Tap to Pay on AndroidA simple way for business to
  1. make more sales
  2. smooth out cash flow
  3. get paid faster
  4. make more sales
  5. smooth out cash flow
  6. get paid faster

Start selling more

Payments made easy.

Accept contactless payments straight from your phone.

Open an account

Easy set up

No setup costs or extra terminals needed, just your phone to get started

Fast and simple

Customers tap their card, Google Pay or other digital wallets to pay instantly

Works anywhere

From markets to cafes, or even at the job site, Tap to Pay works securely wherever you work

Close cash flow gaps

Skip the invoicing and payment delays. Receive funds the next business day to streamline your cash flow*

How to get started

01

Open a Prospa Business Account

Apply online in minutes for your free account
02

Set up Tap to Pay

Enable Tap to Pay on the Prospa App
03

Get tapping

Start taking payments on your phone
Open a Business Account

A low rate with the option to pass it on. Simple.

1.4% transaction fee
No setup costs
No monthly fee

Start saying yes to more sales with Tap to Pay on Android

All you need is your phone. Get started today.

Go contactless now

FAQs

Common questions answered

Tap to Pay is available to customers with a Prospa Business Account, with Tap to Pay transactions settled directly into the Prospa Business Account.

The first step is to apply for a Prospa Business Account. Apply by logging into the Prospa App or visiting prospa.com. Once approved for a Business Account, you’ll be able to apply for Tap to Pay through the Prospa App.

We’ll notify you within one business day whether Tap to Pay has been successfully activated on your account.

We’ve partnered with Live Payments to securely manage the processing of payments when you use Tap to Pay. When your customers make a payment with Tap to Pay, Live Payments will process the transaction and settle it into your Prospa Business Account on the next business day (payments made Sunday are settled on Tuesday).

Live Payment’s T&Cs apply to the Merchant Account and the processing of funds within it.

There are no setup fees or ongoing costs for Tap to Pay. There is a low 1.4% processing fee* charged per transaction, which you can choose to cover yourself or pass on to your customers by applying the customer surcharge.

*Fees include GST and are subject to change; we’ll let you know in advance if anything changes.

We’ve partnered with Live Payments to handle the collection and processing of payments from your customers when you use Tap to Pay.

You will receive payments made with Tap to Pay from Live Payments into your Business Account the next business day.*

*For payments on Sunday, funds will be received on Tuesday

Yes, Tap to Pay is currently only available for customers with a Prospa Business Account. This is because payments that are received with Tap to Pay must be settled directly into a Business Account.

Our Prospa Business Account has no monthly fees and the application process takes just minutes.

No, you can access Tap to Pay easily through the Prospa App, so everything is in one place.

Yes, you can send customers a receipt via email.

Once the transaction has been approved:

  1. Click Email receipt
  2. Enter the customer’s email address
  3. Select Send receipt

Tap to Pay works with any Android or iPhone XS or later operating with iOS 17.0

Tap to Pay utilises NFC technology built into your phone with end-to-end contactless payment encryption. Card details and PIN information are not stored on the device.

Other questions? Talk to a specialist

*For payments on Sunday, funds will be received on Tuesday.