Solve end of year challenges with fast access to funds

Things can get busy in the lead up to the end of the year, so why not access some additional funding to support your business?

Flexible solutions up to $500K to suit your business needs
Simple application and funding possible in hours
No asset security required upfront to access Prospa funding up to $150K

Get started Talk to a specialist

9 out of 10 small businesses face challenges leading up to end of year

Our latest YouGov research* revealed nine in ten small businesses face challenges in the lead up to the busy holiday period.

While the rising cost of goods and utilities, and lower than expected consumer spending top the list this year – some common end of year challenges can be overcome with the support of additional funding.

We've got you covered

Managing cash flow

A Prospa Line of Credit offers a cash flow safety net to dip into when required and you only pay interest on the funds used.

Staffing challenges

Use funds to hire extra casuals in the lead up to end of year, or invest in opportunities to upskill existing staff during a quiet January.

Managing stock levels

Use funds to hire extra casuals in the lead up to end of year, or invest in opportunities to upskill existing staff during a quiet January.

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Business Line of Credit

Get ongoing access to a safety net of funds between $2K and $150K, and only pay interest on the funds you use. Ideal for managing cashflow and unexpected expenses.

Renewable 24 month term
Apply in 10 minutes with minimal paperwork
No upfront security required to access up to $150K in Prospa funding

Get started Talk to a specialist

Small Business Loan

Borrow a lump sum of between $5K and $500K over a fixed term of up to 36 months. Great for buying extra stock or equipment, hiring casual staff or covering unexpected expenses.