Small Business Loans to match the needs of VIC businesses

Apply Now Talk to a specialist
Compare products

Small Business
Loan

Quick access to $5K – $500K to cover unexpected expenses or a one-off purchase.

  • Fixed term up to 5 years with fixed rates
  • Fast decision & funding possible in 24 hours
  • No upfront security required to access Prospa funding up to $150K
  • Minimum $6K monthly turnover and 6 months trading to apply
Learn more about Small Business Loan
Apply now

Business Loan
Plus

Larger loans above $500K and up to $1M to invest in your next business growth opportunity.

  • Fixed term up to 5 years with fixed rates
  • No credit checks to see if you are eligible
  • Security may be required when accessing over $500K in Prospa funding
  • Minimum $2M annual turnover and 3 years trading to apply
Learn more about Business Loan Plus
Apply now

Line of Credit

Ongoing access to up to $500K to keep your business moving.

  • Renewable 24 month term
  • Fast decision and funding possible in 24 hours
  • Only pay interest on what you use
  • Access funds 24/7 with the Mobile App
  • Minimum $6K monthly turnover and minimum 2 years trading history to apply
Learn more about Business Line of Credit
Apply now

Flexible funding solutions for VIC small businesses

When they choose Prospa, VIC small business owners like you enjoy a hassle-free application for amounts up to $1M.
You can get a fast decision and funding is possible in 24 hours – which means less stress when it comes to getting the funds you need.

Talk to a business lending specialist

Talk to a business lending specialist

Talk to a business lending specialist

Talk to a business lending specialist

Talk to a business lending specialist

Get in touch

See what other VIC small businesses are doing

Want to broaden your customer base? Need tips on chasing invoices? Get a taste of how other VIC small businesses tackle challenges and opportunities.

Business owner closing shutters
How to cover costs when business takes a break
Read more
Individual wearing an apron sits at a wooden table, writing in an open notebook with a pen.
Cashflow management software for small business
Read more
A person in a casual denim shirt and cap writes in a notebook while working at a desk with a computer and coffee in a workshop-style office.
Close the year strong. How to tidy finances for new year
Read more
Trustpilot

Flexibility

Fast application and decision, and funding possible in 24 hours on flexible options up to $1M.

Support

A dedicated Business Lending Specialist will get to know you and your business and provide a personalised solution.

Confidence

Join thousands of Aussie small businesses who thrive with the support of Australia’s #1 online lender to small business.