Prospa is now open on Saturdays. Call our team between 10am & 4pm to discuss your loan.

Open your eyes to small business funding options

Access to quick business funding in Australia can sometimes be challenging, especially if you are seeking funding for a business start-up. At Prospa, we help existing Aussie businesses from a range of industries maintain strong and stable growth by offering small business funding options for all kinds of business uses.

Our business funding model is perfect for business capital funding. A Prospa small business loan of $5,000 to $300,000 over terms of 3 to 24 months – and they’re great to help your business to grow and succeed. Talk to our friendly customer service specialists about a funding option to suit you.


Apply online in 10 minutes with funding possible in 24 hours.


Borrow between $5,000 and $300,000 with loan terms from 3 to 24 months and cash flow friendly repayments.

No assets? No worries.

There’s no security required
to access up to $100,000.


Deal with a dedicated Prospa loan specialist from application until funds hit your account.

Business funding helps you reach your goals

Investing in your business is a great way to achieve the milestones and commercial goals you have set yourself. So, if you haven’t got the funds to take that next step, a business loan could be just what you need to get there.

Small Business Funding can help you:

  Expand your current market with a new office, site or franchise

  Build and utilise an online store

  Revitalise an existing business with new products and services

  Upgrade equipment and tools

  Support working capital

Business funding frequently asked questions

Do you offer business capital funding?

Yes, our small business loans are a great way to provide business capital funding for all areas of business growth. If you are seeking the funds to make an investment in your business to take it to the next level, talk to us about a business loan of $5,000 to $300,000. You can borrow up to $100,000 with no asset security required to access the funds. As Australia’s #1 online lender to small business, we are more than just your average financial services provider. We offer a dedicated team of small business lending specialists who are available Monday to Saturday to help you find an option to suit your needs.


Do your loan options include equipment loans or leases?

The Prospa business loan is a simple alternative to an equipment loan. We don’t offer equipment financing or leases as such, but with a small business loan from Prospa you can use the funds for any business purpose – from asset and equipment purchases to supporting cash flow. You will know your repayment schedule up front, and repayments are tailored around your business cash flow cycle. Your dedicated customer service representative will help you to identify an appropriate financing option for now and in the future.


Why should I choose Prospa for business funding?

We are dedicated to supporting Australian small businesses. We want to help you grow and succeed. That is why you can trust Prospa to support your business with funding opportunities for long-term growth.

We have loaned over $1.2 billion into more than 20,000+ businesses right across the country. Our customers enjoy the ongoing support and expert assistance from our dedicated team of business lending specialists.

If you are an entrepreneur looking to take advantage of business opportunities, we are here to help you to realise your dreams with the support and funding you need. Contact us today for more information about business funding, or to apply for finance to help your business to thrive.

Talk to an expert today

If you’re ready to understand your borrowing options get started here, or call us at 1300 882 867 and a business lending specialist will help you with any questions.