Limited time offer: No repayments on business loans for the first 6 weeks. Offer ends June 30. T&Cs. Apply now.

Refinance and apply for extra funds

  • Competitive interest rates and fees for Zip Business Capital customers
  • Option to unlock an additional $150K with a Business Line of Credit
  • Repayment terms up to 36 months to reduce your existing repayments

Why Prospa?

We’re here to help make business happen for Zip Business Capital customers, with flexible lending solutions to help you grow and manage your cash flow

Easy application

Apply online in less than 5 minutes and get a same day decision, with funding possible in hours

Flexible funding

Apply for funding from $2K to $500K with flexible terms from 3 – 36 months to suit your business needs

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Talk to a business lending specialist

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Frequently asked questions

Yes, you can refinance your existing Zip Business Capital loan with Prospa.

  • New to Prospa? If you are new to Prospa, you will need to start by completing our online application.

  • An existing Prospa customer? If you’re an existing Prospa customer or had a loan with Prospa in the past, we recommend you call our Customer Success Account manager on 1300 879 270 so we can speed up the process.

It’s easy to apply for Prospa funding via our online application..

How it works

1. Apply online in under 5 minutes – All you need is your recent trading figures to refer to

2. Get a same day decision – You get a decision within a business day – often just a few hours. We’ll also reach out to explain the process and answer any questions you have

3. Access your funds – Once your loan is approved, the funds are automatically transferred into your account, often as early as the next business day

Otherwise, if you would like to talk to a business lending specialist you can leave your details and we will be in touch with you shortly to discuss.

Yes, you can apply with Prospa for additional funds. Prospa has a range of lending solutions to match your business needs.

You can apply online here or leave your details and we will be in touch with you shortly.

Our standard eligibility and approval criteria will apply.

If you apply before 4pm on a business day and your application is approved, it is possible to have money in your account the next business day.

We have dedicated number for Zip customers. Please call 1300 879 270 and we will be happy to help.

# This exclusive offer is only available if you refinance your existing Zip Business Capital loan with Prospa before 29 September 2023