision and funding possible in 24 hours.


Talk to real people. Business Lending Specialists who are focused on getting you what you need, sooner.


Thousands of small businesses have borrowed from Prospa so far. You could benefit too.

Talk to a business lending specialist

Talk to a business lending specialist

Talk to a business lending specialist

Talk to a business lending specialist

Talk to a business lending specialist

Awards, thanks to your support

It's nice to know we're doing something right

Year Award Category
2023 FINNIES Finalist, Excellence in Business Lending
2023 FINNIES Finalist, Best Workplace Diversity
2023 MFAA Finalist, State Fintech Lender of the Year
2022 Work180 Endorsed Employer
2022 Great Place to Work Certified

See more awards