Limited time offer: No repayments on business loans for the first 6 weeks. Offer ends June 30. T&Cs. Apply now.

Could 25% of global retail sales be online by 2024?*

Invest in your online capabilities:

Flexible business funding to get you where you need to be

When you’re thinking ‘growth’, don’t let a lack of funds stop you in your tracks. We’ve helped hundreds of retail businesses make their next brave move with our flexible range of cash flow solutions.

Whether you want to build an online empire, invest in next-level POS tech, promote a massive sale, or just enjoy a bit of cash flow backup – talk to Prospa. It takes just 10 minutes to apply online for funds up to $500K, and approved funding is possible in just 24 hours. What are you waiting for?

Talk to a business lending specialist

Talk to a business lending specialist

Talk to a business lending specialist

Talk to a business lending specialist

Talk to a business lending specialist

Cashflow or Growth. We help retailers with both!

As a business owner operating in the retail industry, you know that cash flow can play a vital role in your business’s day-to-day. Plus, there are times when you might need funds to invest in your business to take it to the next level. Talk to Prospa – we can help you apply for a flexible funding solution for your retail business’s needs – whatever they may be.


Purchase inventory, introduce a new product, pay in bulk to secure a great discount and increase profit margins.


Remodel your physical store, purchase new furniture, update equipment, upgrade to new POS technology, smarten up your interior.


Pay wages, hire casual staff during busy periods, train new staff, reward staff with incentives.


Build, promote and run an online store to extend your reach and grow your business.


Create awareness and acquire more customers through advertising, launching a loyalty program or investing in social media.

And more

Having hassle-free access to funding can help give retailers the freedom to move quickly.

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Why Prospa? Because we believe in small business.

No more compromising or missed opportunities with Prospa by your side. With hassle-free application, this time tomorrow you could have access to funds for growth and cash flow support. It’s just what we do.

We’re Australia’s #1 online lender to small business.

Awards, thanks to your support

It's nice to know we're doing something right

Year Award Category
2024 Great Place to Work Recognised as one of the Top 10 Best Workplaces in Technology
2024 Work180 Recognised by WORK180 as one of Australia’s top 101 workplaces for women
2023 Great Place to Work Recognised as one of the Top 20 Best Workplaces
2023 Great Place to Work Certified
2023 The Adviser Magazine's Product of Choice: Non-Banks Survey Winner, SME under $250K Loan of Choice

See more awards