Could 25% of global retail sales be online by 2024?*
Invest in your online capabilities:



Flexible business funding to get you where you need to be
Whether you want to build an online empire, invest in next-level POS tech, promote a massive sale, or just enjoy a bit of cash flow backup – talk to Prospa. It takes just 10 minutes to apply online for funds up to $500K, and approved funding is possible in just 24 hours. What are you waiting for?



Prospa Small Business Loan
- Borrow from $5,000 up to $150,000 as a lump sum over a fixed term of up to 24 months.
- Minimum $5,000 monthly turnover and 6 months trading to apply.
- Great for managing cash flow, buying stock and equipment, or covering unexpected expenses.



Prospa Business Loan Plus
- Borrow from $150,000 up to $500,000 as a lump sum over a fixed term of up to 36 months.
- Minimum $1 million annual turnover and 3 years trading to apply.
- Often used for funding growth, renovations and refits, or equipment purchases.



Prospa Business Line of Credit
- Get ongoing access to funds up to $150,000 and only pay interest on the funds you use.
- Minimum $5,000 monthly turnover and 6 months trading to apply.
- Ideal for managing cashflow and unexpected expenses.

Prospa Small Business Loan
- Borrow from $5,000 up to $150,000 as a lump sum over a fixed term of up to 24 months.
- Minimum $5,000 monthly turnover and 6 months trading to apply.
- Great for managing cash flow, buying stock and equipment, or covering unexpected expenses.

Prospa Business Loan Plus
- Borrow from $150,000 up to $500,000 as a lump sum over a fixed term of up to 36 months.
- Minimum $1 million annual turnover and 3 years trading to apply.
- Often used for funding growth, renovations and refits, or equipment purchases.

Prospa Business Line of Credit
- Get ongoing access to funds up to $150,000 and only pay interest on the funds you use.
- Minimum $5,000 monthly turnover and 6 months trading to apply.
- Ideal for managing cashflow and unexpected expenses.
Cashflow or Growth. We help retailers with both!
Stock
Improvements
Staff
eCommerce
Marketing
And more
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Why Prospa? Because we believe in small business.
We’re Australia’s #1 online lender to small business.
How our customers have put their funds to work
Read Customer StoriesAwards, thanks to your support
It's nice to know we're doing something right
Year | Award | Category |
---|---|---|
2022 | Work180 | Endorsed Employer |
2022 | Great Place to Work | Certified |
2022 | The Adviser Magazine's Product of Choice: Non-Banks Survey | Winner, SME under $250K Loan of Choice |
2022 | The Adviser Magazine's Product of Choice: Non-Banks Survey | Winner, Short Term Loan of Choice |
2019 | Deloitte Technology Fast 500 | Winner, Asia Pacific |