Small business financing

Access life changing funds to support your success

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Small Business Funding

Prospa is Australia’s #1 favourite lender providing small business finance to thousands of customers. Our client-focused approach to small business finance and lending has led us to offering life-changing funds which have helped to grow and expand businesses just like yours. As an award-winning market leader, we have built and maintained a 4.9/5 TrustScore developing strong trust with our client base who have discovered the difference between lending with the big banks and the support Prospa’s lending experts have to offer which help your business to really succeed.

Why Prospa is the big difference in small business finance.

Prospa is here to help you get the most from your small business. We have helped all sorts of businesses achieve all kinds of goals from renovations and capital investments to rebranding and advertising campaigns.

  • Retail
  • Hospitality
  • Professional and consultancy services
  • Health practices
  • Wholesalers
  • Trades
  • Hair & Beauty specialists
  • Franchises

Business loans are available from $5,000 to $150,000. Short terms loans are available on terms from 3 – 36 months and looking out for the small business, Prospa doesn’t penalise you for early payouts and your lending specialist will ensure that repayment terms are cash flow friendly. No asset security required upfront to access Prospa funding up to $150,000.
Start your application now with a 10 minute online form. Approval is usually received within an hour and once approved your new funds are transferred within 24hrs or the next business day. We make small business finance quick and easy.
Start your application process today with a fast and easy online application. Let us help you secure prosperity.

Why Prospa? It’s today’s way to borrow.

No more compromising or missed opportunities with Prospa by your side. With hassle-free application, this time tomorrow you could have access to funds for growth and cash flow support. It’s just what we do.
We’re Australia’s #1 online lender to small business.

Choice

Borrow up to $500K with 10 minute application, fast decision and funding possible in 24 hours.

Support

Talk to real people. Business Lending Specialists who are focused on getting you what you need, sooner.

Confidence

Thousands of small businesses have borrowed from Prospa so far.
You could benefit too.

Trustpilot

Talk to a business lending specialist

Talk to a business lending specialist

Talk to a business lending specialist

Talk to a business lending specialist

Talk to a business lending specialist

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How our customers have put their funds to work

Read customer stories
Randi Thraves
Smokin Hot 'N Saucy Barbecue

"Prospa helped us again when banks said no, and we were able to continue on.”

Urban Jungle Studios Testimonial
Dean Taylor
Urban Jungle Studios

“Prospa has given me the confidence that the business has got the capital behind it to make decisions.”
Stoned Crystals Testimonial
Ashley and Jeremy
Stoned Crystals

“This new type of funding that Prospa does really is a gamechanger for small companies."

Awards, thanks to your support

It's nice to know we're doing something right

Year Award Category
2024 The Adviser Magazine's Product of Choice: Non-Banks Survey Winner, Best short-term loan
2024 FINNIES Fintech Australia Awards Finalist, Excellence in Business Lending
2024 The Adviser Magazine's Product of Choice: Non-Banks Survey Winner, Best SME loans less than $250K
2024 Great Place to Work Recognised as one of the Top 10 Best Workplaces in Technology
2024 Work180 Recognised by WORK180 as one of Australia’s top 101 workplaces for women

See more awards