Quick access to a lump sum to cover one-off expenses or invest in your business.
Money on demand to cover unexpected cash flow gaps
and keep your business moving.
Fast decision and funding possible in 24 hours on flexible funding options up to $300,000.
A dedicated Business Lending Specialist will get to know your business and provide a personalised solution.
Join thousands of small businesses who thrive with the support of Australia's #1 online lender to small business.
Things you should know: No repayment period available to approved customers who settle a new or refinanced Prospa Small Business Loan. Approved customers can elect to take an optional initial no repayment period of between 1 to 4 weeks from the loan settlement date, during which interest will accrue but no repayments will be required. Total loan repayment term will be extended by the time equal to the selected no repayment period (1 to 4 weeks) and interest will accrue from the loan settlement date until the end of the term. Interest that accrues on the loan during the no repayment period is capitalised and included in the total interest expense, and forms part of the regular fixed daily or weekly principal and interest repayments due on each payment date following the end of the no repayment period. Not available to refinance an existing Prospa loan that is within a no repayment period at the time of application. Product settings may be amended or withdrawn without notice.