They have the will.
We have a way.

Flexible business funding solutions

Call 1300 964 808 Submit a Scenario

Flexibility fuels small business

2020 presented challenges like never before, and many small businesses took the opportunity to adapt. Every new idea, product or service came from sheer grit and determination. And funding to bring it to life.

We recognise the passion that drives small business owners, and if anyone is built to succeed in 2021, it’s them. Let’s band together and support them with a flexibility that they will truly value and appreciate.

Card image cap

Flexible Small Business Loan

A lump sum of up to $300K to invest in growth opportunities or one-off expenses like renovations or equipment purchases.

Submit a scenario
Card image cap

Flexible early repayment

Your clients have the option to save on interest by paying out their loan early if they choose to do so.

Card image cap

Flexible Line of Credit

A great tool to help your client take control of cash flow. Plus they only pay interest on what they use while they use it.

Submit a scenario
Card image cap

Flexible, personal approach

We go the extra mile to get to know your clients and their businesses - and look to say 'yes' more often.

Our flexible funding solutions support customers in many ways – find out how!

prospa customer stories

Flexibility: Fast access to funds

A revenue boost takes determination

Prospa’s personal approach and fast turnaround were key to this Queensland-based niche hair salon getting the funding to boost stock levels on their online store. The result of the stock boost? An increase in revenue of around 15%.

“We are confident that Prospa has been there for us when we’ve needed them to help with the expansion so we are confident they’ll be there in the future.”Amanda, Purely Curls

prospa customer stories

Flexibility: A personalised approach

Diversifying with attitude

By really getting to know what the business was trying to achieve Prospa was happy to help with funding for expansion. The result? A fresh funky bar, offering a whole new dining experience to customers.

“We chose Prospa over a traditional bank because they understand what it’s like to be a small business competing in a very competitive world.”Brian, Beach Almond Restaurant

Prospa customer stories

Flexibility: The simple process

Making a gutsy move

When this WA healthcare company turned to their broker for the right funding option to jump on an opportunity to grow, Prospa’s speed and simplicity were paramount.

“We didn’t want to lose the momentum that we had in the business, so a short turnaround time and quick access to cash gave us the chance to grow and not miss out.”Lorna, View Health

Small Business Insights:
6 forces driving future demand of SME credit

With the increased confidence we’re seeing in the SME space, we would like to share the six forces that are driving demand for commercial credit as we move into 2021 and beyond.

Card image cap

Government Stimulus

The federal and state government support measures have been designed to increase the flow of money in the economy and strong growth is expected.

Card image cap

Fear of 'The Cliff'

SMEs fear `the cliff' but this fear is evaporating due to a tapering of stimulus and increased business-friendly budget announcements coming through.

Card image cap

'Re-' everything

SMEs are gaining confidence and are beginning to re-stock, re-hire, re-equip, re-employ, re-invest in sales channels & technology and re-design business models.

Card image cap

Trade terms shifting

Wholesalers are moving to a safer business model while the impact of late invoice payments is compounding to cause a shift in trade terms.

Card image cap

eCommerce frenzy

We've changed how and where we shop, and what we buy. That means 2021 will be a huge year for tech as we do more business from afar.

Card image cap

'Rainy day' funds

There's a real need for ongoing access to working capital. The amount required depends on specific businesses and industries.

Engage clients and build your business. It’s easy!

With a full suite of marketing material at your fingertips, it’s never been easier to build your client base. Contact your nearest BDM to get started.

Go to resources page

Ready to support your small business clients?

Log into the Prospa Partner Portal to submit a lead.

Log in

Alternatively, Submit a loan scenario, call 1300 964 808 or find your BDM

Fintech Australia Prospa

1 The information in this post is provided for general information only and does not take into account your personal situation. Nothing contained in this post constitutes advice or an endorsement or recommendation of any kind by Prospa.