Small Business Financing

Prospa is Australia’s #1 favourite lender providing small business finance to over 29,400 customers. Our client-focused approach to small business finance and lending has led us to offering over $1.65 billion in life-changing funds which have helped to grow and expand businesses just like yours. As an award-winning market leader, we have built and maintained a 4.9/5 TrustScore developing strong trust with our client base who have discovered the difference between lending with the big banks and the support Prospa’s lending experts have to offer which help your business to really succeed.


Why Prospa is the big difference in small business finance.


Prospa is here to help you get the most from your small business. We have helped all sort of businesses achieve all kinds of goals from renovations and capital investments to rebranding and advertising campaigns.

  • Retail
  • Hospitality
  • Professional and consultancy services
  • Health practices
  • Wholesalers
  • Trades
  • Hair & Beauty specialists
  • Franchises


Business loans are available from $5,000 to $300,000. Short terms loans are available on terms from 336 months and looking out for the small business, Prospa doesn’t penalise you for early payouts and your lending specialist will ensure that repayment terms are cash flow friendly. No asset security required upfront to access Prospa funding up to $100,000.


Start your application now with a 10 minute online form. Approval is usually received within an hour and once approved your new funds are transferred within 24hrs or the next business day. We make small business finance quick and easy.


Start your application process today with a fast and easy online application. Let us help you secure prosperity.

Why Prospa? It’s today’s way to borrow.

We’ve helped more than 29,400 small businesses with funds to seize opportunities or to support cash flow. We continue to fund eligible small businesses with a range of options.

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Borrow up to $300K with 10 minute application, fast decision and funding possible in 24 hours

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Talk to real people. Business Lending Specialists who are focused on getting you what you need, sooner.

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More than 29,400 small businesses have borrowed over $1.65 billion from Prospa so far. Join them.

Or call us at 1300 882 867. Our team is available to support you.

“Prospa has been really good for me. They’ve kept me in business, as opposed to maybe finding it too hard and deciding I was going to give it up or sell.”

Julie Wallace
Verdaflore, NSW

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