Small business loans to match your business needs

  • Funding up to $500K
  • Fast decision and funding possible in 24 hours
  • No asset security required upfront to access Prospa funding up to $150K

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What could you be doing by this time tomorrow?

With Prospa’s fast application and decision, this time tomorrow you could have the funds you need to set your business up for success. Whether you’re ramping up or winding down, our flexible funding solutions are there to support almost any business need.

Prospa Small Business Loan

Quick access to $5K$150K to cover unexpected expenses or a one-off purchase

  • Term up to 24 months
  • Fast decision & funding possible in 24 hours
  • Minimum $6K monthly turnover and 6 months trading to apply

Prospa Plus Business Loan

Larger loans of $150K$500K to invest in your next business growth opportunity.

  • Term up to 36 months
  • Dedicated Business Lending Specialist
  • Upfront asset security required
  • Minimum $1M annual turnover and 3 years trading to apply

Prospa Business Line of Credit

Ongoing access to up to $150K to keep your business moving.

  • Renewable 24 month term
  • Fast decision and funding possible in 24 hours
  • Only pay interest on what you use
  • Access funds 24/7 with the Mobile App

Talk to a business lending specialist

Leave your details below and one of our Business Lending Specialists will get in touch to help you find a solution that matches your needs.

“We didn’t know that business finance like this existed – we only knew the traditional banking methods. So, we took our broker’s advice and we’re very glad we did.”

Lorna Cook
View Health, WA

Why Prospa? Because we support small business.

No more compromising or missed opportunities with Prospa by your side. With hassle-free application, this time tomorrow you could have access to funds for growth and cash flow support. It’s just what we do.

We’re Australia’s #1 online lender to small business.

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Flexibility

Fast application and decision, and funding possible in 24 hours on flexible options up to $500,000.

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Support

A dedicated Business Lending Specialist will get to know you and your business and provide a personalised solution.

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Confidence

Join thousands of Aussie small businesses who thrive with the support of Australia's #1 online lender to small business.

Ready to apply?

 

Schedule a call back, or call one of our friendly Business Lending Specialists today on 1300 882 867. We’re here to support the small business community.

Apply now

Things you should know: No repayment period offer available to new and existing approved customers on a new or refinanced Prospa Small Business Loan or Prospa Plus Business Loan settled between 25 October and 31 December 2021 (inclusive). Approved customers can elect to take an optional initial no repayment period of between 1 to 8 weeks, during which interest will accrue but no repayments will be required. Total loan repayment term will be extended by the time equal to the selected no repayment period (1 to 8 weeks) and interest will accrue from the loan settlement date until the end of the term. Interest that accrues on the loan during the no repayment period is capitalised and included in the total interest expense, and forms part of the regular fixed daily or weekly principal and interest repayments due on each payment date following the end of the no repayment period. Offer only available to businesses established and operating in Australia. Offer not available to refinance an existing Prospa loan that is within a no repayment period at the time of application, or in conjunction with any other Prospa offer. Offer may be withdrawn without notice. Standard credit approval criteria, fees, terms and conditions apply.