Prospa is now open on Saturdays. Call our team between 10am & 4pm to discuss your loan.

Prospa does business loans without painful paperwork or waiting in queues

Apply in 10 minutes

Simple application process. Apply online, or call us on
1300 882 867.

Same-day approval

Apply today and receive a decision within hours.

Funding possible in 24 hours

Keep the momentum going with fast, easy access to funds.

Prefer to speak to someone?
Call us at 1300 882 867

What you need to have ready

For loans of $50,000 or less, all you need to have ready is:

  • Your Driver’s Licence number
  • The ABN for your business
  • The BSB and account number of your main trading account

For loans over $50,000 you will also need some basic financial statements like a P&L and cashflow, so we can evaluate the health of your business and see what kind of repayments your business can manage without stress.

Your financial information

During the application process you’ll be given the choice of either:

  • Allowing us to use advanced bank verification system to instantly verify your bank information online, or
  • Uploading PDF versions of your last 6 months of transactions.

If you choose to use our advanced bank verification system we can provide a response on the same business day, and often in just one hour. If you upload PDFs it takes us a bit longer to assess your application but we can usually get back to you on the next business day.

What happens next

Once you have submitted your application one of our friendly team will call you to check we have all the information we need. To evaluate the health of your business we use an advanced lending platform developed specifically for the Australian small business environment. Our team will then advise you of the outcome of your application and the daily or weekly repayment schedule we recommend. If you have any questions about the process, this is the time to ask.

If your application is successful, a loan document will be issued for signature (you can choose to do this electronically) and depending on the size of the loan and the time you applied, funding is possible in 24 hours.

It really is business finance made easy.

Ways to apply

 Apply online

The online application only takes 10 minutes.

Give us a call

Speak to one of our friendly staff on 1300 882 867.

Live chat with us

You’ll be connected to a real person. We promise.

Prefer to speak to someone?

"Just Pets is a pet supplies business in Sydney and has used small business loans from Prospa to grow"

Yesha Avsar
Just Pets, NSW

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