Small business loans to match your business needs

  • Funding up to $300K
  • Fast decision and funding possible in 24 hours
  • No asset security required upfront to access Prospa funding up to $150K

Apply Now Talk to a Specialist

We’re big believers in small business!

Aussie small business owners believe in themselves. And at Prospa, we believe in them too. That’s why we offer a no-nonsense approach to business lending – with flexible funding solutions.

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Small Business Loan

Quick access to a lump sum to cover one-off expenses or invest in your business.

  • Borrow between $5,000 and $300,000
  • Fixed term between 3 and 36 months
  • No repayments for the first 4 weeks now available
  • Flexible repayments and early payout available
  • Fast decision and funding possible in 24 hours
  • Minimum 6 months trading to apply
  • No asset security required upfront to access Prospa funding up to $150K
  • Interest rates based on your business circumstances
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Business Line of Credit

Money on demand to cover unexpected cash flow gaps
and keep your business moving.

  • Facility limit between $2,000 and $150,000
  • Renewable 24-month term
  • Only pay interest on what you use
  • Fast decision and funding possible in 24 hours
  • Minimum 6 months trading to apply
  • No asset security required upfront to access Prospa funding up to $150K
  • Interest rates based on your business circumstances
Learn more

Talk to a business lending specialist

Leave your details below and one of our Business Lending Specialists will get in touch to help you find a solution that matches your needs.

Why Prospa?
Because we believe in small business.

No more compromising or missed opportunities with Prospa by your side. Apply to access funds for growth and cash flow support in a fraction of the time and without all the fuss. It’s what we do.

Australia’s #1 online lender to small business.

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Flexibility

Fast decision and funding possible in 24 hours on flexible funding options up to $300,000.

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Support

A dedicated Business Lending Specialist will get to know your business and provide a personalised solution.

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Confidence

Join thousands of small businesses who thrive with the support of Australia's #1 online lender to small business.

“We didn’t know that business finance like this existed – we only knew the traditional banking methods. So, we took our broker’s advice and we’re very glad we did.”

Lorna Cook
View Health, WA

Ready to apply?

 

Schedule a call back, or call one of our friendly Business Lending Specialists today on 1300 882 867. We’re here to support the small business community.

Apply now

Things you should know: No repayment period available to approved customers who settle a new or refinanced Prospa Small Business Loan. Approved customers can elect to take an optional initial no repayment period of between 1 to 4 weeks from the loan settlement date, during which interest will accrue but no repayments will be required. Total loan repayment term will be extended by the time equal to the selected no repayment period (1 to 4 weeks) and interest will accrue from the loan settlement date until the end of the term. Interest that accrues on the loan during the no repayment period is capitalised and included in the total interest expense, and forms part of the regular fixed daily or weekly principal and interest repayments due on each payment date following the end of the no repayment period. Not available to refinance an existing Prospa loan that is within a no repayment period at the time of application. Product settings may be amended or withdrawn without notice.