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Marketing

All ⁴²
Growing your business ²⁷
Day to day hustle ¹²
Manage your finances ²
Operating your business ¹

18 Oct 2021

Day to day hustle
Content creation
Marketing
SEO

How one Aussie business is re-evaluating and refreshing for EOY

18 Oct 2021

16 Feb 2021

TikTok got this business out of a sticky situation | Prospa

Growing your business
I wish someone had told me that
Marketing
Promotions
Social media
Tiktok

I wish someone had told me that… David King, Sticky

16 Feb 2021

08 Feb 2021

Making the most of Instagram marketing | Prospa

Growing your business
Community
Marketing
Partnerships
Promotion
Social media

How to make your business Insta-worthy

08 Feb 2021

11 Jan 2021

Day to day hustle
Growth
Marketing
Packaging
Small business trends
Virtual brands

What to consider when launching a dark kitchen or virtual brand

11 Jan 2021

21 Dec 2020

Growing your business
Grants
Marketing
Resilience
Software

How building and trade plan on nailing 2021

21 Dec 2020

04 Dec 2020

Growing your business
Customer experience
Eoy
Expansion
Marketing
Mental health
Planning

5 ways to use the EOY downtime to your advantage

04 Dec 2020

Prospa solutions

Prospa
Small Business Loan

Quick access $5K - $150K

Learn more

Prospa
Business Loan Plus

Larger loans $100K - $500K

Learn more

Prospa
Line of Credit

Ongoing access to funds up to $150K

Learn more

Get started

Which product are you interested in?

Apply for funds

Small business lending to match your business needs

Open an account

A business transaction account. For existing Prospa customers.

Compare our products

Select Product #1

Business Loan Plus
Small Business Loans
Line of Credit

Select Product #2

Business Loan Plus
Small Business Loans
Line of Credit

Best for when you need

Funds for bigger plans

Fast access to funds

To build cash flow confidence

Funds for bigger plans

Fast access to funds

To build cash flow confidence

Eligibility

6 months minimum trading history applies
Over $6K monthly turnover
Active ABN and valid driver’s licence
Good credit history

6 months minimum trading history applies
Over $6K monthly turnover
Active ABN and valid driver’s licence
Good credit history

Minimum 2 years trading history
Over $6K monthly turnover
Active ABN and valid driver’s licence
Good credit history

6 months minimum trading history applies
Over $6K monthly turnover
Active ABN and valid driver’s licence
Good credit history

6 months minimum trading history applies
Over $6K monthly turnover
Active ABN and valid driver’s licence
Good credit history

Minimum 2 years trading history
Over $6K monthly turnover
Active ABN and valid driver’s licence
Good credit history

Asset security

Security may be required when accessing over $150K in Prospa funding

No upfront property security for up to $150K in Prospa funding

Security may be required when accessing over $150K in Prospa funding

No upfront property security for up to $150K in Prospa funding

Loan size

From $150K to $500K

From $5K to $150K

From $2K to $500K

From $150K to $500K

From $5K to $150K

From $2K to $500K

Loan term

Both products are Up to 5 years

Both products are Up to 3 years

2 years, with option to renew

Both products are Up to 5 years

Both products are Up to 3 years

2 years, with option to renew

Interest

Fixed interest rate

Both products do not require Asset security Fixed interest rate

Both products do not require Asset security Interest calculated on the funds you use, not on the limit.

Fixed interest rate

Both products do not require Asset security Fixed interest rate

Both products do not require Asset security Interest calculated on the funds you use, not on the limit.

Payments structure

Both products can be repaid in a Receive your full loan amount as a lump sum

Both products can be repaid in a Receive your full amount as a lump sum

Use and reuse as often as you like during the 24 month renewable term

Both products can be repaid in a Receive your full loan amount as a lump sum

Both products can be repaid in a Receive your full amount as a lump sum

Use and reuse as often as you like during the 24 month renewable term

Repayment frequency

Both products can be repaid Weekly

Both products are repaid weekly Only pay interest on what you use + weekly service fee 0.046%

Both products can be repaid Weekly

Both products are repaid weekly Only pay interest on what you use + weekly service fee 0.046%

Online access

Both products can be accessed through the Prospa App and Prospa Online

Dedicated lending specialist

Visa debit card not available Yes

Yes

Visa debit card not available Yes

Yes

Visa debit card

Dedicated lending specialist not available No

Apply now Read more

Apply nowRead more

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Inside Prospa

Marketing

How one Aussie business is re-evaluating and refreshing for EOY

I wish someone had told me that… David King, Sticky

How to make your business Insta-worthy

What to consider when launching a dark kitchen or virtual brand

How building and trade plan on nailing 2021

5 ways to use the EOY downtime to your advantage

Prospa Small Business Loan

Prospa Business Loan Plus

Prospa Line of Credit

Prospa
Small Business Loan

Prospa
Business Loan Plus

Prospa
Line of Credit