We’re big believers in small business!
Aussie small business owners believe in themselves. And at Prospa, we believe in them too. That’s why we offer a no-nonsense approach to business lending – with flexible funding solutions.
Prefer to speak to someone?
Call us on 1300 882 867 and we can help you get started
Why Prospa? Because we believe in small business.
Testimonial
"“Prospa has been there for us when we needed help with expanding our business, and we feel confident that they’ll be there to help us in the future.”"
Amanda Rickman
Purely Curls
How it works
Check if you qualify
If your monthly turnover is more than $5K and you have over 6 months trading history, you’re ready to go.
Apply in 10 minutes
You need an active ABN, business bank account details & driver licence details (plus business financials for loans over $250K).
Get back to business
With optional no repayments for the first 8 weeks and 24/7 access via the Prospa Mobile App and Customer Portal.
Ready to apply?
Get started now, or speak to a Business Lending Specialist on 1300 882 867.
Get Started
Things you should know: No repayment period available to approved customers who settle a new or refinanced Prospa Small Business Loan. Approved customers can elect to take an optional initial no repayment period of between 1 to 4 weeks from the loan settlement date, during which interest will accrue but no repayments will be required. Total loan repayment term will be extended by the time equal to the selected no repayment period (1 to 4 weeks) and interest will accrue from the loan settlement date until the end of the term. Interest that accrues on the loan during the no repayment period is capitalised and included in the total interest expense, and forms part of the regular fixed daily or weekly principal and interest repayments due on each payment date following the end of the no repayment period. Not available to refinance an existing Prospa loan that is within a no repayment period at the time of application. Product settings may be amended or withdrawn without notice.