Business Funding

Open your eyes to small business funding options

Access to quick business funding in Australia can sometimes be challenging, especially if you are seeking funding for a business start-up. At Prospa, we help existing Aussie businesses from a range of industries maintain strong and stable growth by offering small business funding options for all kinds of business uses.

Our business funding model is perfect for business capital funding. A Prospa Small Business Loan of $5,000 to $150,000 over terms of 3 – 36 months is a great way to help your business to grow and succeed. Talk to our Business Lending Specialists about funding options to suit you.

Business funding helps you reach your goals

Investing in your business is a great way to achieve the milestones and commercial goals you have set yourself.

So, if you haven’t got the funds to take that next step, a business loan could be just what you need to get there.

Small business funding can help you:

  • Expand your current market with a new office, site or franchise
  • Build and utilise an online store
  • Revitalise an existing business with new products and services
  • Upgrade equipment and tools
  • Support working capital

Prospa. Funding solutions to match your business needs

No more compromising or missed opportunities with Prospa by your side. With hassle-free application, this time tomorrow you could have access to funds for growth and cash flow support. It’s just what we do.
We’re Australia’s #1 online lender to small business.


Borrow up to $500K with 10 minute application, fast decision and funding possible in 24 hours.


Talk to real people. Business Lending Specialists who are focused on getting you what you need, sooner.


Thousands of small businesses have borrowed from Prospa so far.
You could benefit too.

Talk to a business lending specialist

Talk to a business lending specialist

Talk to a business lending specialist

Talk to a business lending specialist

Talk to a business lending specialist


Common questions answered

Yes, our small business loans are a great way to provide business capital funding for all areas of business growth. If you are seeking the funds to make an investment in your business to take it to the next level, talk to us about a business loan of $5,000 to $150,000. No asset security required upfront to access Prospa funding up to $150,000. As Australia’s #1 online lender to small business, we are more than just your average financial services provider. We offer a dedicated team of Business Lending Specialists who are available Monday to Saturday to help you find an option to suit your needs.

The Prospa business loan is a simple alternative to an equipment loan. We don’t offer equipment financing or leases as such, but with a small business loan from Prospa you can use the funds for any business purpose – from asset and equipment purchases to supporting cash flow. You will know your repayment schedule up front, and repayments are tailored around your business cash flow cycle. Your dedicated Business Lending Specialist will help you to identify an appropriate financing option for now and in the future.

We are dedicated to supporting Australian small businesses. We want to help you grow and succeed. That is why you can trust Prospa to support your business with funding opportunities for long-term growth.

We have lent over $1.65 billion into more than 29,400 businesses right across the country. Our customers enjoy the ongoing support and expert assistance from our dedicated team of business lending specialists.

If you are an entrepreneur looking to take advantage of business opportunities, we are here to help you to realise your dreams with the support and funding you need. Contact us today for more information about business funding, or to apply for finance to help your business to thrive.

Other questions? Talk to a specialist

Awards, thanks to your support

It's nice to know we're doing something right

Year Award Category
2024 Great Place to Work Recognised as one of the Top 10 Best Workplaces in Technology
2024 Work180 Recognised by WORK180 as one of Australia’s top 101 workplaces for women
2023 Great Place to Work Recognised as one of the Top 20 Best Workplaces
2023 Great Place to Work Certified
2023 The Adviser Magazine's Product of Choice: Non-Banks Survey Winner, SME under $250K Loan of Choice

See more awards